#36: How To Save Money Without Feeling Deprived | Frugal Living Tips for 2026

Love, Money & Marriage: Financial Lessons from 29 Years of Marriage

In this week’s episode of Not Another Money Podcast, I’m joined by Ps Leighton Ainsworth, author of Marriage Works, for an honest conversation about what really holds a marriage together. We talk about love, faith, character, money, conflict, forgiveness, and the mindset needed to build a lasting relationship. From the importance of open conversations before marriage, to navigating debt, raising children, planning financially as a couple, and dealing with the pressures that come with real life, this episode is packed with wisdom and practical insight. We also discuss: * Why secrecy around money causes problems in marriage * What makes someone husband or wife material * Whether marriage gets easier with time * How couples can stay united through pressure * Financial lessons many people learn too late Whether you’re married, preparing for marriage, dating intentionally, or simply thinking more deeply about relationships and money, this is a conversation worth listening to. Buy Leighton's book: "Marriage Works: Building a stronger marriage" https://amzn.to/3PffEdl Loved this episode? ⁠⁠⁠Follow⁠⁠⁠⁠ [https://open.spotify.com/show/5cNYI233Y7PIE4EDkcLEPn?si=aa231ac8283d4cd2] & leave a review to help others find it! Connect with Leighton: https://www.instagram.com/evangelistleighton Get in touch: ► Purchase Zero-Based Budget Template: ⁠⁠⁠⁠https://l.linklyhq.com/l/JuAW⁠⁠⁠⁠ [https://l.linklyhq.com/l/JuAW] ► Free Zero-Based Budget Template: ⁠⁠⁠⁠https://unique-motivator-8021.ck.page/3f06f985d8⁠⁠⁠⁠ [https://unique-motivator-8021.ck.page/3f06f985d8] ► Newsletter: T-Money News – freebies, money-saving tips & more: ⁠⁠⁠⁠https://unique-motivator-8021.ck.page/5823babe6a⁠⁠⁠⁠ [https://unique-motivator-8021.ck.page/5823babe6a] ► Blog: ⁠⁠⁠⁠http://www.tolufrimpong.com/⁠⁠⁠⁠ [http://www.tolufrimpong.com/] ► Instagram: ⁠⁠⁠⁠https://www.instagram.com/tolufrimpong/⁠⁠⁠⁠ [https://www.instagram.com/tolufrimpong/]⁠⁠⁠⁠https://www.instagram.com/notanothermoneypodcast⁠⁠⁠ [https://www.instagram.com/notanothermoneypodcast] ⁠⁠⁠⁠⁠⁠⁠ [https://www.instagram.com/notanothermoneypodcast]► Email: ⁠⁠⁠⁠notanothermoneypodcast@tolufrimpong.com⁠⁠⁠⁠ ► User Generated Content (UGC), brand partnerships & sponsorship:⁠⁠⁠⁠https://bit.ly/3LBpFzZ⁠⁠ [https://bit.ly/3LBpFzZ]

#38: Frugal love isn’t struggle love - How to Build a Relationship Without Financial Pressure

Does spending more money really mean someone is more serious about you? In this episode, I’m unpacking the difference between frugal love and cheap behaviour, and why confusing the two can lead to unnecessary pressure, poor decisions, and performative relationships. This is not about struggle love, settling, or lowering your standards. It’s about understanding that character, consistency, and shared values matter more than flashy dates or designer gifts. We talk about social media pressure, dating expectations, frugal dates that actually deepen connection, and why peace of mind will always matter more than appearances. If you’re dating, engaged, or thinking about marriage, this episode will help you slow down, think clearly, and focus on what really lasts. Get in touch: ► Purchase Zero-Based Budget Template: ⁠⁠⁠https://l.linklyhq.com/l/JuAW⁠⁠⁠ [https://l.linklyhq.com/l/JuAW] ► Free Zero-Based Budget Template: ⁠⁠⁠https://unique-motivator-8021.ck.page/3f06f985d8⁠⁠⁠ [https://unique-motivator-8021.ck.page/3f06f985d8] ► Newsletter: T-Money News – freebies, money-saving tips & more: ⁠⁠⁠https://unique-motivator-8021.ck.page/5823babe6a⁠⁠⁠ [https://unique-motivator-8021.ck.page/5823babe6a] ► Blog: ⁠⁠⁠http://www.tolufrimpong.com/⁠⁠⁠ [http://www.tolufrimpong.com/] ► Instagram: ⁠⁠⁠https://www.instagram.com/tolufrimpong/⁠⁠⁠ [https://www.instagram.com/tolufrimpong/]⁠⁠⁠https://www.instagram.com/notanothermoneypodcast⁠⁠ [https://www.instagram.com/notanothermoneypodcast] ⁠⁠⁠⁠⁠ [https://www.instagram.com/notanothermoneypodcast]► Email: ⁠⁠⁠notanothermoneypodcast@tolufrimpong.com⁠⁠⁠ ► User Generated Content (UGC), brand partnerships & sponsorship:⁠⁠⁠https://bit.ly/3LBpFzZ⁠ [https://bit.ly/3LBpFzZ]

