Credit Scores Explained: What You Need to Buy a Home

How to Use the 50/20/30 Rule to Simplify Your Budget

Ever wonder where your paycheck goes? 💸 In today’s episode, D. Saul explains the 50/20/30 budget rule to help you manage and grow your money. Learn how to divide your income into needs, wants, and savings to make the most out of every dollar with this simple budgeting strategy. ************** Watch the video version on YouTube: https://youtu.be/sUxUeBDCLCQ [https://youtu.be/sUxUeBDCLCQ]   Download my 50 20 30 budget chart for free here: https://bit.ly/43KoUt5 [https://bit.ly/43KoUt5]   Download a copy of the 10 Tips for First-Time Homebuyers eBook for 100% free below: https://forms.gle/tTFYtcdtWKtVwqEs7 [https://forms.gle/tTFYtcdtWKtVwqEs7]   Get unlimited A.I. credit repair disputes with Credit Repair Hacks by visiting https://creditrepairhacks.net/pages/free [https://creditrepairhacks.net/pages/free]   Show your support by buying a copy of the new book "How I Fixed My Own Credit in 6 Months": https://creditrepairhacks.net/hifmoc-in-6-months [https://creditrepairhacks.net/hifmoc-in-6-months]   Subscribe to the Money Talk Mondays podcast to get a reminder for all new episodes: https://forms.gle/DFoNrVTTdidmWWo5A [https://forms.gle/DFoNrVTTdidmWWo5A]   Got something you’re grateful about? Leave a quick gratitude voice memo to be aired on the next episode here: https://www.speakpipe.com/MoneyTalkMondays [https://www.speakpipe.com/MoneyTalkMondays]   ************** About D. Saul D. Saul has been in the financial and real estate industries since 2014. As a Money Coach and licensed Realtor, he has helped thousands of families buy and sell real estate in all 50 states.   Connect with D. Saul on Social Media @teamdsaul [https://www.liinks.co/dsaul] Connect with D. Saul via email dsaul@centralave.co [dsaul@centralave.co]   Meta Tags Below: 50/20/30 budget rule How to budget money 50 20 30 rule explained Beginner budgeting tips money management personal finance tips budgeting hacks financial freedom financial podcast money tips podcast finance for beginners

How to Save Money Like a Pro

Are you living paycheck to paycheck and wondering how to save money? On this episode, D. Saul shares simple, actionable tips that can help you cut expenses, grow your savings, and take control of your finances this year. ************** Watch the video version on YouTube: https://youtu.be/SqIUe6vd6TA [https://youtu.be/SqIUe6vd6TA]   Get unlimited A.I. credit repair disputes with Credit Repair Hacks by visiting https://creditrepairhacks.net/pages/free [https://creditrepairhacks.net/pages/free]   Download a copy of the 10 Tips for First-Time Homebuyers eBook for 100% free below: https://forms.gle/tTFYtcdtWKtVwqEs7 [https://forms.gle/tTFYtcdtWKtVwqEs7]   Show your support by buying a copy of the new book "How I Fixed My Own Credit in 6 Months": https://creditrepairhacks.net/hifmoc-in-6-months [https://creditrepairhacks.net/hifmoc-in-6-months]   Subscribe to the Money Talk Mondays podcast to get a reminder for all new episodes: https://forms.gle/DFoNrVTTdidmWWo5A [https://forms.gle/DFoNrVTTdidmWWo5A]   Got something you’re grateful about? Leave a quick gratitude voice memo to be aired on the next episode here: https://www.speakpipe.com/MoneyTalkMondays [https://www.speakpipe.com/MoneyTalkMondays]   ************** About D. Saul D. Saul has been in the financial and real estate industries since 2014. As a Money Coach and licensed Realtor, he has helped thousands of families buy and sell real estate in all 50 states.   Connect with D. Saul on Social Media @teamdsaul [https://www.liinks.co/dsaul] Connect with D. Saul via email dsaul@centralave.co [dsaul@centralave.co]   Meta Tags Below: Money-saving tips 2025 Save money every month Personal finance How to manage money money management personal finance tips financial freedom how to save money financial podcast money tips podcast finance for beginners

