Credit Ratings

Credit Ratings

Dave Harries finds out about Credit Ratings – what are they? How do you get one? How do they help you apply for a mortgage? Answering the questions are Kevin Crawford from Skipton Building Society and Felicity Barnett from The Mortgage Brain.   Visit our selection of home-buying guides from Barratt Homes [https://www.barratthomes.co.uk/the-buying-process/the-home-buying-guide/] and David Wilson Homes [https://www.dwh.co.uk/the-buying-process/the-home-buying-guide/] to help you through the process.   Our recommended mortgage brokers: * The Mortgage Brain [https://www.themortgagebrain.net/] * New Homes Mortgage Helpline [https://www.nhmh.co.uk/] * Dupree & Co. [https://www.dupreeandco.com/] * Barratt Homes  [https://www.landc.co.uk/partners/barratthomes-online/] * David Wilson Homes [https://www.landc.co.uk/partners/davidwilsonhomes-online/]   Your home may be repossessed if you do not keep up repayments on your mortgage. The guidance and/or advice contained within the podcast is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK. www.fca.org.uk [https://eur02.safelinks.protection.outlook.com/?url=https%3A%2F%2Furldefense.com%2Fv3%2F__http%3A%2Fwww.fca.org.uk__%3B!!CbnuSKVWDws!1YqfCzs5JHdQ9NIYRadHBZFZekdM6zTx31D5ly-YVqJVogynjJwLwP__9AfWyZUaxqeZZmvr0cEXPAFor7zXoPWA8BpzyrNcOdrzFkf7ffk_5Ec9%24&data=05%7C01%7Cbelinda.chin%40jbp.co.uk%7C02f1c4e4f2764627d97a08dac3de5606%7C49f1479907d242dab08bb50cf10ba497%7C0%7C0%7C638037656996164799%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&sdata=QWJtmxd%2FHYRFLkFaPlG8MGBPG8fRJZzeX8199h479fE%3D&reserved=0]

The costs of buying your first home

In this episode, we look at the costs associated with not only moving house, but also running your new home.  Discussing this we have Felicity Barnett from the Mortgage Brain, Millie Hunt from David Wilson Homes and first time buyer, Ellen Warren.   Visit our selection of home-buying guides from Barratt Homes [https://www.barratthomes.co.uk/the-buying-process/the-home-buying-guide/] and David Wilson Homes [https://www.dwh.co.uk/the-buying-process/the-home-buying-guide/] to help you through the process.   Our recommended mortgage brokers: * The Mortgage Brain [https://www.themortgagebrain.net/] * New Homes Mortgage Helpline [https://www.nhmh.co.uk/] * Dupree & Co. [https://www.dupreeandco.com/] * Barratt Homes  [https://www.landc.co.uk/partners/barratthomes-online/] * David Wilson Homes [https://www.landc.co.uk/partners/davidwilsonhomes-online/]   Your home may be repossessed if you do not keep up repayments on your mortgage. The guidance and/or advice contained within the podcast is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK. www.fca.org.uk [https://eur02.safelinks.protection.outlook.com/?url=https%3A%2F%2Furldefense.com%2Fv3%2F__http%3A%2Fwww.fca.org.uk__%3B!!CbnuSKVWDws!1YqfCzs5JHdQ9NIYRadHBZFZekdM6zTx31D5ly-YVqJVogynjJwLwP__9AfWyZUaxqeZZmvr0cEXPAFor7zXoPWA8BpzyrNcOdrzFkf7ffk_5Ec9%24&data=05%7C01%7Cbelinda.chin%40jbp.co.uk%7C02f1c4e4f2764627d97a08dac3de5606%7C49f1479907d242dab08bb50cf10ba497%7C0%7C0%7C638037656996164799%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&sdata=QWJtmxd%2FHYRFLkFaPlG8MGBPG8fRJZzeX8199h479fE%3D&reserved=0]

