#74: Accelerate Your CoastFI Timeline: 5 Strategies for Nurses to Retire Early

#76: Why investing "late" in your 30s or 40s is the PERFECT time to invest as a nurse

Too Late to Start Investing as a Nurse? Why Your 30s & 40s Are the BEST Time I’m Ellaine, a nurse practitioner and financial educator behind Nurse Who Invests, and I’m sharing why starting to invest in your 30s or 40s isn’t a financial disaster. I explain how I didn’t invest until I was almost 30, after spending my 20s traveling, leasing an expensive car, and accumulating about $10,000 in debt, and how online “start at 22” investing charts left me feeling guilty. 00:00 Too Late To Invest  00:44 Intro  01:44 My 20s Money Story 04:33 Guilt And The Plot Twist 05:42 The Lie About Wealth 07:10 Reason One 08:55 Reason Two 09:47 Reason Three  10:35 Late Start Math Proof 12:24 Three Steps This Week 15:16 Start Now Not Perfect 16:55 Wrap Up And Resources Connect with me: Instagram: http://www.instagram.com/nursewhoinvests [http://www.instagram.com/nursewhoinvests] Website: https://nursingflowsheet.com/ [https://nursingflowsheet.com/] ➤ Subscribe for more videos on nursing, career growth, and financial freedom!   Coast FI Calculator: https://nursingflowsheet.com/coast-fi-calculator-financial-freedom-for-nurses/ [https://nursingflowsheet.com/coast-fi-calculator-financial-freedom-for-nurses/] TRY MONARCH MONEY use codeMONARCHVIP to get 50% off: https://monarchmoney.sjv.io/VxYNjk [https://monarchmoney.sjv.io/VxYNjk] ➤ Free Investment CHEAT SHEET: https://www.nursewhoinvests.com/starter [https://www.nursewhoinvests.com/starter] ➤ Free Investing Class: https://www.nursewhoinvests.com/class [https://www.nursewhoinvests.com/class]

#75: Why some nurses still feel broke even if they make "good" money + HOW TO BE RICH

I talk about why many nurses can earn $80k–six figures and still feel stuck living paycheck to paycheck, and I explain that it’s not a personal failure but a system and strategy problem. I share my experience as a nurse of 15+ years and break down three main issues:    explain how learning my Coast FI number changed my relationship with overtime and risk-taking, and I emphasize that identity—deciding “I am a nurse who invests”—is what makes tactics stick. I encourage starting by calculating your Coast FI number and building a system around it. 00:00 Nurses Who Feel Broke  00:33 Why Paychecks Vanish 01:42 Reason #1  03:08 What you can do 04:20 Reason #2 06:32 What you can do 07:52 Reason #3 10:47 the ritual that got me to six figures 12:41 Your Identity Drives Money  13:30 Your Next Steps 14:24 Free Calculator And Wrap      Connect with me:  Instagram: http://www.instagram.com/nursewhoinvests [http://www.instagram.com/nursewhoinvests]    Website: https://nursingflowsheet.com/ [https://nursingflowsheet.com/]    ➤ Subscribe for more videos on nursing, career growth, and financial freedom!   Coast FI Calculator: https://nursingflowsheet.com/coast-fi-calculator-financial-freedom-for-nurses/  ➤ Free Investment CHEAT SHEET: https://www.nursewhoinvests.com/starter [https://www.nursewhoinvests.com/starter]  ➤ Nurse Money Starter Kit with 40% off for youtube + podcast listeners: https://www.nursewhoinvests.com/offers/ty7TNPpx?coupon_code=IG40 [https://www.nursewhoinvests.com/offers/ty7TNPpx?coupon_code=IG40]  ➤ Free Investing Class: https://www.nursewhoinvests.com/class [https://www.nursewhoinvests.com/class]

#74: Accelerate Your CoastFI Timeline: 5 Strategies for Nurses to Retire Early

In this video, I explained that your Coast FI number and timeline aren’t fixed and shares five nurse-specific strategies to accelerate Coast FI by pulling three levers: 00:00 Coast FI Isn’t Fixed 01:03 How Coast FI Works  02:17 Tip 1 04:36 Tip 2 07:38 Tip 3 10:44 Tip 4 16:14 Tip 5 20:08 Stack Strategies and Recalculate 21:42 Next Steps and Wrap Up Connect with me: Instagram: http://www.instagram.com/nursewhoinvests [http://www.instagram.com/nursewhoinvests] Website: https://nursingflowsheet.com/ [https://nursingflowsheet.com/] ➤ Subscribe for more videos on nursing, career growth, and financial freedom!   Coast FI Calculator: https://nursingflowsheet.com/coast-fi-calculator-financial-freedom-for-nurses/ [https://nursingflowsheet.com/coast-fi-calculator-financial-freedom-for-nurses/] ➤ Free Investment CHEAT SHEET: https://www.nursewhoinvests.com/starter [https://www.nursewhoinvests.com/starter] ➤ Nurse Money Starter Kit with 40% off for youtube viewers: https://www.nursewhoinvests.com/offers/ty7TNPpx?coupon_code=IG40  [https://www.nursewhoinvests.com/offers/ty7TNPpx?coupon_code=IG40 ] Free Investing Class: https://www.nursewhoinvests.com/class [https://www.nursewhoinvests.com/class]

