Episode 25: Behind The Transfer: What Actually Happens When You Hit Send

Episode 25: Behind The Transfer: What Actually Happens When You Hit Send

What actually happens between hitting "send" and your money landing on the other side? In this episode, David, Oneremit's Head of Engineering, walks us through the parts of cross-border payments customers never see — how a payment route gets built and rebuilt in real time, what round-the-clock monitoring actually looks like, and why the hardest part of this job isn't the tech, it's staying reliable at scale. A grounded, no-jargon look at the infrastructure behind every transfer. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit oneremit.substack.com [https://oneremit.substack.com?utm_medium=podcast&utm_campaign=CTA_1]

Episode 24: The December Wind-Down: Customers, Teams & Closing Strong

December is the perfect moment to pause and be intentional about the people who carried your business through the year — your customers, your team, and you. In this episode, we talk about how to close the year by giving back, not just powering down. We discuss simple but meaningful ways to appreciate customers, strengthen relationships, and leave a lasting impression before the year ends. We also explore why doing something thoughtful for your team matters — from recognition and rest to morale-boosting gestures that set the tone for the new year. Finally, the conversation turns inward, highlighting the importance of doing something for yourself as a founder or professional: reflecting, resting, and resetting after a demanding year. This episode is a reminder that ending the year well isn’t about hustle — it’s about gratitude, care, and intention. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit oneremit.substack.com [https://oneremit.substack.com?utm_medium=podcast&utm_campaign=CTA_1]

Episode 23: Why Your International Payment Failed: The Checklist Every Business Should Use

In this episode, we break down the real reasons international payments fail — and how businesses can avoid costly delays. From simple errors like wrong SWIFT codes to deeper issues like compliance holds, missing documents, and correspondent bank blocks, we unpack the exact points where payments get stuck in the global banking maze. You’ll learn the four most common causes of failed payments, the red flags banks look for, and the essential documents every business must have before sending money overseas. We also share a practical, step-by-step checklist you can use to confirm banking details, verify documents, and ensure your supplier’s bank will actually accept your transfer. To wrap up, we explain how Oneremit [http://oneremit.co] helps businesses avoid these problems entirely — by validating details, reviewing documents, and guiding you through the correct process so your international payments land quickly, safely, and without stress. If you’ve ever asked, “Why is my payment delayed?”, this episode gives you the answers — and the tools to prevent it from happening again. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit oneremit.substack.com [https://oneremit.substack.com?utm_medium=podcast&utm_campaign=CTA_1]

Episode 22 - The Hidden Traps in Paying International Suppliers You’ve Been Taught to Accept

In this episode, we explore the subtle practices in international payments that quietly cost SMEs money and increase risk. While obvious scams are rare, many businesses fall victim to norms that feel standard but carry hidden fees, inflated charges, or unnecessary cash commitments. From misunderstood billing cycles and hidden FX markups to extra administrative fees, year-end adjustments, and informal supplier relationships, these small, normalized traps add up over time. Listeners will learn how to spot these risks, question assumptions, and take control of their international payments to protect their business and avoid losing money silently. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit oneremit.substack.com [https://oneremit.substack.com?utm_medium=podcast&utm_campaign=CTA_1]

Episode 21- How SMEs Can Prep Their Supplier Payments Before the Global Holiday Freeze

December is the busiest month of the year for global trade — and one of the trickiest for small and medium businesses. As factories wind down, banks close early, and shipping routes tighten, international payments can take longer than expected. Many SMEs find themselves scrambling to restock, finalize supplier payments, or keep up with customer demand — only to face frustrating delays. In this episode, we unpack what’s really behind the global holiday freeze and how it affects Nigerian businesses trading internationally. You’ll learn: * How shipping slowdowns and payment delays can disrupt your December operations. * The biggest mistakes SMEs make when paying suppliers during this period. * Actionable steps to stay ahead — including when to pay, how to manage FX exposure, and how to prioritize inventory. Finally, we spotlight how Oneremit [http://oneremit.co] helps businesses stay in control with faster cross-border settlements, transparent FX rates, and 24/7 payment access — so even during the busiest time of year, your business doesn’t have to slow down. If your suppliers are abroad and your customers are waiting at home, this episode will show you how to bridge the gap and finish the year strong. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit oneremit.substack.com [https://oneremit.substack.com?utm_medium=podcast&utm_campaign=CTA_1]