How to Live a Fully Used Up Life — Prem John

The Money Habits That Create Financial Freedom

I had to ask—what does a man who started investing at 18 really know about surviving today’s chaos? Turns out, a lot. In this episode, I sit down with Mandar Padhye—seasoned investor, author of The Resilient Investor, and someone who’s lived through market shocks, uncertainty, and still built real financial resilience. We get into how he navigates the market without reacting to noise, why “stay invested” beats timing the market, and the mindset shift behind long-term wealth building. IN THIS EPISODE 00:00 | Why most people lose money without realising it 02:11 | The uncomfortable truth about today’s world (no one admits this) 02:48 | This mindset shift quietly changes everything 03:33 | The hidden trap stealing your focus (and your money) 05:08 | The one rule that beats “smart investing” every time 05:46 | Feeling stuck financially? Start here 06:43 | The 20% rule that separates stable vs stressed lives 07:37 | What smart money does when everything looks scary 08:21 | The 5 buckets rich people never ignore 09:12 | Why cash might be costing you more than you think 10:05 | “Safe” investments that aren’t actually safe 11:30 | The real game behind stocks (most miss this) 12:13 | Why property isn’t always the dream investment 12:35 | The asset class no one talks about (but should) 13:45 | How smart investors play without playing risky 14:16 | From 18 to now: what actually builds wealth 15:23 | Why your risk appetite is quietly changing 16:06 | 3 moves to protect your money this year 17:13 | Why patience is your biggest unfair advantage 18:28 | The definition of wealth no one prepares you for 20:39 | Rapid fire truths you didn’t expect (no filters) Mandar Padhye Mandar is a seasoned financial planner who has been serving clients since 2015, earning the trust of more than 500 families through his client-focused and analytical approach to financial planning. Specializing in investments, he also provides comprehensive guidance across protection, wealth accumulation, and long-term financial strategies tailored to each client’s goals. Before transitioning into financial services, Mandar spent nearly 20 years in the IT industry after relocating to Singapore in 2004. Shalima Motial Founder & CEO of Dream Catchers (Host) With over 20 years of work experience, I am a passionate and creative entrepreneur who specialises in online talent showcase and marketing. I have a master's degree in English literature, which gives me a strong foundation in communication, storytelling, and content creation. I founded Dream Catchers Vision in 2011, a Singapore-based online platform that discovers and promotes performing artists from around the world.    Dream Catchers Dream Catchers: Empowering Dreams in Singapore Dream Catchers is a pioneering Events, Theatre & Film Production company based in Singapore, dedicated to nurturing the aspirations of performing artists, entrepreneurs, and promoting women’s empowerment. Established over 14 years ago, the company has successfully organized numerous online and offline events, serving as a vital platform for emerging talent. Notably, Dream Catchers has been a nationwide talent partner for major Bollywood concerts in Singapore, providing invaluable opportunities for artists to shine. Through its diverse initiatives, Dream Catchers continues to inspire and empower individuals across the region. _____ Thank you to our Sponsors:Mandar Padhye; The Resilient Investor - https://www.linkedin.com/in/mandarpadhye?utm_source=share_via&utm_content=profile&utm_medium=member_ios [https://www.linkedin.com/in/mandarpadhye?utm_source=share_via&utm_content=profile&utm_medium=member_ios]  Infiniti Jewels - www.infinitijewels.com.sg [http://www.infinitijewels.com.sg/]  RealtybyDeepti - https://www.linkedin.com/in/deepti-malik-30675351?utm_source=share&utm_campaign=share_via&utm_content=profile&utm_medium=ios_app [https://www.linkedin.com/in/deepti-malik-30675351?utm_source=share&utm_campaign=share_via&utm_content=profile&utm_medium=ios_app]  & https://www.instagram.com/realtybydeepti?igsh=bjE5a3N2eG9iaG02&utm_source=qr [https://www.instagram.com/realtybydeepti?igsh=bjE5a3N2eG9iaG02&utm_source=qr]   _____