#73: Coast FI for Nurses: The Number that You Need So You Can stop Grinding

Coast FI Calculator: https://nursingflowsheet.com/coast-fi-calculator-financial-freedom-for-nurses/ [https://nursingflowsheet.com/coast-fi-calculator-financial-freedom-for-nurses/] ➤ Free Investment CHEAT SHEET: https://www.nursewhoinvests.com/starter [https://www.nursewhoinvests.com/starter] ➤ Nurse Money Starter Kit with 40% off for youtube viewers: https://www.nursewhoinvests.com/offers/ty7TNPpx?coupon_code=IG40  [https://www.nursewhoinvests.com/offers/ty7TNPpx?coupon_code=IG40 ] Free Investing Class: https://www.nursewhoinvests.com/class [https://www.nursewhoinvests.com/class]   I explain Coast FI for nurses—the point where you’ve invested enough that, even if you stop contributing to retirement accounts today, compound interest can still grow your portfolio to a full retirement by age 65—so you’re done “over-saving” and only need to cover current expenses. I share how hitting my Coast FI number in 2023 changed my relationship with work, helped me leave bedside, reduce hours, and pursue a part-time side hustle. I walk through my free Coast FI calculator built for nurses (no opt-ins), including the inputs (age, retirement age, annual retirement spending, invested assets, contributions, expected return, and safe withdrawal rate) and how it shows your Coast FI progress and target. I also describe how knowing your number makes decisions easier, lowers anxiety, and improves money habits, and I invite you to run your numbers and comment your results. 00:00 Millionaire Without Contributing 00:54 Coast FI Explained Simply 01:51 Why Nurses Need Coast FI 05:24 Nurses Are Closer Than They Think  05:53 Free Coast FI Calculator  06:45 Calculator Inputs Walkthrough 10:09 Reading Your Results 11:29 Coast FI Changes Everything 13:44 Run Your Numbers Now Connect with me: Instagram: http://www.instagram.com/nursewhoinvests [http://www.instagram.com/nursewhoinvests] Website: https://nursingflowsheet.com/ [https://nursingflowsheet.com/] ➤ Subscribe for more videos on nursing, career growth, and financial freedom!

#72: How I Built a Six-Figure Side Hustle as a Full-Time Nurse Practitioner (Without Quitting Nursing)

A full-time nurse practitioner shares the real, non-glamorous story of building Nursing Flowsheet, an educational platform helping nurses build wealth, while working 4–5 days a week and raising a family. She explains how feeling capped by trading time for money led her to start creating finance content in 2020 and later launch paid digital products, including her signature program “ Employ your Money,” which she presold to 18 people at over $700 each. Her biggest early mistake was trying to do everything at once with no systems, leading to burnout; the turning point was focusing on one priority in 90-day periods, resulting in a six-figure year in 2023. Key lessons include leveraging existing expertise, building an audience before an offer, keeping clinical income for stability, starting before it’s perfect, and treating time off as a protected business asset. 00:00 Nurse to Builde r 00:57 Hitting the Income Ceiling 02:07 Why Nursing Flow Sheet 0 3:16 Early Content Journey 04:02 Burnout From Doing All 06:00 The 90 Day Focus 08:07 Five Moves That Worked 09:42 Build Audience First 11:52 Keep the Day Job 13:18 Imperfect Action Wins 14:24 Protect Your Off Time 16:23 Final Takeaways 18:59 Call to Action and Wrap   Connect with me: Instagram: http://www.instagram.com/nursewhoinvests [http://www.instagram.com/nursewhoinvests] Website: https://nursingflowsheet.com/ [https://nursingflowsheet.com/] Download MONARCH MONEY: https://monarchmoney.sjv.io/VxYNjk [https://monarchmoney.sjv.io/VxYNjk] (affiliate link) Budgeting for Beginners: https://nursingflowsheet.com/budgeting-for-beginners/ [https://nursingflowsheet.com/budgeting-for-beginners/] ➤ Nurse Money Starter Kit:  https://www.nursewhoinvests.com/offers/ty7TNPpx/checkout?coupon_code=IG40 [https://www.nursewhoinvests.com/offers/ty7TNPpx/checkout?coupon_code=IG40]  ➤ FREE INVESTING CLASS FOR NURSES https://www.nursewhoinvests.com/class [https://www.nursewhoinvests.com/class] ➤ Subscribe for more videos about nursing, career growth, and financial freedom!