The rise of MIBs (multiple income borrowers) and how specialist lending is evolving

The Pivot Point – Mortgage Market 2026

The focus for this episode is - The rise of MIBs (multipleincome borrowers) and how specialist lending is evolving. Joining host ⁠⁠Tony Hall⁠⁠ [https://www.linkedin.com/in/tony-hall-556a451b/]⁠⁠⁠, are Lee Williams Lee Williams | LinkedIn [https://www.linkedin.com/in/lee-s-williams/]Martin Reynolds Martin Reynolds | LinkedIn [https://www.linkedin.com/in/martin-reynolds-5ba7267/] and Simon Walklin-Knight Simon Walklin-Knight | LinkedIn [https://www.linkedin.com/in/simon-walklin-knight-90483a37/] We discussed: Segment 1: The Geopolitical Shockwave Segment 2: The Pricing Paradox & House Price Slump Segment 3: what is the importance of broker development? Qualifications beyond CeMAP supporting?  Segment 4: The Outlook for H2 2026 Please leave us comments and a rating and give us a followto keep updated with future podcast releases, on the 1st of every month. Don't forget to follow our social channels... ⁠⁠LinkedIn⁠⁠⁠ [https://www.linkedin.com/showcase/saffron-for-intermediaries/] ⁠⁠⁠BlueSky⁠⁠⁠ [https://bsky.app/profile/themortgageconvo.bsky.social] ⁠⁠⁠YouTube⁠⁠⁠ [https://www.youtube.com/@saffronforintermediaries/podcasts] ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠ [https://www.facebook.com/themortgageconversation]

The rise of MIBs (multiple income borrowers) and how specialist lending is evolving

Joining host ⁠⁠⁠Tony Hall⁠⁠⁠ [https://www.linkedin.com/in/tony-hall-556a451b/]⁠⁠⁠, are Lee Williams ⁠(7) Lee Williams | LinkedIn⁠ [https://www.linkedin.com/in/lee-s-williams/], David Coleman ⁠ [https://www.linkedin.com/in/markedwards9/](30) David Coleman | LinkedIn [https://www.linkedin.com/in/david-coleman-44855226/] and Dan Gracie (30) Dan Gracie | LinkedIn [https://www.linkedin.com/in/dangracie/] We discussed: * Multiple Income Borrowers (MIB) How is this market growing, how comfortable are firms with increased advice risk as cases get more complex? * Market/Mortgage Brokerage Evolution How is the market evolving with firm consolidation, and what impact does this have on advice models? * Packager Evolution Is the role of packagers changing, and how are they adapting to market evolution? * Further View of the Mortgage Market What is the impact of AI- opportunity or threat- for packagers and brokers? Can AI replace packagers in case placement and document preparation? Please leave us comments and a rating and give us a follow to keep updated with future podcast releases, on the 1st of every month. Don't forget to follow our social channels... ⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠ [https://www.linkedin.com/showcase/saffron-for-intermediaries/] ⁠⁠⁠⁠BlueSky [https://bsky.app/profile/themortgageconvo.bsky.social] ⁠⁠⁠⁠ [https://bsky.app/profile/themortgageconvo.bsky.social]⁠⁠⁠⁠YouTube⁠⁠⁠⁠ [https://www.youtube.com/@saffronforintermediaries/podcasts]⁠ [https://www.facebook.com/themortgageconversation] Facebook⁠⁠ [https://www.facebook.com/themortgageconversation]

Build Baby Build

The focus for this episode is ‘Build Baby Build’ centring on the Property Development Finance Market. Joining host ⁠⁠Tony Hall⁠⁠ [https://www.linkedin.com/in/tony-hall-556a451b/]⁠⁠⁠, are Lee Williams (7) Lee Williams | LinkedIn [https://www.linkedin.com/in/lee-s-williams/], Glen Franklin-Jones (9) Glenn Franklin-Jones | LinkedIn [https://www.linkedin.com/in/specialistfinancebroker/] & Steve Iles (9) Steve Iles | LinkedIn [https://www.linkedin.com/in/steve-iles-510b1024/]  We discussed:  How is technology embracing the Property Development Finance Market  The importance of effective relationships during the entire project  Planning reform – how is the Government doing with its pledges  Top hints & tips for brokers and developers  Is 2026 going to be a good year Please leave us comments and a rating and give us a follow to keep updated with future podcast releases, on the 1st of every month.  Don't forget to follow our social channels...  ⁠⁠⁠LinkedIn⁠⁠⁠ [https://www.linkedin.com/showcase/saffron-for-intermediaries/]  ⁠⁠⁠BlueSky⁠⁠⁠ [https://bsky.app/profile/themortgageconvo.bsky.social]  ⁠⁠⁠YouTube⁠⁠⁠ [https://www.youtube.com/@saffronforintermediaries/podcasts]  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠ [https://www.facebook.com/themortgageconversation]

The Complex Lending Market in 2026

Joining host ⁠⁠Tony Hall⁠⁠ [https://www.linkedin.com/in/tony-hall-556a451b/]⁠⁠⁠, are Lee Williams (7) Lee Williams | LinkedIn [https://www.linkedin.com/in/lee-s-williams/],Mark Edwards (1) Mark Edwards | LinkedIn [https://www.linkedin.com/in/markedwards9/] and Alice Waites (7) Alice Waites |LinkedIn [https://www.linkedin.com/in/alice-waites-b43b49147/] We discussed: * The Complex Lending Market vs The Specialist Lending Market - the rise of the mutuals * Post budget - confidence in 2026 * Proc fees - the rise and fall * Renters Rights Act * The UK Finance Market forecast for 2026 Please leave us comments and a rating and give us a followto keep updated with future podcast releases, on the 1st of every month. Don't forget to follow our social channels... ⁠⁠⁠LinkedIn⁠⁠⁠ [https://www.linkedin.com/showcase/saffron-for-intermediaries/] ⁠⁠⁠BlueSky⁠⁠⁠ [https://bsky.app/profile/themortgageconvo.bsky.social]⁠⁠⁠YouTube⁠⁠⁠ [https://www.youtube.com/@saffronforintermediaries/podcasts]Facebook⁠⁠ [https://www.facebook.com/themortgageconversation]

The ghost of 2025 (a play on Christmas) – Past, Present & Future

Joining host ⁠⁠Tony Hall⁠⁠ [https://www.linkedin.com/in/tony-hall-556a451b/]⁠⁠⁠,  Dan Gracie (9) Dan Gracie | LinkedIn [https://www.linkedin.com/in/dangracie/]  Andrew Montlake (9) Andrew Montlake| LinkedIn [https://www.linkedin.com/in/andrew-montlake-9248092/] Past    * Reflection on 2025…how has it been for ourguests? *  Affordability – Relaxation of regulatory rules,are they helping and are lenders doing enough? Present * Budget implications,  what is coming and what might the impact be? * Diversification - what has your business doneto meet the needs of today's borrower? Future * Innovation - what is needed?     * FCA DP25/2 the future of the mortgage market *  One wish for 2026 Please leave us comments and a rating and give us a follow to keep updated with future podcast releases, on the 1st of every month. Don't forget to follow our social channels... ⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠ [https://www.linkedin.com/showcase/saffron-for-intermediaries/] ⁠⁠⁠⁠⁠⁠BlueSky⁠⁠⁠⁠⁠⁠ [https://bsky.app/profile/themortgageconvo.bsky.social] ⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠ [https://www.youtube.com/@saffronforintermediaries/podcasts] ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠ [https://www.facebook.com/themortgageconversation]