#37: Money Conversations to Have Before Marriage (Even If It Feels Awkward)

Money doesn’t cause problems in marriage. Unspoken expectations do. In this episode of Not Another Money Podcast, I’m talking about the money conversations couples need to have before marriage, not to kill the romance, but to protect the relationship. We go way beyond who pays on the first date and into the real stuff people often avoid: * What money actually means to you * Debt, spending habits, and financial reality * Work, roles, provision, and expectations after kids * How you each respond when money gets tight * Saving, giving, values, and priorities * How financial decisions are really made Most money issues aren’t about numbers. They’re about assumptions that were never said out loud. This episode isn’t about having everything figured out, being debt-free, or agreeing on every detail. It is about honesty, openness, and building a marriage that can handle real life, and not just the highlight reel. Whether you’re dating, engaged, or thinking about marriage one day, these conversations matter more than you think. Listen, reflect, and share this with someone you’re building with. Get in touch: ► Purchase Zero-Based Budget Template: ⁠⁠https://l.linklyhq.com/l/JuAW⁠⁠ [https://l.linklyhq.com/l/JuAW] ► Free Zero-Based Budget Template: ⁠⁠https://unique-motivator-8021.ck.page/3f06f985d8⁠⁠ [https://unique-motivator-8021.ck.page/3f06f985d8] ► Newsletter: T-Money News – freebies, money-saving tips & more: ⁠⁠https://unique-motivator-8021.ck.page/5823babe6a⁠⁠ [https://unique-motivator-8021.ck.page/5823babe6a] ► Blog: ⁠⁠http://www.tolufrimpong.com/⁠⁠ [http://www.tolufrimpong.com/] ► Instagram: ⁠⁠https://www.instagram.com/tolufrimpong/⁠⁠ [https://www.instagram.com/tolufrimpong/]⁠⁠https://www.instagram.com/notanothermoneypodcast⁠ [https://www.instagram.com/notanothermoneypodcast] ⁠⁠⁠ [https://www.instagram.com/notanothermoneypodcast]► Email: ⁠⁠notanothermoneypodcast@tolufrimpong.com⁠⁠ ► User Generated Content (UGC), brand partnerships & sponsorship:⁠⁠https://bit.ly/3LBpFzZ [https://bit.ly/3LBpFzZ]

