Should You Smash Your Mortgage, Invest or Boost Your Super?

Should You Smash Your Mortgage, Invest or Boost Your Super?

Mortgage, shares or super. Where should your extra cash go? In this episode, we break down the essentials behind one of the most common questions we get asked as financial planners: should you pay down debt, invest, or boost your super? Pacific Wealth Partners’ Steven Cove and Matt Ganney explore the maths and psychology factors that can (and should) influence how to balance your mortgage with super and investments.  If you’re unsure where your next dollar should go, this episode can help you think about your strategy.

Set and Forget? The Super Strategy That’s Costing Aussies Thousands with Steven Cove Part 2

In the second episode of the Pacific Wealth Podcast by Pacific Wealth Partners, we dive even deeper into one of the most overlooked parts of Australian wealth building: your super. Most of us assume our employer contributions are being looked after, but small oversights in fees, insurance, or investment options can quietly erode tens of thousands from your future balance. Director and Head of Financial Planning, Steven Cove, returns to share real stories from clients who turned small tweaks into major retirement wins, and unpack the essential super checks you should be doing right now. If sorting your super has been sitting on the backburner for years, this episode might be the nudge you need to take action. DISCLAIMER The information discussed on this podcast is for educational purposes only. It is not intended as financial, investment or legal advice. This means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it. Please do your own research and consult a financial advisor or other qualified professional to assess your individual situation before making any financial decisions. If you do need support in assessing your financial needs, please reach out to one of our team who could help you with your planning on a professional arrangement. Reach out to us on 07 5625 3000 or visit https://www.pacificwp.com.au/.

Introducing the Pacific Wealth Podcast: Clarity and Confidence for Your Money

This is the Pacific Wealth Podcast by Pacific Wealth Partners, where we cut through the noise of finance and talk about what really matters. We are here to help you make confident, informed money decisions that help you build the life you want. Every episode, we dive into the questions Australians are actually asking. From understanding your super, to choosing whether to pay off your mortgage or invest, to creating a retirement plan that truly works for you and your family. DISCLAIMER The information discussed on this podcast is for educational purposes only. It is not intended as financial, investment or legal advice. This means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it. Please do your own research and consult a financial advisor or other qualified professional to assess your individual situation before making any financial decisions. If you do need support in assessing your financial needs, please reach out to one of our team who could help you with your planning on a professional arrangement. Reach out to us on 07 5625 3000 or visit https://www.pacificwp.com.au/.

Set and Forget? The Super Strategy That’s Costing Aussies Thousands with Steven Cove

Most of us don’t think about our super until it’s too late. By then, the gap can be tens of thousands of dollars.In the very first episode of the Pacific Wealth Podcast by Pacific Wealth Partners, we chat to our very own  Director Head of Financial Planning, Steven Cove. He reveals why “set and forget” isn’t a strategy and how the wrong default settings could quietly cost you dearly over the course of your working life. From industry funds to SMSFs, Steven unpacks the hidden factors that shape your retirement balance, the role of advice versus accounting, and why a couple of simple checks today can make a huge difference tomorrow. DISCLAIMER The information discussed on this podcast is for educational purposes only. It is not intended as financial, investment or legal advice. This means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it. Please do your own research and consult a financial advisor or other qualified professional to assess your individual situation before making any financial decisions. If you do need support in assessing your financial needs, please reach out to one of our team who could help you with your planning on a professional arrangement. Reach out to us on 07 5625 3000 or visit https://www.pacificwp.com.au/.