E08 - Hannah Matson - Is lending broken? Bridging the credit divide with no interest loans

E09 - Expert Panel - cVRPs: Discussing the biggest upgrade to UK payments in a generation

The commercial rollout of Variable Recurring Payments represents the single biggest upgrade to the UK payments infrastructure in a generation. At such a crucial inflection point, we brought together voices from across the industry including UK Payments Initiative MD, Richard Koch, Oli Shaw-Latimer, Head of Fintech and Innovation, JustGiving and Shaun Puckrin CPO, GoCardless to discuss this landmark development.

E08 - Hannah Matson - Is lending broken? Bridging the credit divide with no interest loans

Hannah Matson is Chief Operating Officer for Creditspring. They’re on a mission to bridge the credit divide by offering practical, short-term liquidity with transparent, no-interest loans for a fixed fee.  Hannah and Ellie discuss the opaque world of interest rates and APRs, the importance of financial education and the power of open banking for better affordability checks and responsive repayment plans.

E07 - Neira Jones - What they don't want you to know about payments

Neira Jones is a self-proclaimed payments nerd with over 25 years of experience as an author, educator and consultant in financial services & technology. In a world full of jargon and complex ecosystems, her goal is to demystify the world of payments and help anyone who’s interested navigate the payments landscape. In this episode, she discusses with Ellie Duncan: * The one thing more payment leaders should prioritise * Why trust, or a lack of it, might be the biggest threat to the payments space  * Why we may no longer pay for anything ourselves in the future

E06 - Gordon Stuart - Can you buy your way to success? How to build a powerful product ecosystem without just buying out the competition

Gordon Stuart has over 14 years’ experience, specialising in portfolio strategy, operations, FinTech and embedded services. Today he serves as Global Senior Vice President of FinTech & Embedded Services at Sage overseeing their partner ecosystem and strategy for FinTech, payments and data portfolio. We get his thoughts on why buying your way to success isn’t always the answer to building a powerful 3rd party ecosystem and product portfolio, and his approach to finding the right partners for the 2 million businesses Sage works with. Host: Ellie Duncan, Freelance writer and speaker Speaker: Gordon Stuart, Global Senior Vice President of FinTech & Embedded Services

E05 - Benjamin Ensor - Do consumers really need open banking? Discussing what it takes for new payment innovation to hit the mainstream

In October 2024, 11:FS and GoCardless released research looking at ‘How to take open banking payments mainstream’. The research identified key steps to encourage mass consumer and merchant adoption. 12 months on, we catch up with report author Benjamin Ensor, Director of Research & Strategy for 11:FS to discuss how far we have come on the road to adoption, where consumer appetite is today and the hotly anticipated rollout of cVRPs. Host: Ellie Duncan, Freelance writer and speaker Speaker: Benjamin Ensor, Director of Research & Strategy, 11:FS