63 - Tax Season's Over — Now the Real Planning Begins

63 - Tax Season's Over — Now the Real Planning Begins

In this episode of The Asset Preservation Hour, financial advisor Andrew Perry joins Spike Spengel to discuss why tax planning should continue long after tax season ends. From Roth conversions and effective tax rates to retirement income planning and Roth 401(k) opportunities, Andrew explains why now may be one of the best times to prepare for future taxes before rates potentially rise again. The conversation also shifts into one of the most overlooked parts of retirement planning—estate planning. Using a real-life example, Andrew and Spike break down the costly mistakes families make when wills, trusts, and beneficiary designations aren’t updated properly. You’ll learn the key differences between wills and trusts, how probate can delay access to family assets, and why reviewing your beneficiaries regularly could protect your loved ones from unnecessary stress and legal battles. If you want to reduce future taxes, avoid probate headaches, and make sure your retirement and legacy plans are fully aligned, this episode is packed with practical guidance and real-world examples you can use right away. 📞 Call 877-5-RETIRE or visit AssetPreservationWealth.com to schedule your complimentary portfolio and tax review.

62 - What Keeps You Up at Night in Retirement

In this episode of The Asset Preservation Hour, financial advisor Stewart Willis tackles one of the most important questions retirees face: what is really keeping you up at night when it comes to your money. From market volatility to rising inflation and the fear of running out of money, Stewart breaks down the real risks that can impact your retirement and how to plan for them.  You will learn why focusing too much on market headlines can lead to poor decisions, how inflation quietly erodes your purchasing power, and why healthcare costs and unexpected expenses can disrupt even the best laid plans. Stewart also explains the importance of having a flexible cash flow strategy that evolves with your life, rather than relying on outdated or static financial plans.  Plus, discover how to strike the right balance between enjoying your retirement and preserving your wealth, why some retirees overspend while others are too afraid to spend at all, and how proper risk management can help you sleep better at night. If you want a clearer picture of your financial future and a plan that gives you confidence in retirement, this episode is packed with practical insights to help you get there. 📞 Call 877-5-RETIRE or visit AssetPreservationWealth.com to schedule your complimentary estate planning and portfolio review.

61 - Why Rushing Your Taxes Can Cost You More

In this episode of The Asset Preservation Hour, financial advisor Stewart Willis breaks down why rushing your taxes, especially complex returns, can lead to costly mistakes, missed opportunities, and unnecessary stress. From overloaded CPAs during peak season to the risks of filing before all documents are in, Stewart explains why patience and proper planning can make all the difference. You will learn the ideal timeline for tax preparation, why extensions can actually improve accuracy, and how poor tax advice, especially from social media, can create serious problems with the IRS. Stewart also dives into smart strategies like Qualified Charitable Distributions, Roth conversions, and proactive tax planning to help reduce long term liabilities. Plus, the conversation expands into what is really keeping retirees up at night, from taxes to market volatility, and how having a clear financial and risk strategy can bring peace of mind. If you want to avoid costly tax mistakes and build a smarter retirement plan, this episode delivers practical insights you can use right away. 📞 Call 877-5-RETIRE or visit AssetPreservationWealth.com to schedule your complimentary estate planning and portfolio review.

60 - What Most Investors Get Wrong About Their 401K

In this episode of The Asset Preservation Hour, financial advisor Stewart Willis breaks down the common mistakes investors make inside their 401Ks and why those missteps can have major consequences as you approach retirement. From overreliance on target date funds to misunderstanding true diversification, Stewart explains why what seems simple in your retirement plan may actually be exposing you to unnecessary risk. He also dives into the growing conversation around adding private equity, private credit, and digital assets into 401Ks, and why he believes these options could introduce even greater volatility for everyday investors. Stewart highlights the importance of understanding what you own, how much risk you’re taking, and whether your portfolio actually aligns with your retirement goals. Plus, learn why the years leading up to retirement are a critical window for tax strategies like Roth conversions, how to take advantage of current market conditions, and why having a coordinated financial and tax plan can make all the difference.  If you want to avoid costly mistakes and make smarter decisions with your 401K before retirement, this episode is packed with insights you can’t afford to miss. 📞 Call 877-5-RETIRE or visit AssetPreservationWealth.com to schedule your complimentary portfolio and retirement review.

59 - A Critical Retirement Window Most Investors Are Missing

In this episode of The Asset Preservation Hour, financial advisor Stewart Willis explains why today’s financial landscape has created a rare and time-sensitive opportunity for retirement planning. As tax season wraps up, Stewart highlights the ongoing importance of tax strategy and why coordinating your CPA and financial advisor can make a major difference in long-term results. He breaks down the concept of a retirement window, where today’s lower tax brackets and evolving market conditions create unique planning opportunities, especially when it comes to strategies like Roth conversions. Stewart also addresses market volatility, helping investors understand how to properly measure risk and avoid emotional decision-making during uncertain times. Later in the episode, Stewart dives into the impact of rising interest rates and what it means for retirees holding older annuities or low-yield investments. You’ll learn why some financial products may no longer be serving you and how a second opinion could uncover better opportunities in today’s environment.  If you want to take advantage of current conditions, avoid costly mistakes, and build a smarter, more coordinated retirement plan, this episode delivers the insights you need. 📞 Call 877-5-RETIRE or visit AssetPreservationWealth.com to schedule your complimentary portfolio and tax review.