What Every Realtor Should Know About Liens & Judgments

What Every Realtor Should Know About Liens & Judgments

Most homeowners panic the moment they see a lien or judgment on a title commitment. In this episode, Escrow Officer Carla Luna-Fender breaks down what these items actually mean, why they appear, and how Realtors can confidently guide clients through them without fear or confusion. Carla shares real examples from the closing table, explains the difference between liens and judgments, and reveals the behind-the-scenes detective work title performs to clear issues before recording. The episode also highlights common homeowner mistakes—such as adding someone to title without realizing that person’s debts come with them—along with insights into divorce decrees, child-support judgments, and the importance of the final date-down search. This conversation gives real estate professionals the clarity needed for smoother transactions and fewer surprises at closing. Connect with Carla:Phone: ⁠801-266-0606 [tel: 801-266-0606]Email: carla@titleone.net [ carl@titleone.net]Instagram: https://www.instagram.com/closingwithcarla

What Every Agent Should Know About RON

In real estate, timing is everything and sometimes your buyers or sellers can’t make it to the closing table. That’s where Remote Online Notarization, or RON, comes in. It allows clients to sign securely from anywhere in the world, saving time and stress while keeping deals on track.In this episode, Taisha Ostler, an escrow officer at Title One, explains how Remote Online Notarization works, who it’s best for, and why it’s a powerful tool when timing or distance becomes an issue.  She also shares how Title One ensures each RON signing is verified and secure, and reminds us that lender approval is required for refinance and purchase files.   Contact Taisha: https://www.title.one/team/taisha-ostler [https://www.title.one/team/taisha-ostler]

New Federal Rule to Impact Cash Real Estate Transactions

If you work in real estate, there’s a major change coming that you’ll want to know about especially if your clients buy or sell with cash. Beginning March 1, 2026, new federal reporting requirements from the U.S. Department of the Treasury’s Financial Crimes Enforcement Network (FinCEN) are expected to take effect, impacting certain real estate transactions involving trusts, LLCs, and corporations. In this episode, Brenda Johnson-Nicholson, an escrow officer at Title One, explains what these upcoming requirements could mean for Realtors, and their clients. While these updates are designed to increase transparency and prevent financial crimes, they may also change the documentation process for some cash purchases. Brenda outlines what information may need to be collected, why the changes are being implemented, and how they could affect the flow and timing of a closing. She also shares practical advice for how agents can prepare their clients in advance especially those purchasing property through an entity. This conversation is designed to help Realtors stay informed and proactive as regulations evolve.

Brenda Johnson Nicholson | Protecting Your Clients from Wire Fraud with ClosingLock

Wire fraud is one of the biggest threats in real estate today and it’s only getting more sophisticated. A single letter changed in an email address or a fake set of wiring instructions can cost buyers their down payment, sellers their proceeds, and leave agents caught in the middle. In this episode, Escrow Officer Brenda Johnson Nicholson joins us at Title One Studios to share how we’re fighting back with ClosingLock, a new platform designed to keep your clients’ money and information safe. Connect with Brenda: https://www.title.one/team/brenda-johnson [https://www.title.one/team/brenda-johnson] ClosingLock: https://www.closinglock.com/ [https://www.closinglock.com/]

Why Title One Utah is the GOAT: What the Reviews Really Say

In this episode of our Why Title One is the GOAT mini-series, hosts Steph Shoell and the Silver Dollar Man (Scott Stephenson) dive into the real reviews from real clients who’ve closed with Title One. With over 30 years of service, thousands of closings, and a reputation for turning what could be a boring appointment into a memorable milestone, Title One has built a legacy worth talking about. And today, it’s our clients doing the talking. Here’s what people are saying: “The best of the best. The team here is so knowledgeable, forward-thinking and kind. If you’re a first-time closing or you’ve closed hundreds of times, they’re going to make the process clear, simple, and perfect for you. I also appreciate that they’re so involved in the community.” — Lauren Havens “My husband and I are first-time homeowners and the team here couldn't have been easier to work with. Signing paperwork is never a party, but the team made it an ACTUAL party — with cake, confetti, and a samurai sword. Each document was made crystal clear and they made sure we understood what we were signing. Great experience!” — Tamarina Wendt “Fun, fun — because that’s usually not what you find in a title company. Fun, professional, and an all-around trouble-free, fabulous experience. I highly recommend Title One.” — Joel Huff “I have always enjoyed working with the fine people of Title One. They are professional in their approach, always see things through, and manage to pull it off in a fun environment with very fast seamless closings.”— Johnny Cassell, 8 years ago “This company is the number one title company. Period.”— Peter Riboldi, To close things out, the Silver Dollar Man says it best: “If you’re not doing business with us, you should be.” Connect with Us: Submit an Order: scott@titleone.net Call or Text: 801-946-1208 Website: http://www.title.one [http://www.title.one] Instagram: http://www.instagram.com/titleoneutah [http://www.instagram.com/titleoneutah]