Credit Scores Explained: What You Need to Buy a Home

Wondering if your credit score is high enough to get approved for a mortgage? In this episode, D. Saul explains what lenders are looking for in 2025. From FHA to VA to conventional loans, we break it all down and give you tips to boost your chances of approval. What You’ll Learn: * The minimum credit scores required for different types of loans. * Why your credit karma score is wrong * Actionable tips to improve your credit score before applying. Links and Resources Credit monitoring tools: MyScoreIQ - Get your true FICO score and reports from all 3 bureaus here: https://bit.ly/3pU1U7e [https://bit.ly/3pU1U7e] Smart Credit - Get a 3-Bureau Credit Report each month here: https://www.smartcredit.com/creditrepairhacks [https://www.smartcredit.com/creditrepairhacks] First-time homebuyer guide: https://forms.gle/tTFYtcdtWKtVwqEs7 [https://forms.gle/tTFYtcdtWKtVwqEs7] ************** Watch the video version on YouTube: https://youtu.be/7Yq9ABClOJ0 [https://youtu.be/7Yq9ABClOJ0] Get unlimited A.I. credit repair disputes with Credit Repair Hacks by visiting https://creditrepairhacks.net/pages/free [https://creditrepairhacks.net/pages/free]   Show your support by buying a copy of the new book "How I Fixed My Own Credit in 6 Months": https://creditrepairhacks.net/hifmoc-in-6-months [https://creditrepairhacks.net/hifmoc-in-6-months]   Subscribe to the Money Talk Mondays podcast to get a reminder for all new episodes: https://forms.gle/DFoNrVTTdidmWWo5A [https://forms.gle/DFoNrVTTdidmWWo5A]   Got something you’re grateful about? Leave a quick gratitude voice memo to be aired on the next episode here: https://www.speakpipe.com/MoneyTalkMondays [https://www.speakpipe.com/MoneyTalkMondays]   ************** About D. Saul D. Saul has been in the financial and real estate industries since 2014. As a Money Coach and licensed Realtor, he has helped thousands of families buy and sell real estate in all 50 states.   Connect with D. Saul on Social Media @teamdsaul [https://www.liinks.co/dsaul] Connect with D. Saul via email dsaul@centralave.co [dsaul@centralave.co]   Meta Tags Below: Credit score for home loans 2025 Credit score for FHA loan Minimum credit score for mortgage Home buying tips for bad credit How to buy a home First-time homebuyer tips Real estate podcast Financial podcast

How to Delete Negative Items While the Credit Bureaus Are Getting Sued #FICOFriday