#36: How To Save Money Without Feeling Deprived | Frugal Living Tips for 2026

For the longest time, the word frugal has had a really bad reputation. When we hear “frugal living,” we think deprivation, scarcity, penny-pinching, and saying no to every pleasure in life. But that couldn’t be further from the truth - especially in 2026. In this episode of Not Another Money Podcast, I’m flipping the idea of frugal living on its head and sharing why I’m fully embracing it this year. Not as a form of restriction, but as a way to live more intentionally, reduce financial pressure, and align my money with what actually matters. We’ll debunk some common myths around frugality, talk about the difference between being cheap and being intentional, and explore why frugal living isn’t a sign you’re failing financially - it’s often the reason people win in the long run. I also share practical, real-life ways to be more frugal in 2026, including: * creating a budget that actually reflects your values * planning meals and reducing food waste * shopping your home before buying new * embracing second-hand without shame * negotiating bills and contracts * using cashback and rewards properly * cutting energy costs and everyday overspending This episode isn’t about going without. It’s about needing less, stressing less, and living with more purpose. If you’ve ever felt stretched, behind, or pressured by comparison, this conversation is for you. Read the latest blog post: https://linkly.link/2ZYPf Get in touch: ► Purchase Zero-Based Budget Template: ⁠https://l.linklyhq.com/l/JuAW⁠ [https://l.linklyhq.com/l/JuAW] ► Free Zero-Based Budget Template: ⁠https://unique-motivator-8021.ck.page/3f06f985d8⁠ [https://unique-motivator-8021.ck.page/3f06f985d8] ► Newsletter: T-Money News – freebies, money-saving tips & more: ⁠https://unique-motivator-8021.ck.page/5823babe6a⁠ [https://unique-motivator-8021.ck.page/5823babe6a] ► Blog: ⁠http://www.tolufrimpong.com/⁠ [http://www.tolufrimpong.com/] ► Instagram: ⁠https://www.instagram.com/tolufrimpong/⁠ [https://www.instagram.com/tolufrimpong/]⁠https://www.instagram.com/notanothermoneypodcast [https://www.instagram.com/notanothermoneypodcast] ⁠ [https://www.instagram.com/notanothermoneypodcast]► Email: ⁠notanothermoneypodcast@tolufrimpong.com⁠ ► User Generated Content (UGC), brand partnerships & sponsorship:⁠https://bit.ly/3LBpFzZ [https://bit.ly/3LBpFzZ]

#35: These Hidden Subscription Costs Are Keeping You Stuck With Money | Practical Action Steps Will Save You Money

In this episode of Not Another Money Podcast, Tolu Frimpong explores the quiet ways digital spending erodes our finances and why so many people feel stuck with money despite “not overspending.” From forgotten subscriptions to free trials that quietly rolled on, this episode breaks down how digital convenience creates small, consistent leaks in our budgets and what to do about them. This isn’t about cutting joy or depriving yourself. It’s about awareness, intention, and redirecting your money towards what actually matters. With practical guidance and honest reflection, Tolu walks through how to do a proper subscription audit, how to decide what’s worth keeping, and why cancelling isn’t failure but correction. Key Highlights: * The silent drain: Why subscriptions hurt more than we realise * The subscription audit: Where to look so you don’t miss hidden payments * Free trials explained: Why they’re rarely “free” * The keep or cut test: How to decide without guilt or overthinking * Small leaks, big impact: Why monthly habits matter more than big expenses * Beyond the money: The mental clarity that comes from digital decluttering * Making it stick: How to avoid subscription creep going forward This episode is for anyone who feels like their money should be going further and wants a calmer, more intentional approach to managing it. Not Another Money Podcast is your go-to space for honest money conversations, practical guidance, and real-life financial habits that fit around family life. Get in touch: ► Purchase Zero-Based Budget Template: https://l.linklyhq.com/l/JuAW [https://l.linklyhq.com/l/JuAW] ► Free Zero-Based Budget Template: https://unique-motivator-8021.ck.page/3f06f985d8 [https://unique-motivator-8021.ck.page/3f06f985d8] ► Newsletter: T-Money News – freebies, money-saving tips & more: https://unique-motivator-8021.ck.page/5823babe6a [https://unique-motivator-8021.ck.page/5823babe6a] ► Blog: http://www.tolufrimpong.com/ [http://www.tolufrimpong.com/] ► Instagram: https://www.instagram.com/tolufrimpong/ [https://www.instagram.com/tolufrimpong/] https://www.instagram.com/notanothermoneypodcast [https://www.instagram.com/notanothermoneypodcast] ► Email: notanothermoneypodcast@tolufrimpong.com ► User Generated Content (UGC), brand partnerships & sponsorship: https://bit.ly/3LBpFzZ [https://bit.ly/3LBpFzZ] Keywords: Digital declutter, subscriptions, spending habits, money leaks, budgeting, financial habits, intentional living, money mindset, cost of living, family finances, personal finance podcast, money awareness, financial clarity, reducing expenses.