Quality Time Left - A Financial Mindset Game Changer

Quality Time Left - A Financial Mindset Game Changer

In this episode Harry introduces listeners to the financial planning concept of quality time left or QTL. He discusses how financial planning changes when you have limited time, an illness or some other life event. Living your money life intentionally is key to preparing for the uncertainties that life offers.

Earn 9.62% on Your Savings

In this replay episode, Harry introduces you to US government Series I Bonds that pay interest tied to the rate of inflation. These bonds currently offer a 9.62% return through November 2022 . Harry discusses the pros and cons of using these bonds for a portion of your savings. treasurydirect.gov [treasurydirect.gov]

Repaying Debt Using the Snowball Method

In this episode Harry answers a subscriber request to explain the Snowball Method of repaying debt, how it works and why it works better for certain households rather than other available methods. In this time of increasing interest rates repaying debt is more important than ever for households. https://www.financialverse.com/post/using-a-snowball-to-pay-off-your-debts [https://www.financialverse.com/post/using-a-snowball-to-pay-off-your-debts]

The $183,780 Life Insurance Coverage Myth

In this episode Harry helps you answer the question - How Much Life Insurance Coverage Do You Need? He discusses what risks and life events you should consider when buying life insurance and why most households do not have enough coverage. Harry advises each household to sit down with a qualified financial professional and take the time to carefully consider their needs. Episode resources https://www.financialverse.com/post/303-the-183-780-life-insurance-coverage-myth

Annuities - A North Star in Uncertain Times

In this episode Harry discusses a blog post written by FinancialVerse guest contributor Cary Carney. Cary presents the case of how annuity products can offer safety and guarantees to consumers looking to protect their retirement savings during these crazy times. https://www.financialverse.com/post/304-annuities-a-north-star-in-uncertain-times