Pension Dashboard – the new phase

2026 Scottish Widows Retirement Report – Part 1

In this episode, Pete Glancy, Head of Pensions Policy, joins Robert Cochran to unpack Part 1 of the Scottish Widows 22nd UK Retirement Report, revealing that 31% of UK adults (12.2 million) are on track for pension poverty - down from 39% in 2025. Drawing on the National Retirement Forecast, they explore what’s behind this improvement and just how fragile it is, cost of living pressures, and the steps we could take to reduce this further to just 13%.* Listen now to understand the future of UK pensions, retirement planning, auto‑enrolment, and financial wellbeing and what it means for individuals, employers and policymakers across the UK. *2026 Scottish Widows' Retirement Report [https://eu-west-1.protection.sophos.com?d=scottishwidows.co.uk&u=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&i=NjliMTQ3MGNlMDkzMTI0ZTM1MDVmM2Mw&t=SzN3dmRtMmtxMFZycEVITnBnMHczYitOL0NHYlpOcDl3d1Vyd29sUkFSOD0=&h=db1148cd5f374feeac7040c858b94e43&s=AVNPUEhUT0NFTkNSWVBUSVahB-v-WXDOdg9DWtOo5h5xg1cU-r444LLiD0iFBkZrCBBqwkmwF16K1ZRgGwxvNBc]

Investment Expert and Accidental Trustee

In this episode, we explore a period of major change in workplace pension investing — from evolving default funds and increasing private market exposure, to Value for Money reforms and new retirement investment solutions. Robert Cochran and Sharon Bellingham are joined by Gerald Wellesley, Investment Chair of the Scottish Widows Master Trust. With over 35 years of investment experience and two decades as a scheme Trustee, Gerald shares a thoughtful and experienced perspective on navigating today’s volatile investment environment. The conversation covers private markets, the role of a strong liquidity ladder, and a compelling real‑world example of going against the consensus to achieve outperformance during market disruption. Gerald also discusses the potential implications of proposed Value for Money changes and how they could affect investment flexibility in the future. A must‑listen for anyone involved in workplace savings, pension scheme governance, or long‑term investment strategy.

Trustee superpower - Operations Management Activated

What’s it like to step into a Master Trust Trustee role? Joanne Fairburn has the answers.  She joins Robert Cochran and Sharon Bellingham to share fresh insights from her extensive pensions career and her experience as a Trustee of the Scottish Widows Master Trust. Joanne talks us through what it really means to be a Trustee, the major challenges and opportunities ahead for DC schemes, and how she sees the pensions landscape evolving. We also dive into the big themes shaping the future for members and schemes alike.

A record-breaking pension minister shares his highs and lows

Guy Opperman on Pensions Dashboards, CDC, Auto-Enrolment & the Future of UK Retirement Saving Description: In this episode of the Scottish Widows podcast, former UK Pensions Minister Guy Opperman joins host Robert Cochran to reflect on his time in office and the future of the UK pensions system. Opperman discusses the delivery of the Pension Schemes Act, progress on pensions dashboards, and the introduction of Collective Defined Contribution (CDC) schemes. He shares insights into the challenges of implementing long-term pensions policy, working with the Treasury, and balancing adequacy, sustainability, and value for money in retirement saving. The conversation also explores: * The evolution and impact of auto-enrolment in the UK * The future of pensions adequacy and contribution levels * How CDC schemes could reshape retirement income * The role of pensions dashboards in improving engagement * Lessons from government and what still needs to change * The UK pensions system in a global context looking towards 2030 Opperman also reflects candidly on the highs and lows of being the longest-serving Pensions Minister, including political challenges, reforms delivered, and what comes next for pensions policy. This episode is essential listening for anyone interested in UK pensions policy, retirement planning, pension reform, and the future of workplace saving.

Pension Dashboard – the new phase

In this 20‑minute live episode, Robert Cochran speaks with Chris Curry, Principal of the Pension Dashboard programme and Adam Gifford, who is leading on customer research. In front of an audience of employers and advisers, they explore where the programme stands today, what recent real‑user testing of the new MoneyHelper Pension Dashboard is revealing, and the changes now needed as a result. Chris and Adam share early research findings, both the positives and the challenges, discuss upcoming timelines, and answer the big question on everyone’s mind: when will dashboards go live for the public? Before the recording, the audience watched the latest MoneyHelper Dashboard demo. You can view it here: MoneyHelper Pensions Dashboard industry demo November 2025 – Part 2 of 3. [https://eur02.safelinks.protection.outlook.com/?url=https%3A%2F%2Fwww.youtube.com%2Fwatch%3Fv%3DZ5FGrK0FMWI&data=05%7C02%7CChloe.Laird%40scottishwidows.co.uk%7Cae235eb8bcf1436bde6a08de7fa85fa9%7C3ded2960214a46ff8cf4611f125e2398%7C0%7C0%7C639088558258669045%7CUnknown%7CTWFpbGZsb3d8eyJFbXB0eU1hcGkiOnRydWUsIlYiOiIwLjAuMDAwMCIsIlAiOiJXaW4zMiIsIkFOIjoiTWFpbCIsIldUIjoyfQ%3D%3D%7C0%7C%7C%7C&sdata=LtDEJBY%2FSJBD5ubOMVZCSPdUxbv1jVidHH2kCrJ%2F4Vg%3D&reserved=0]