🚨 CREDIT BUREAUS ARE IN TROUBLE! Now is the BEST time to dispute negative items on your credit report. On this #FICOFridays episode, D. Saul discusses the CFPB lawsuits and breaks down the exact steps to properly dispute and challenge collections, charge-offs, and derogatory accounts to be removed from your credit profile during this time.   🔗 Resources & Links: ✅ Purchase the eBook "How I Fixed My Own Credit in 6 Months": https://creditrepairhacks.net/hifmoc-in-6-months [https://creditrepairhacks.net/hifmoc-in-6-months] ✅ Best Credit Monitoring App for Tracking Disputes: Credit Repair Hacks. Try it for FREE here: https://creditrepairhacks.net/pages/free [https://creditrepairhacks.net/pages/free] ✅ Get your $1 FICO Report with MyScoreIQ and email it to dsaul@centralave.co [dsaul@centralave.co] for a free Action Plan to boost your credit scores: https://myusn.link/1SikIY [https://myusn.link/1SikIY]     ************** Watch the video version on YouTube: https://youtu.be/91H-0Cw_wRY [https://youtu.be/91H-0Cw_wRY]   Download a copy of the 10 Tips for First-Time Homebuyers eBook for 100% free below: https://forms.gle/tTFYtcdtWKtVwqEs7 [https://forms.gle/tTFYtcdtWKtVwqEs7]   Get unlimited A.I. credit repair disputes with Credit Repair Hacks by visiting https://creditrepairhacks.net/pages/free [https://creditrepairhacks.net/pages/free]   Show your support by buying a copy of the new book "How I Fixed My Own Credit in 6 Months": https://creditrepairhacks.net/hifmoc-in-6-months [https://creditrepairhacks.net/hifmoc-in-6-months]   Subscribe to the Money Talk Mondays podcast to get a reminder for all new episodes: https://forms.gle/DFoNrVTTdidmWWo5A [https://forms.gle/DFoNrVTTdidmWWo5A]   Got something you’re grateful about? Leave a quick gratitude voice memo to be aired on the next episode here: https://www.speakpipe.com/MoneyTalkMondays [https://www.speakpipe.com/MoneyTalkMondays]   ************** About D. Saul D. Saul has been in the financial and real estate industries since 2014. As a Money Coach and licensed Realtor, he has helped thousands of families buy and sell real estate in all 50 states.   Connect with D. Saul on Social Media @teamdsaul [https://www.liinks.co/dsaul] Connect with D. Saul via email dsaul@centralave.co [dsaul@centralave.co]   Meta Tags Below: CreditRepair Dispute Credit Report Credit Bureaus Sued Remove Negative Items Credit Score Boost FICO Financial Freedom Credit Hacks

How 2 Checking Accounts Can Change Your Money Flow

Struggling to stick to a budget? On this episode, D. Saul reveals his genius 2 checking account system for managing expenses, saving more, and creating long-term wealth. Tap in and learn the two account system that makes managing money easy. ************** Watch the video version on YouTube: https://youtu.be/K0UzLYy3Ir0 [https://youtu.be/K0UzLYy3Ir0]   Get $25 for starting a new account with SoFi Bank here: https://bit.ly/41urILK [https://bit.ly/41urILK]   Start your credit building checking account for free with Go2Bank here: https://myusn.link/17AcJx [https://myusn.link/17AcJx]   Download a copy of the 10 Tips for First-Time Homebuyers eBook for 100% free below: https://forms.gle/tTFYtcdtWKtVwqEs7 [https://forms.gle/tTFYtcdtWKtVwqEs7]   Get unlimited A.I. credit repair disputes with Credit Repair Hacks by visiting https://creditrepairhacks.net/pages/free [https://creditrepairhacks.net/pages/free]   Show your support by buying a copy of the new book "How I Fixed My Own Credit in 6 Months": https://creditrepairhacks.net/hifmoc-in-6-months [https://creditrepairhacks.net/hifmoc-in-6-months]   Subscribe to the Money Talk Mondays podcast to get a reminder for all new episodes: https://forms.gle/DFoNrVTTdidmWWo5A [https://forms.gle/DFoNrVTTdidmWWo5A]   Got something you’re grateful about? Leave a quick gratitude voice memo to be aired on the next episode here: https://www.speakpipe.com/MoneyTalkMondays [https://www.speakpipe.com/MoneyTalkMondays]   ************** About D. Saul D. Saul has been in the financial and real estate industries since 2014. As a Money Coach and licensed Realtor, he has helped thousands of families buy and sell real estate in all 50 states.   Connect with D. Saul on Social Media @teamdsaul [https://www.liinks.co/dsaul] Connect with D. Saul via email dsaul@centralave.co [dsaul@centralave.co]   Meta Tags Below: 2-account budgeting system how to manage money with two accounts money management personal finance tips budgeting hacks financial freedom how to save money financial podcast money tips podcast finance for beginners