Driver's Ed for Credit (part 4)

Rental Kharma ON AIR! - More than just rent reporting

Rental Kharma is more than a service for reporting rent payments -- we're on a mission to change lives! Since 2012, Rental Kharma has helped 110,000+ families build credit history and improve their credit scores by reporting their on time rental payments.  As part of this mission, we have introduced the Rental Kharma Learning Center [https://www.rentalkharma.com/learn/] to explain how credit actually works, provide credit and financial education, and help you learn how to avoid common financial mistakes and pitfalls, while helping you improve your credit score.  If you are currently renting, let us add your rent to your credit report! If you want better credit, listen to our podcast and learn how you can drive yourself to a brighter financial future! Rental Kharma -- Because Good Renters Deserve Good Credit! Want to watch this podcast? Here's the link for our YouTube channel [https://www.youtube.com/channel/UC1t85mLHrJXGa-7Qb1QWa6Q]! Check out our sponsor -- Rental Kharma https://www.rentalkharma.com [https://www.rentalkharma.com] Season One Intro Music: https://uppbeat.io/t/cruen/camping [https://uppbeat.io/t/cruen/camping] License code: AACFPDP424VK449S

Driver's Ed for Credit (part 4)

In your fourth Driver's Ed For Credit class, Cullen Canazares talks about how authorized users can help people when building credit, the differences in the different rent reporting services and how to pick based off your needs, and what the impact can be when accounts close, explaining how paying off loans can negatively impact credit scores.  Want to watch this podcast? Here's the link for our YouTube channel [https://www.youtube.com/channel/UC1t85mLHrJXGa-7Qb1QWa6Q]! Check out our sponsor -- Rental Kharma https://www.rentalkharma.com [https://www.rentalkharma.com] Season One Intro Music: https://uppbeat.io/t/cruen/camping [https://uppbeat.io/t/cruen/camping] License code: AACFPDP424VK449S

Driver's Ed for Credit (part 3)

The third lesson in Driver's Ed for Credit, Cullen and Wendy talk about the dangers of alluring store credit cards, how to refinance high-interest credit card debt, and  how to navigate emergency purchase credit cards like Care Credit.  As a bonus, Cullen is going to show you how to analyze your own credit report!  See how your account activity affects your credit score and how you can quickly improve your own credit score while building long term credit health!  Want to watch this podcast? Here's the link for our YouTube channel [https://www.youtube.com/channel/UC1t85mLHrJXGa-7Qb1QWa6Q]! Check out our sponsor -- Rental Kharma https://www.rentalkharma.com [https://www.rentalkharma.com] Season One Intro Music: https://uppbeat.io/t/cruen/camping [https://uppbeat.io/t/cruen/camping] License code: AACFPDP424VK449S

Driver's Ed for Credit (part 2)

This week's episode is PACKED with information to help you ace your Driver's Ed for Credit course! Cullen Canazares and Wendy Massengill break down some facts about student loans, credit building products, and the financial holes people can fall into with using different kinds of lending products, like payday advance stores.  We'll also chat about the risks of “buy here, pay here” cars, title loans, why consolidating student loans can be a smart move, and how credit builder apps can hurt your credit score more than they help it. And finally, we discuss what happens if you overdraft your account, how much those big banks make off of their customer's mistakes, and how to avoid predatory lending products altogether. We hope you brought your notebook, because there's lots to learn in this next half hour!  Want to watch this podcast? Here's the link for our YouTube channel [https://www.youtube.com/channel/UC1t85mLHrJXGa-7Qb1QWa6Q]! Check out our sponsor -- Rental Kharma https://www.rentalkharma.com [https://www.rentalkharma.com] Season One Intro Music: https://uppbeat.io/t/cruen/camping [https://uppbeat.io/t/cruen/camping] License code: AACFPDP424VK449S

Driver's Ed for Credit (part 1)

To kick off season 2 of Rental Kharma ON AIR, Cullen Canazares and Wendy Massengill are giving you part one of your Driver's Ed for Credit course! In this episode, we talk about the real impacts of common credit mistakes, like late payments, "maxed out cards", credit builder loans, and how to think about your credit score on an A-F scale, like you remember from school.  Our goal is to help educate our listeners on how to maintain a healthy credit score, avoid those common mistakes, and avoid the credit potholes that can lead to financial setbacks! Visit the Rental Kharma Learning Center for more articles about how credit really works! https://www.rentalkharma.com/learn [https://www.rentalkharma.com/learn/] Want to watch this podcast? Here's the link for our YouTube channel [https://www.youtube.com/channel/UC1t85mLHrJXGa-7Qb1QWa6Q]! Check out our sponsor -- Rental Kharma https://www.rentalkharma.com [https://www.rentalkharma.com] Season One Intro Music: https://uppbeat.io/t/cruen/camping [https://uppbeat.io/t/cruen/camping] License code: AACFPDP424VK449S