The Future of Global Treasury: Stablecoins, Blockchain, and AI

Revolutionizing Stablecoin for Cross-Border Payments with Conduit

In this episode of the Headless Banking Podcast, Jeff interviews Kirill, CEO of Conduit, to discuss the company's journey and the evolution of the stablecoin market. Kirill shares his background in financial services and fintech, including his experience and frustrations with outdated banking systems. He details Conduit's pivots, from providing DeFi APIs to focusing on stablecoin payments, particularly in emerging markets. The episode explores the unexpected high adoption of stablecoins for payments, challenges of liquidity, and the shift towards bank partnerships and local stablecoins for smoother cross-border transactions. Kirill also highlights the regulatory landscape and the potential of instant payments to transform trade financing. Chapters: 00:00 Introduction and Guest Welcome 00:32 Krill's Background and Journey 01:22 Challenges in Traditional Banking Systems 02:34 Entering the Crypto World 02:54 Founding Conduit and Initial Product 03:28 Market Changes and Pivot to Stablecoins 05:11 Adoption and Use Cases of Stablecoins 10:38 Liquidity Challenges and Solutions 15:47 Future of Stablecoins and Final Thoughts 16:52 Regulatory Landscape This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit headlessbanking.substack.com [https://headlessbanking.substack.com?utm_medium=podcast&utm_campaign=CTA_1]

The Future of Global Treasury: Stablecoins, Blockchain, and AI

In this episode of the Headless Banking Podcast, we welcome back Jared Slivers [https://www.linkedin.com/in/jaredsilvers/] from Fireblocks [https://www.fireblocks.com/] to discuss the current state and future of global treasury management using crypto and stablecoins. They explore why corporate treasurers have been slow to adopt these technologies, considering factors such as regulatory barriers, technology readiness, and the need for better local liquidity solutions. The conversation also touches on the impact of AI in managing global treasury operations and how the evolving stablecoin infrastructure can facilitate smoother cross-border trade. The episode concludes with a discussion on the potential mainstream adoption of Bitcoin for corporate treasuries and the implications for global trade. 00:00 Introduction and Welcome 00:24 The Future of Global Treasury: Crypto and Stablecoins 01:11 Fire Blocks and the Current State of Blockchain 02:27 Stablecoins: Dollar Access and Cross-Border Trade 05:33 Stripe Sessions: AI and Stablecoins 09:18 Challenges and Opportunities in Adopting Stablecoins 10:17 Building a Corporate Treasury with Stablecoins 13:27 The Role of Banks and Exchanges 20:25 The Potential of Stablecoins and AI in Treasury Management 22:55 MicroStrategy's Bitcoin Strategy 27:12 Conclusion and Final Thoughts This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit headlessbanking.substack.com [https://headlessbanking.substack.com?utm_medium=podcast&utm_campaign=CTA_1]

How Clair Built Earned Wage Access

Nico [https://www.linkedin.com/in/nsimko/] is a wizard when it comes to building fintech solutions, understanding regulation, and navigating difficult partnerships with Sponsor Banks. It was a joy to have him on and to hear how Clair [https://getclair.com/] was built from the ground up. Hope you all enjoy the episode. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit headlessbanking.substack.com [https://headlessbanking.substack.com?utm_medium=podcast&utm_campaign=CTA_1]

Global Banking for LATAM Startups

In this episode of The Headless Banking Podcast, Chris interviews Bernardo Brites [https://www.linkedin.com/in/bebrites/], co-founder and CEO of trace financial [https://www.tracefinance.com/], a company that provides international payments, FX, and multiple use bank accounts to help globalize LATAM businesses. Bernardo talks about his journey through FinTech, starting a money transfer business, and the evolution of their products. This episode was recorded at a very interesting time when SVB had sounded the alarm. Bernardo and his team worked around the clock to help businesses that were stuck during this time. Interestingly enough, SVB banked 90% of LATAM businesses holding USD accounts. Tune in to hear how they accomplished this and much more! This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit headlessbanking.substack.com [https://headlessbanking.substack.com?utm_medium=podcast&utm_campaign=CTA_1]

Unlocking Payroll Data

In this episode of The Headless Banking Podcast, Jeff interviews Brian Karimi-Pashaki [https://www.linkedin.com/in/brian-karimi-pashaki/], Head of Partnerships at Pinwheel [https://www.pinwheelapi.com/], a company that provides income verification [https://www.pinwheelapi.com/products/verify-income-employment], direct deposit switching [https://www.pinwheelapi.com/products/deposit-switch], and payroll data connectivity for FinTech & banks. Brian talks about his background in FinTech, starting at Goldman Sachs and buying third-party technology to build a Marcus [https://www.marcus.com/us/en]. He also discusses the challenges of building new products inside a larger company, as well as the importance of AI assistants in the future of the financial industry. Diving into Pinwheel, Brian explains that the company is an API layer that sits in front of payroll systems, similar to Twilio and Plaid for telecommunications and banking data, respectively. By making payroll data accessible through their API, Pinwheel enables developers to build products and services that utilize this information. Examples include early access to wages, income and employment verification for loans and apartments, and more efficient and secure data sharing between employers and landlords. Overall, Pinwheel is changing the way payroll data is accessed and utilized, opening up new possibilities for the industry and beyond. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit headlessbanking.substack.com [https://headlessbanking.substack.com?utm_medium=podcast&utm_campaign=CTA_1]