First-Time Buyers: How to buy

Dave Harries focuses on First-Time Buyers. What are the challenges? What can you expect? Who is there to help you through the process? Answering these questions are Kieron Gibbons, Conveyancing Executive at Risdon Hosegood Solicitors, mortgage expert Felicity Barnett from The Mortgage Brain, and Sales Advisor Elize Roberts from David Wilson Homes.   Visit our selection of home-buying guides from Barratt Homes [https://www.barratthomes.co.uk/the-buying-process/the-home-buying-guide/] and David Wilson Homes [https://www.dwh.co.uk/the-buying-process/the-home-buying-guide/] to help you through the process.   Our recommended mortgage brokers: * The Mortgage Brain [https://www.themortgagebrain.net/] * New Homes Mortgage Helpline [https://www.nhmh.co.uk/] * Dupree & Co. [https://www.dupreeandco.com/] * Barratt Homes  [https://www.landc.co.uk/partners/barratthomes-online/] * David Wilson Homes [https://www.landc.co.uk/partners/davidwilsonhomes-online/]   Your home may be repossessed if you do not keep up repayments on your mortgage. The guidance and/or advice contained within the podcast is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK. www.fca.org.uk [https://eur02.safelinks.protection.outlook.com/?url=https%3A%2F%2Furldefense.com%2Fv3%2F__http%3A%2Fwww.fca.org.uk__%3B!!CbnuSKVWDws!1YqfCzs5JHdQ9NIYRadHBZFZekdM6zTx31D5ly-YVqJVogynjJwLwP__9AfWyZUaxqeZZmvr0cEXPAFor7zXoPWA8BpzyrNcOdrzFkf7ffk_5Ec9%24&data=05%7C01%7Cbelinda.chin%40jbp.co.uk%7C02f1c4e4f2764627d97a08dac3de5606%7C49f1479907d242dab08bb50cf10ba497%7C0%7C0%7C638037656996164799%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&sdata=QWJtmxd%2FHYRFLkFaPlG8MGBPG8fRJZzeX8199h479fE%3D&reserved=0]

Mortgage Matters: Felicity Barnett, The Mortgage Brain

Podcast host Dave Harries takes an in depth look at mortgages with mortgage expert Felicity Barnett from The Mortgage Brain.  Together they explore what mortgages are, why they matter and how do you get one, especially in the current conditions of a cost of living crisis and mortgage interest rates. The Mortgage Brain is a South West based mortgage brokerage with over 30 years of experience.   Visit our selection of home-buying guides from Barratt Homes [https://www.barratthomes.co.uk/the-buying-process/the-home-buying-guide/] and David Wilson Homes [https://www.dwh.co.uk/the-buying-process/the-home-buying-guide/] to help you through the process.   Our recommended mortgage brokers: * The Mortgage Brain [https://www.themortgagebrain.net/] * New Homes Mortgage Helpline [https://www.nhmh.co.uk/] * Dupree & Co. [https://www.dupreeandco.com/] * Barratt Homes  [https://www.landc.co.uk/partners/barratthomes-online/] * David Wilson Homes [https://www.landc.co.uk/partners/davidwilsonhomes-online/]   Your home may be repossessed if you do not keep up repayments on your mortgage. The guidance and/or advice contained within the podcast is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK. www.fca.org.uk [https://eur02.safelinks.protection.outlook.com/?url=https%3A%2F%2Furldefense.com%2Fv3%2F__http%3A%2Fwww.fca.org.uk__%3B!!CbnuSKVWDws!1YqfCzs5JHdQ9NIYRadHBZFZekdM6zTx31D5ly-YVqJVogynjJwLwP__9AfWyZUaxqeZZmvr0cEXPAFor7zXoPWA8BpzyrNcOdrzFkf7ffk_5Ec9%24&data=05%7C01%7Cbelinda.chin%40jbp.co.uk%7C02f1c4e4f2764627d97a08dac3de5606%7C49f1479907d242dab08bb50cf10ba497%7C0%7C0%7C638037656996164799%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&sdata=QWJtmxd%2FHYRFLkFaPlG8MGBPG8fRJZzeX8199h479fE%3D&reserved=0]