135: One Injury Away From Financial Ruin: Disability Insurance Explained

139: We're Skipping Summer Camp and Spending a Month in Europe Instead

Send us Fan Mail [https://www.buzzsprout.com/2019100/fan_mail/new] What if instead of summer camp, you just took your family to Europe for a month? Jessica and Brandon are taking their family to Europe for four weeks this summer, and in this episode they walk through exactly how they pulled it off. From stalking flight portals for months to find 120,000 points worth of flights across four countries, to building a five-tab spreadsheet to keep every confirmation number, address, and ticket organized, this episode is the full behind-the-scenes of planning an international family trip. They cover the tools they actually use: Point.me for finding the best points and miles deals, Airbnbs with washers, dryers, and AC over hotels, bulk public transit passes, and the free Smart Traveler Enrollment Program that sends real-time safety alerts from the nearest US embassy. They also get into the stuff that catches travelers off guard, like booking major attraction tickets weeks in advance before they sell out, spotting scam sites that mimic official museum pages, ordering foreign currency from your home bank before you leave, and knowing which credit cards to carry internationally and why. If you are planning a big international trip and want to know how to actually prepare for it, this one is worth a listen. Get a $5 month for Point.Me our favorite way to find the best flights [https://share.point.me/77Sljj] Get 50% off of Monarch Money for one year with this link [https://monarch.com/referral/efi38xe7ed?r_source=copy] Subscribe to The Sugar Daddy Podcast newsletter [https://www.thesugardaddypodcast.com/] Explore The Sugar Daddy Podcast Stan Store — Downloadables, tools, and more to level up your money game together! [https://stan.store/TheSugarDaddyPodcast] Head over to our YouTube channel to catch this episode in full video form. [http://www.youtube.com/@TheSugarDaddyPodcast] You can also email us at: hello@thesugardaddypodcast.com Connect with us on Instagram We’re most active over at @thesugardaddypodcast [https://www.instagram.com/thesugardaddypodcast] Chat with Brandon Want to work together? Learn more about Brandon [https://www.oakcityfinancial.us/] Book a free 30-min call [https://calendly.com/oakcityfinancial/introconvo] to see if it's a fit. Show us some love, hit subscribe, leave a five star rating, and drop a quick review! Money, relationships, and the mindset to master both. Hosted by financial advisor Brandon and his wife Jessica, The Sugar Daddy Podcast breaks down how to build wealth, unpack old money beliefs, and have real conversations...

138: The 20% Raise You're Not Getting by Staying at Your Job

Send us Fan Mail [https://www.buzzsprout.com/2019100/fan_mail/new] The data is clear: staying loyal to one employer rarely keeps pace with what strategic career moves can do for your income. But what does "smart" job hopping actually look like, and when does loyalty still win? In this episode, Jessica and Brandon get real about the job hopping vs. loyalty debate. They share firsthand experience navigating layoffs, negotiate their way through six-figure compensation packages, and break down the framework listeners can use to make career decisions that actually build wealth. Topics covered: * Why piddly 1.5–3% annual raises are costing you serious long-term wealth * How to use competing offers to negotiate with your current employer without quitting * The right and wrong reasons to make a lateral move * Vesting schedules, RSUs, and benefits you should never leave on the table * The 15–20% rule: the number that makes a job switch worth the disruption * Why interviewing is a skill you must keep sharp — even when you're happy * How to build a network that works for you before you need it * What a client negotiated by simply asking ($30K base increase + doubled equity) * Beyond salary: education stipends, PTO, remote work, fertility benefits, and more Closed mouths don't get fed. This episode gives you the tools to start asking. Get a $5 month for Point.Me our favorite way to find the best flights [https://share.point.me/77Sljj] Get 50% off of Monarch Money for one year with this link [https://monarch.com/referral/efi38xe7ed?r_source=copy] Subscribe to The Sugar Daddy Podcast newsletter [https://www.thesugardaddypodcast.com/] Explore The Sugar Daddy Podcast Stan Store — Downloadables, tools, and more to level up your money game together! [https://stan.store/TheSugarDaddyPodcast] Head over to our YouTube channel to catch this episode in full video form. [http://www.youtube.com/@TheSugarDaddyPodcast] You can also email us at: hello@thesugardaddypodcast.com Connect with us on Instagram We’re most active over at @thesugardaddypodcast [https://www.instagram.com/thesugardaddypodcast] Chat with Brandon Want to work together? Learn more about Brandon [https://www.oakcityfinancial.us/] Book a free 30-min call [https://calendly.com/oakcityfinancial/introconvo] to see if it's a fit. Show us some love, hit subscribe, leave a five star rating, and drop a quick review! Money, relationships, and the mindset to master both. Hosted by financial advisor Brandon and his wife Jessica, The Sugar Daddy Podcast breaks down how to build wealth, unpack old money beliefs, and have real conversations...

