Your Home Isn’t Just Equity…It Could Be Income

When Is It Time to Move? A Decision That Changes Everything

Knowing when to move may be one of the most important, and most overlooked decisions in retirement. In this episode, Ambar Reddekopp continues the Monopoly series by exploring how timing, planning, and proactive conversations can shape where and how you age. The discussion highlights the emotional and practical realities of leaving a longtime home, from rising maintenance costs to changing health and support needs. Ambar also shares why waiting too long can turn a decision into a crisis and how thoughtful planning can help preserve independence, family relationships, and quality of life. It’s a look at turning a difficult conversation into a strategic one. Schedule your complimentary call with Ambar and the Journey Financial Group team at 720-677-1562 or go to Journey4Wealth.com [https://www.Journey4Wealth.com]. And, if you’re in the Johnstown, Colorado area, drop in for Journey Financial Group’s monthly First Fridays with complimentary food and drinks in the office. Facebook [https://www.facebook.com/journey4wealth] | Instagram [https://www.instagram.com/thejourney4wealth/] See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.

Your Home Isn’t Just Equity…It Could Be Income

What if your home could help fund your retirement, without selling it? In this episode, Ambar Reddekopp breaks down modern reverse mortgages (HECM loans) and how they’ve evolved since 2008. Using a Monopoly-inspired analogy, the conversation explores how retirees can tap into home equity to supplement income, cover expenses, or plan for long-term care. Ambar also addresses common misconceptions, eligibility rules, and how these loans function for spouses and heirs. It’s a straightforward look at turning a home from a “dead asset” into a usable resource, while understanding the trade-offs and timing considerations involved. Schedule your complimentary call with Ambar and the Journey Financial Group team at 720-677-1562 or go to Journey4Wealth.com [https://www.Journey4Wealth.com]. And, if you’re in the Johnstown, Colorado area, drop in for Journey Financial Group’s monthly First Fridays with complimentary food and drinks in the office. Facebook [https://www.facebook.com/journey4wealth] | Instagram [https://www.instagram.com/thejourney4wealth/] See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.

Are You Playing Real Estate Like Monopoly Without a Plan?

What if playing Monopoly without a strategy is exactly how many people approach real estate investing? In part two of her 4-part series on real estate, Ambar Reddekopp breaks down the realities behind property investing—and why it’s far more complex than buying everything you land on. She explores the importance of having a clear strategy, understanding cash flow versus long-term appreciation, and recognizing that real estate is a business—not just “passive income.” From rental properties and partnerships to land investments and legal considerations, the conversation highlights the risks, rewards, and need for the right team. Schedule your complimentary call with Ambar and the Journey Financial Group team at 720-677-1562 or go to Journey4Wealth.com [https://www.Journey4Wealth.com]. And, if you’re in the Johnstown, Colorado area, drop in for Journey Financial Group’s monthly First Fridays with complimentary food and drinks in the office. Facebook [https://www.facebook.com/journey4wealth] | Instagram [https://www.instagram.com/thejourney4wealth/] See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.

Monopoly vs. Reality: What You’re Getting Wrong About Real Estate

What if the game of Monopoly is actually teaching you how to buy real estate the wrong way? In this episode of the Games of Life, investment advisor representative, Ambar Reddekopp, uses the classic board game to break down the realities of purchasing a home. She explores why buying without a plan can lead to costly mistakes, how lending limits don’t always equal affordability, and the hidden expenses that can turn a dream home into a financial strain. The conversation also highlights the importance of building the right team—from realtors to financial advisors—and why preparation matters long before you ever “land on your first property.” Schedule your complimentary call with Ambar and the Journey Financial Group team at 720-677-1562 or go to Journey4Wealth.com [https://www.Journey4Wealth.com]. And, if you’re in the Johnstown, Colorado area, drop in for Journey Financial Group’s monthly First Fridays with complimentary food and drinks in the office. Facebook [https://www.facebook.com/journey4wealth] | Instagram [https://www.instagram.com/thejourney4wealth/] See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.

Knowing When to Hold—and When to Fold

Investing has more in common with poker than you might think—and playing by emotion is how people lose both games. In this episode of The Games of Life Podcast, investment advisor representative, Ambar Reddekopp uses poker as a powerful analogy to unpack risk tolerance, emotional decision‑making, and long‑term investing discipline. She explores the difference between bravery and capacity for risk, why knowing when to “hold” or “fold” matters more than chasing wins, and how mismatched strategies often derail otherwise solid plans. The discussion highlights behavioral finance, market psychology, and why winning isn’t about every hand—it’s about lasting through the entire game. Schedule your complimentary call with Ambar and the Journey Financial Group team at 720-677-1562 or go to Journey4Wealth.com [https://www.Journey4Wealth.com]. And, if you’re in the Johnstown, Colorado area, drop in for Journey Financial Group’s monthly First Fridays with complimentary food and drinks in the office. Facebook [https://www.facebook.com/journey4wealth] | Instagram [https://www.instagram.com/thejourney4wealth/] See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.