How to Live a Fully Used Up Life — Prem John

He stripped naked on stage, kissed another man, and got whipped. Prem John didn't know any of this when he said yes to his first acting role — and he'd do it all over again. Prem John is a Singapore comic, actor, and founder of East Coast Comedy — but at 34 he was a consulting partner chasing Lamborghinis and feeling completely empty. This conversation covers the life rules he built from failure: the Three-Times Rule born from total silence in front of 40 people, the 11 AM Rule that comedians live by, and the five-word philosophy he's staking his second half on. Along the way he diagnoses Singapore's creative ceiling, defends comedy as the art form AI cannot replicate, and admits that at 48 he's still trying to strip away to "the raw kernel of who you are." Chapters 00:00 | Welcome to Dream Catchers: Meet Prem John 01:24 | Bombing on Stage and the Three-Times Rule 03:25 | Every Comedian Is a Neurotic Mess 05:53 | Singapore Is the Mecca of Comedy — and Comedy Beats AI 07:54 | Find Your Voice — Comedy That Changes How You See 11:24 | Vulnerability Is Also a Strength 15:48 | "Strip Naked, Kiss a Man, Get Whipped" — His First Role 18:45 | Six Months for 20 Minutes — What Audiences Don't See 20:38 | The 11 AM Rule: Feel Sorry Until 10:59, Then Let It Go 23:09 | One Mic vs $100 Billion of AI Hardware 27:21 | Crowd Work vs Real Comedy — and ECC's Kind Room 34:52 | From Lamborghini to "I Want to Die Used Up" 38:18 | The Dream He Still Chases 41:08 | Rapid Fire: Singaporeans Are the Worst Drivers in the World Prem John Prem John is Stand up comic & MediaCorp Actor based in Singapore with numerous stage, film, television and commercial advertisement credits locally and internationally. Since taking the plunge into the creative arts four years ago, Prem has been in constant demand as an actor and he's now starting to focus on bringing to life some of his original written content. Connect with him at https://www.instagram.com/premjohnsg/ [https://www.instagram.com/premjohnsg/]  Shalima Motial Founder & CEO of Dream Catchers (Host) With over 20 years of work experience, I am a passionate and creative entrepreneur who specialises in online talent showcase and marketing. I have a master's degree in English literature, which gives me a strong foundation in communication, storytelling, and content creation. I founded Dream Catchers Vision in 2011, a Singapore-based online platform that discovers and promotes performing artists from around the world. Connect with Shalima at https://www.linkedin.com/in/shalima-motial-44aab331 [https://www.linkedin.com/in/shalima-motial-44aab331/]/     Dream Catchers Dream Catchers: Empowering Dreams in Singapore Dream Catchers is a pioneering Events, Theatre & Film Production company based in Singapore, dedicated to nurturing the aspirations of performing artists, entrepreneurs, and promoting women’s empowerment. Established over 14 years ago, the company has successfully organized numerous online and offline events, serving as a vital platform for emerging talent. Notably, Dream Catchers has been a nationwide talent partner for major Bollywood concerts in Singapore, providing invaluable opportunities for artists to shine. Through its diverse initiatives, Dream Catchers continues to inspire and empower individuals across the region. Watch the feature film - DOMINOES | Full Length Feature Film UHD 4K (Watermarked) [https://youtu.be/n8iKL3Vakr8] Connect with Dream Catchers at http://www.dreamcatchersvision.com/home [http://www.dreamcatchersvision.com/home]   https://www.facebook.com/dreamcatchersvision/ [https://www.facebook.com/dreamcatchersvision/]  _____ Thank you to our Sponsors:Mandar Padhye; The Resilient Investor - https://www.linkedin.com/in/mandarpadhye?utm_source=share_via&utm_content=profile&utm_medium=member_ios [https://www.linkedin.com/in/mandarpadhye?utm_source=share_via&utm_content=profile&utm_medium=member_ios]  OnlineDietCare -  www.onlinedietcare.com [http://www.onlinedietcare.com/] Infiniti Jewels - www.infinitijewels.com.sg [http://www.infinitijewels.com.sg/]  RealtybyDeepti - https://www.linkedin.com/in/deepti-malik-30675351?utm_source=share&utm_campaign=share_via&utm_content=profile&utm_medium=ios_app [https://www.linkedin.com/in/deepti-malik-30675351?utm_source=share&utm_campaign=share_via&utm_content=profile&utm_medium=ios_app]  & https://www.instagram.com/realtybydeepti?igsh=bjE5a3N2eG9iaG02&utm_source=qr [https://www.instagram.com/realtybydeepti?igsh=bjE5a3N2eG9iaG02&utm_source=qr]  #DreamCatchersShow #PremJohn #StandupComedy #DieUsedUp #SingaporeCreators

