Part 1: Where Do I Start? I'm in a mess with my finances

Part 2: How to stay consistent with your money

So you’ve listened to Part 1 and started to get your finances under control! But now comes the next part, how do you actually keep it going? How do you ensure you stay on track? In Part 2 of Getting Your Finances Together, Sophia breaks down how to stay consistent with your money, so you avoid slipping back into old patterns. This episode is about building real momentum: knowing what you’re working towards, creating simple weekly and monthly money habits, and why it's so important to understand your “why” so you don’t lose direction when things get boring or overwhelming or you feel like you're back in a mess. Buckle in Ladies because this one is a real and juicy. Connect with us: Website [https://www.stopapologising.com/] Email: hello@stopapologising.com Instagram [https://www.instagram.com/stopapologising.pod/]

Part 1: Where Do I Start? I'm in a mess with my finances

It’s easier to talk about sex than it is about money. But it’s about time we changed that for women. This is the beginning of a 4-part series designed to help you take control of your personal finances without shame or overwhelm. Most people skip the basics. And the basics are what build confidence. So let’s simplify it! If you’ve been avoiding your finances, don’t really know where your money is going, feel embarrassed by your situation, or simply want to feel more in control this series is designed for you. Together we’re going to make money conversations: * more accessible * less intimidating * and something women feel empowered to talk openly about This first episode is all about defining what a rich life actually means to you. And because you can’t move forward without clarity, we’ll also look at your current financial position. So grab a pen, a notebook, and let’s get started together. Connect with me ⁠Instagram ⁠ [https://www.instagram.com/stopapologising.pod/]& ⁠website⁠ [https://www.stopapologising.com/] Homework questions: 1. What does a rich, abundant life look like to you? How much would you make and what would that allow you? 2. Take an honest look at your current finances — get a clear picture of your debt, savings, and monthly expenses. How much do you owe? How much do you have in savings? What are your average monthly expenses? Resources: People in finance who helped me with this stage. Rachel Rodgers [https://www.amazon.com/We-Should-All-Be-Millionaires/dp/1400221625] Ramit Sethi [https://www.iwillteachyoutoberich.com/]

Why we feel stuck: The power of accepting where you are

Comparison. Pressure. Overthinking. Not too mention all the “I shoulds.” Honestly, how exhausting is it? If you feel like you aren’t where you "want to be" in life, if you feel lost, unempowered, or maybe one area of your life is quietly crumbling and you want to 'fix it' please listen to this. We’ve been told that the way out is to do more, try harder, and force a plan. But overthinking isn't going to work. Trying harder isn't going to solve the root of the problem. And forcing clarity? You already know that doesn't work either. Sometimes, the most productive thing you can do is the one thing you’ve been resisting: Accepting exactly where you are right now. In this episode, I’m sharing why acceptance is the only fuel that actually moves you forward and how to choose the life you want, not the one society told you to have. In this episode, we explore: * The "Should" Trap: Why you keep hitting roadblocks even when you’re trying your hardest. * Timeline Pressure: Navigating the shame of not being "there" yet (and why you aren't actually behind). * Emotional Clues: What feelings like jealousy and doubt are actually trying to tell you about your path. * The Power of Acceptance: The practical shift that happens when you stop fighting your reality and start working with it. Let this be your reminder of what’s possible when you stop apologising for your journey and start owning it. Connect with me: INSTAGRAM [https://www.instagram.com/stopapologising.pod/] WEBSITE [https://www.stopapologising.com/] Resources Atlas of the Heart by Brené Brown [https://www.brenebrown.com/books/atlas-of-the-heart/]

How to stop being so hard on yourself

You're not crazy. Nothing is wrong with you. You don't need to be fixed. But somehow when life gets messy, we make it mean something about us. This week I'm sharing what's actually been going on in my life and the ways I've been learning to stop beating myself up through it. Ways that could help you too. Because healing isn't linear. And the sooner we stop expecting ourselves to be over it, through it, or further along by now the easier it gets. Connect with me:IG: stopapologising.pod Mentioned in this episode: EMDR Therapy: What it is + find a practitioner: ⁠emdria.org⁠ [emdria.org] Naika: ⁠naikaofficial.com⁠ [naikaofficial.com]

Do you trust yourself? How to regain your self trust

This might be the most important episode I've done, because when you trust yourself, life gets lighter. Decisions get easier. You stop looking for answers in everyone else. In today's episode, I'm sharing how to check if you've disconnected from your self-trust and what you can do, no matter where you're starting from, to regain it.