137: My Mom Gifted Me a $400K Property and Won't Include My Boyfriend. Am I the A-hole?

Send us Fan Mail [https://www.buzzsprout.com/2019100/fan_mail/new] A woman on Threads wrote that she is being gifted a $400,000 rental property by her mother, but only in her name, with a legal agreement keeping it separate from any future marriage. Her boyfriend of three years is furious. He wanted to sell it and use the money toward a bigger place for them both. When she explained her mom's conditions, he packed a bag and moved in with a friend. In this episode, Jessica and Brandon break down why the mom's conditions are not just reasonable, they are smart. They also dig into what the boyfriend's reaction actually reveals about his character, why inheritance and asset protection are conversations every couple should be having, and what their own postnuptial agreement says about inherited wealth. Their verdict? Take the property. And seriously reconsider the relationship. Get a $5 month for Point.Me our favorite way to find the best flights [https://share.point.me/77Sljj] Get 50% off of Monarch Money for one year with this link [https://monarch.com/referral/efi38xe7ed?r_source=copy] Subscribe to The Sugar Daddy Podcast newsletter [https://www.thesugardaddypodcast.com/] Explore The Sugar Daddy Podcast Stan Store — Downloadables, tools, and more to level up your money game together! [https://stan.store/TheSugarDaddyPodcast] Head over to our YouTube channel to catch this episode in full video form. [http://www.youtube.com/@TheSugarDaddyPodcast] You can also email us at: hello@thesugardaddypodcast.com Connect with us on Instagram We’re most active over at @thesugardaddypodcast [https://www.instagram.com/thesugardaddypodcast] Chat with Brandon Want to work together? Learn more about Brandon [https://www.oakcityfinancial.us/] Book a free 30-min call [https://calendly.com/oakcityfinancial/introconvo] to see if it's a fit. Show us some love, hit subscribe, leave a five star rating, and drop a quick review! Money, relationships, and the mindset to master both. Hosted by financial advisor Brandon and his wife Jessica, The Sugar Daddy Podcast breaks down how to build wealth, unpack old money beliefs, and have real conversations...