From Selling Pizza in School to Building a Global Diamond Brand: This Entrepreneur Started Young

This guest turned selling pizza slices in school into a mindset that now runs a global luxury jewellery brand.  In this episode of The Dream Catchers Show, I sit down with Saagar Mehta, the entrepreneur behind Infiniti Jewels Singapore, a third-generation fine jewellery and diamond business known for bespoke designs and rare gemstones. We talk about his journey from early hustles to launching a modern luxury jewellery brand, collaborating with names like Lamborghini and Bentley, and expanding into Dubai and international markets. He also reveals how diamonds, coloured gemstones, and bespoke jewellery can be both emotional heirlooms and smart investments. IN THIS EPISODE 00:00 | Why a school pizza hustle predicted a luxury empire 02:43 | The childhood habit that quietly builds entrepreneurs 04:19 | What growing up around diamonds really teaches you 08:26 | When luxury brands like Lamborghini start calling you 09:43 | Why jewellery tastes reveal more about culture than fashion 10:28 | The jewellery trick that makes one piece do five jobs 11:33 | How the wealthy secretly think about gemstones as assets 14:13 | The diamond mistake that can erase $100,000 instantly 16:00 | The global journey every luxury jewel takes before you wear it 17:10 | The 200-year family ring with a story most people never see 19:35 | The one rule that separates trusted luxury brands from the rest 20:15 | The market most entrepreneurs wrongly underestimate 21:22 | The one trait every successful luxury founder must master 25:22 | Rapid-fire round 26:35 | The final insight that every entrepreneur should hear Saagar Mehta | Director | Infiniti Jewels Saagar Mehta is the Director of Infiniti Jewels and a certified graduate of the Gemological Institute of America (GIA). Under his leadership, Infiniti Jewels has grown into a premier home-grown jewellery brand, celebrated for its bespoke creations and exceptional craftsmanship. Beyond designing exquisite pieces, Saagar is passionate about gemstone education, empowering clients with the knowledge to make informed investment decisions. His expertise spans gemstone selection, bespoke design, and strategic brand growth. Shalima Motial Founder & CEO of Dream Catchers (Host) With over 20 years of work experience, I am a passionate and creative entrepreneur who specialises in online talent showcase and marketing. I have a master's degree in English literature, which gives me a strong foundation in communication, storytelling, and content creation. I founded Dream Catchers Vision in 2011, a Singapore-based online platform that discovers and promotes performing artists from around the world. Connect with Shalima at https://www.linkedin.com/in/shalima-motial-44aab331 [https://www.linkedin.com/in/shalima-motial-44aab331/]/     Dream Catchers Dream Catchers: Empowering Dreams in Singapore Dream Catchers is a pioneering Events, Theatre & Film Production company based in Singapore, dedicated to nurturing the aspirations of performing artists, entrepreneurs, and promoting women’s empowerment. Established over 14 years ago, the company has successfully organized numerous online and offline events, serving as a vital platform for emerging talent. Notably, Dream Catchers has been a nationwide talent partner for major Bollywood concerts in Singapore, providing invaluable opportunities for artists to shine. Through its diverse initiatives, Dream Catchers continues to inspire and empower individuals across the region. Thank you to our Sponsors:Mandar Padhye; The Resilient Investor - https://www.linkedin.com/in/mandarpadhye?utm_source=share_via&utm_content=profile&utm_medium=member_ios [https://www.linkedin.com/in/mandarpadhye?utm_source=share_via&utm_content=profile&utm_medium=member_ios]  OnlineDietCare -  www.onlinedietcare.com [http://www.onlinedietcare.com/] Infiniti Jewels - www.infinitijewels.com.sg [http://www.infinitijewels.com.sg/]  RealtybyDeepti - https://www.linkedin.com/in/deepti-malik-30675351?utm_source=share&utm_campaign=share_via&utm_content=profile&utm_medium=ios_app [https://www.linkedin.com/in/deepti-malik-30675351?utm_source=share&utm_campaign=share_via&utm_content=profile&utm_medium=ios_app]  & https://www.instagram.com/realtybydeepti?igsh=bjE5a3N2eG9iaG02&utm_source=qr [https://www.instagram.com/realtybydeepti?igsh=bjE5a3N2eG9iaG02&utm_source=qr]

