How Credit Cards Make Money for Banks

How Credit Cards Make Money for Banks

Many people pay off their credit cards monthly, so how do the banks make money off of lending you money to pay for your purchases when they don't charge you interest unless you are late with payments?  Mark and Jeff discuss how the credit card companies (and in Canada the banks) make money off your purchasing habits

How to Keep Your Brain Sharp as You Age

As people age, their brain starts to be a little less sharp.  Despite this there are things one can do to try to keep your mental acuity as sharp as possible.  Mark and Jeff discuss those techniques as well as the usual review of coffee, things they learned this week as well as media consumed.

Disinformation is Monetized: Can you trust what you see on Youtube?

Currently there is an ongoing disinformation campaign about Alberta Separation going on that is getting a lot of views +40 million.  Why is it disinformation?  Because is it mostly AI generated, often using actors pretending to be someone with inside information, and the people generating it don't really care about the politics, they are more interested in the emotional spin and how that can translate into monetized channels.  PS.  It is also not just Alberta Separation, there has been an even bigger disinformation campaign by the same people in the UK just last year.

Getting a Puppy? How to decide on your choice

As a dog photographer, Mark sees lots of dogs.  As he is currently about to start looking for a new puppy for his family, Mark discusses with Jeff considerations on types of breeds and where you should get puppies from.

Creator Burnout - Online creators getting tired of the grind

As the podcast and online creation systems are getting mature, some creators are getting burned out or exhausted.  They started with a great idea, things started generating content that got eyeballs watching.... but its a grind and they need to keep up with content creation or their revenue slips as the algorithm rewards you less.  Mark and Jeff discuss burnout.