136: The Fight Behind the Fight: How Couples Argue About Money Without Saying It

Send us Fan Mail [https://www.buzzsprout.com/2019100/fan_mail/new] You just had a fight about the dishwasher. Or the thermostat. Or the vacation your partner keeps putting off. Spoiler: it wasn't about any of those things. Most arguments couples have about money are actually about something much deeper, and once you learn to spot it, you can't unsee it. In this episode, Jessica and Brandon break down how couples argue about money without ever actually talking about money. They share their own real-life examples, including Jessica's recent "I want to save $100,000" moment (and what was really underneath it), the time Brandon left Jessica's stocking empty on Christmas, and how they finally got on the same page about paying for their kids' college. You'll also learn the DREAM framework, their 5-step approach to decoding what your money arguments are really about and having the conversations that actually fix them. What you'll learn: * Why fights about Target runs, utility bills, and vacation planning are rarely about the money * How scarcity mindsets and childhood money memories show up in your relationship right now * The exact phrase that helps you peel back what a money argument is really about * When to pause mid-fight and how to schedule a money date that actually works * How tools like Monarch Money can eliminate the visibility gaps that fuel conflict Free resource: Grab their Dream Money Conversations guide [https://canva.link/reku9v1e843d890] Get a $5 month for Point.Me our favorite way to find the best flights [https://share.point.me/77Sljj] Get 50% off of Monarch Money for one year with this link [https://monarch.com/referral/efi38xe7ed?r_source=copy] Subscribe to The Sugar Daddy Podcast newsletter [https://www.thesugardaddypodcast.com/] Explore The Sugar Daddy Podcast Stan Store — Downloadables, tools, and more to level up your money game together! [https://stan.store/TheSugarDaddyPodcast] Head over to our YouTube channel to catch this episode in full video form. [http://www.youtube.com/@TheSugarDaddyPodcast] You can also email us at: hello@thesugardaddypodcast.com Connect with us on Instagram We’re most active over at @thesugardaddypodcast [https://www.instagram.com/thesugardaddypodcast] Chat with Brandon Want to work together? Learn more about Brandon [https://www.oakcityfinancial.us/] Book a free 30-min call [https://calendly.com/oakcityfinancial/introconvo] to see if it's a fit. Show us some love, hit subscribe, leave a five star rating, and drop a quick review! Money, relationships, and the mindset to master both. Hosted by financial advisor Brandon and his wife Jessica, The Sugar Daddy Podcast breaks down how to build wealth, unpack old money beliefs, and have real conversations...

135: One Injury Away From Financial Ruin: Disability Insurance Explained

Send us Fan Mail [https://www.buzzsprout.com/2019100/fan_mail/new] Your ability to earn money is your most valuable financial asset, and most people have zero protection for it. In this episode, Jessica and Brandon break down disability insurance from the ground up: what it actually covers, why your employer's policy probably isn't enough, and how to plug the gaps before something happens. You'll learn: * The difference between short-term and long-term disability, and why most people confuse them * Why 60% of your base salary sounds fine until you do the math * The critical policy feature that determines whether you can actually collect (own occupation vs. any occupation) * How the underwriting process works, and why your medical records matter more than you think * Why disability insurance may be more important than life insurance * The future increase rider that lets you grow your coverage without going through medical underwriting again If you have income and people who depend on it, this episode is non-negotiable. 🎙️ New episodes every Wednesday on Apple Podcasts, Spotify & YouTube Get a $5 month for Point.Me our favorite way to find the best flights [https://share.point.me/77Sljj] Get 50% off of Monarch Money for one year with this link [https://monarch.com/referral/efi38xe7ed?r_source=copy] Subscribe to The Sugar Daddy Podcast newsletter [https://www.thesugardaddypodcast.com/] Explore The Sugar Daddy Podcast Stan Store — Downloadables, tools, and more to level up your money game together! [https://stan.store/TheSugarDaddyPodcast] Head over to our YouTube channel to catch this episode in full video form. [http://www.youtube.com/@TheSugarDaddyPodcast] You can also email us at: hello@thesugardaddypodcast.com Connect with us on Instagram We’re most active over at @thesugardaddypodcast [https://www.instagram.com/thesugardaddypodcast] Chat with Brandon Want to work together? Learn more about Brandon [https://www.oakcityfinancial.us/] Book a free 30-min call [https://calendly.com/oakcityfinancial/introconvo] to see if it's a fit. Show us some love, hit subscribe, leave a five star rating, and drop a quick review! Money, relationships, and the mindset to master both. Hosted by financial advisor Brandon and his wife Jessica, The Sugar Daddy Podcast breaks down how to build wealth, unpack old money beliefs, and have real conversations...