She Almost Ended Her Life. Now She Teaches Women Courage

I almost had to pause the conversation when Lilian Ong shared the moment she stood on her balcony wondering how to end her life… and what happened next changed everything.  In this episode of The Dream Catchers Show, I sit down with the founder of the Her Courage Business Network, a women empowerment platform helping women turn trauma into purpose and leadership. IN THIS EPISODE 00:00 | Teaser 03:31 | The turning point when pain quietly became power 07:44 | The surprising way high-achievers hide depression 10:01 | The truth about courage nobody tells you 11:11 | Why comfort zones quietly destroy dreams 14:14 | The story that proves one decision can rewrite your future 15:44 | The leadership secret most people completely miss 18:12 | What actually makes people follow you 19:06 | The dangerous mistake people make with their identity 21:58 | The quiet habit that fuels powerful leaders 23:04 | The brutal truth about waiting for the “right time” 23:58 | Why women rising together changes everything 25:19 | The unexpected way movements grow across countries 28:37 | Rapid-fire answers that reveal the real person 31:39 | One final thought that might change how you see courage Lilian Ong Courage Coach & Breakthrough Catalyst. Lilian Ong is a Courage Coach, Breakthrough Catalyst, author, and transformational speaker. She is the founder of Class Living, Her Courage BizNetwork, Women of Courage Asia, and Connecting Mothers Support Group. She also serves as the Country President (Singapore) of the Association of Business Women in Commerce & Industry (ABWCI) and is a member of the Maxwell Certified Leadership Team. Our annual HER Courage Leaders Summit is happening on 11 April 2026!!! 𝐈𝐧𝐟𝐥𝐮𝐞𝐧𝐜𝐢𝐧𝐠 𝐂𝐨𝐮𝐫𝐚𝐠𝐞 𝐟𝐨𝐫 𝐓𝐫𝐚𝐧𝐬𝐟𝐨𝐫𝐦𝐚𝐭𝐢𝐯𝐞 𝐈𝐦𝐩𝐚𝐜𝐭 ~ 𝐌𝐞𝐧𝐭𝐨𝐫𝐬𝐡𝐢𝐩 𝐢𝐬 𝐚 𝐂𝐨𝐮𝐫𝐚𝐠𝐞 𝐌𝐮𝐥𝐭𝐢𝐩𝐥𝐢𝐞𝐫! Expect:•⁠ ⁠Impact-driven panel discussions •⁠ ⁠Stories from women who rose to lead •⁠ ⁠Mentorship that multiplies courage •⁠ A Fashion Showcase with an Upcycling theme •⁠ ⁠Women of Courage 7th Anniversary Celebration •⁠ ⁠⁠HER Courage Award Presentation 11 April 2026, Saturday Pan Pacific Singapore 2–7 PM Special ticket privilege available - Her Courage Leader Summit 2026 | Class Living [https://classliving.com.sg/shop/Her-Courage-Leader-Summit-2026-c193540040]Earlybird pricing with no deadline using my exclusive code: SHALIMA𝐇𝐂𝐋𝐒 Shalima Motial Founder & CEO of Dream Catchers (Host) With over 20 years of work experience, I am a passionate and creative entrepreneur who specialises in online talent showcase and marketing. I have a master's degree in English literature, which gives me a strong foundation in communication, storytelling, and content creation. I founded Dream Catchers Vision in 2011, a Singapore-based online platform that discovers and promotes performing artists from around the world. Dream Catchers Dream Catchers: Empowering Dreams in Singapore Dream Catchers is a pioneering Events, Theatre & Film Production company based in Singapore, dedicated to nurturing the aspirations of performing artists, entrepreneurs, and promoting women’s empowerment. Established over 14 years ago, the company has successfully organized numerous online and offline events, serving as a vital platform for emerging talent. Notably, Dream Catchers has been a nationwide talent partner for major Bollywood concerts in Singapore, providing invaluable opportunities for artists to shine. Through its diverse initiatives, Dream Catchers continues to inspire and empower individuals across the region. _____ Thank you to our Sponsors:Mandar Padhye; The Resilient Investor - https://www.linkedin.com/in/mandarpadhye?utm_source=share_via&utm_content=profile&utm_medium=member_ios [https://www.linkedin.com/in/mandarpadhye?utm_source=share_via&utm_content=profile&utm_medium=member_ios]  OnlineDietCare -  www.onlinedietcare.com [http://www.onlinedietcare.com/] Infiniti Jewels - www.infinitijewels.com.sg [http://www.infinitijewels.com.sg/]  RealtybyDeepti - https://www.linkedin.com/in/deepti-malik-30675351?utm_source=share&utm_campaign=share_via&utm_content=profile&utm_medium=ios_app [https://www.linkedin.com/in/deepti-malik-30675351?utm_source=share&utm_campaign=share_via&utm_content=profile&utm_medium=ios_app]  & https://www.instagram.com/realtybydeepti?igsh=bjE5a3N2eG9iaG02&utm_source=qr [https://www.instagram.com/realtybydeepti?igsh=bjE5a3N2eG9iaG02&utm_source=qr]

Why he left Grab to help people launch podcasts

What happens when you swap a cushy corporate job for the chaos of building something from scratch? I sat down with Amit Ray, founder of CrazyTok, to talk about his bold leap from running operations at Uber and Grab to creating one of Singapore’s fastest-growing podcast agencies. From his first scrappy startup idea in 2000 to turning a passion project into a full-fledged business, Amit’s journey is a mix of curiosity, grit, and sharp operational thinking. We spoke about building a creative company with an ops brain, lessons from failed ventures, and what it really takes to go from employee to entrepreneur. If you’re interested in entrepreneurship, podcasting, creative businesses, or founder journeys, this episode will hit home. Tune in for real stories, not startup myths. IN THIS EPISODE (00:00) Intro (02:57) Why walking away can be the smartest move (04:52) The spark that started it all (07:43) The secret weapon he didn’t see coming (08:56) How it shaped everything that came next (12:59) What’s next after three bold bets? (17:13) Why inclusion isn’t just a buzzword (20:52) How old lessons fuel new dreams (24:12) Career growth has a strange twin (27:29) Real talk for the dream chasers (30:52) Blooper: when everything goes hilariously off-script Amit Ray Amit is an alumnus of IIM Calcutta and the founder of CrazyTok, a ‘new media’ content marketing firm focused on podcast and YouTube production for CxOs, founders, and business owners. Prior to founding CrazyTok, he worked at a mix of mature and fast-growing organizations, most recently at Grab and Uber. He has worked in India, the Philippines, and the US and currently lives in Singapore with his wife, son, and dog, Pepper. https://www.linkedin.com/in/amitray/ [https://www.linkedin.com/in/amitray/] Shalima Motial Founder & CEO of Dream Catchers (Host) With over 20 years of work experience, I am a passionate and creative entrepreneur who specialises in online talent showcase and marketing. I have a master's degree in English literature, which gives me a strong foundation in communication, storytelling, and content creation. I founded Dream Catchers Vision in 2011, a Singapore-based online platform that discovers and promotes performing artists from around the world. Connect with Shalima at https://www.linkedin.com/in/shalima-motial-44aab331 [https://www.linkedin.com/in/shalima-motial-44aab331/]/     Dream Catchers Dream Catchers: Empowering Dreams in Singapore Dream Catchers is a pioneering Events, Theatre & Film Production company based in Singapore, dedicated to nurturing the aspirations of performing artists, entrepreneurs, and promoting women’s empowerment. Established over 14 years ago, the company has successfully organized numerous online and offline events, serving as a vital platform for emerging talent. Notably, Dream Catchers has been a nationwide talent partner for major Bollywood concerts in Singapore, providing invaluable opportunities for artists to shine. Through its diverse initiatives, Dream Catchers continues to inspire and empower individuals across the region. Watch the feature film - DOMINOES | Full Length Feature Film UHD 4K (Watermarked) [https://youtu.be/n8iKL3Vakr8] Connect with Dream Catchers at http://www.dreamcatchersvision.com/home [http://www.dreamcatchersvision.com/home]   https://www.facebook.com/dreamcatchersvision/ [https://www.facebook.com/dreamcatchersvision/]  _____