$500 Billion in Unused Rewards: What's Really Happening?

$500 Billion in Unused Rewards: What's Really Happening?

For decades, consumers have collected points, miles, and rewards—but are traditional loyalty programs becoming too complicated to deliver real value? On this episode of The Money Path [https://youtube.com/playlist?list=PLf7jplX9ww4qpkCtKwqrK4K91Ml5HtXdu&si=vHewIVs234mib8-k], host Todd M. Schoenberger sits down with Lin Dai, CEO of BookIt.com, to explore the massive transformation underway in travel, retail, payments, and loyalty rewards. Lin reveals why loyalty programs have become increasingly complex, why an estimated $500 billion in rewards remain unredeemed globally, and how airlines, hotels, and credit card companies are rethinking the future of customer engagement. The discussion explores how companies like American Express, Delta, and Hyatt are shifting toward experiential rewards, why younger consumers prioritize experiences over products, and how emerging technologies such as AI, tokenization, and blockchain could simplify rewards programs forever. Lin also explains how BookIt is building a next-generation travel rewards ecosystem that connects millions of travel and entertainment experiences while offering consumers new ways to earn and redeem value. TOPICS COVERED: • Why loyalty programs have become so complicated • The $500 billion unredeemed rewards challenge • How airlines profit more from loyalty programs than flying • The rise of experiential rewards and VIP access • Why Gen Z and Millennials are reshaping loyalty strategies • AI, blockchain, and the future of rewards programs • How BookIt is reinventing travel rewards and experiences • The evolution of loyalty programs over the next five years 🔗 Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://biztalktodaytv.com [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbDI3eFMzbVU1ems4RU9VVDRrOVQ1ZzUwQ09PQXxBQ3Jtc0tuYUtTXzhJQ2RsX2cwdWFBVUJCME81SzRacG5NdDBHUEZobU9Ua3ZrdlZ5RmNPVTlMbHdvN2RwVy0zV1Zjb3FkLWdpN0ZNSUJrejFhR1pGQWRyX0JQNHFmb2NlZ3dPZkFVdTNQYUt1dWRHcmpPSERXUQ&q=https%3A%2F%2Fbiztalktodaytv.com%2F&v=Rp7C8hHPj7c]⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📧 Contact on Email: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠support@biztalktodaytv.com ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📲 Download the Biz Talk Today TV app on Apple & Android devices. 📢 Disclaimer: The views and opinions expressed on this program are those of the hosts and guests and do not necessarily reflect the official policy or position of CrossCheck Media Inc., Biz Talk Today TV (BTT), or their affiliated entities and distribution partners. Content produced by CrossCheck Media across video, audio, and digital platforms is provided for informational and educational purposes only. Nothing presented should be construed as financial, investment, legal, tax, or gambling advice, nor as a recommendation to buy or sell any security, asset, wager, or strategy. All investments and wagers involve risk, including the possible loss of principal or money placed on a bet. Past performance and statistical analysis are not indicative of future results. Viewers and readers are solely responsible for their financial and wagering decisions and should conduct their own due diligence and consult with qualified professionals where appropriate. Sports betting commentary is for informational and entertainment purposes only. Participants must comply with applicable laws and age requirements in their jurisdiction. #TheMoneyPath, #ToddSchoenberger, #LinDai, #BookIt, #TravelRewards, #LoyaltyPrograms, #TravelIndustry, #ConsumerSpending, #Fintech, #Blockchain, #AI, #Crypto, #TravelTech, #CreditCards, #RewardsPoints, #AmericanExpress, #DeltaAirLines, #Hyatt, #BusinessNews, #Investing Learn more about your ad choices. Visit megaphone.fm/adchoices [https://megaphone.fm/adchoices]

The Market's Biggest Opportunities Are Hiding in Plain Sight

Is Wall Street still underestimating the power of AI and energy? On this episode of The Money Path [https://youtube.com/playlist?list=PLf7jplX9ww4qpkCtKwqrK4K91Ml5HtXdu&si=iDjR2vbAlObjrkH6], host Todd M. Schoenberger welcomes Thomas Martin, Partner & Senior Portfolio Manager at Globalt Investments, for a deep dive into the market themes driving investors today. Despite concerns about economic weakness, Thomas explains why strong earnings growth, resilient consumer spending, and artificial intelligence investment continue to support the market's long-term outlook. He also shares why his team remains overweight AI enablers, how investors should think about software winners and losers, and why energy stocks may be among the most overlooked opportunities in the market. Key topics include: • Why earnings remain the market's biggest catalyst • The outlook for AI infrastructure, data centers, and technology leaders • Why cybersecurity companies are outperforming • Adobe, Salesforce, and the challenge facing software stocks • Kevin Warsh's first Fed leadership test • Interest rates, inflation, and market expectations • Why energy demand is rising alongside the AI boom • Long-term opportunities in oil and energy infrastructure • Healthcare's potential comeback story • Real estate, mortgage trends, and rate-sensitive sectors As AI investment accelerates and energy demand expands, Thomas Martin explains where investors may find the next generation of market leadership. 🔗 Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://biztalktodaytv.com [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbm9BY0FMMl90UkFwSVFjTjNqQmgtNkpjbTBzZ3xBQ3Jtc0tuRDRxemJNcFBkQk1HWnowQVVUanM2RHpFdHRrd0FfalJGbW9HOUR1N2FjMWxSWDRKbUx3N2FxMjJ1ck1KcjdmREdxLUdTY3kzZGpvYnBNRjRTR2NJU3JPVlZ1dTdhYmhDZ1FjYnAxbXBFeWQ3Q185Yw&q=https%3A%2F%2Fbiztalktodaytv.com%2F&v=Rp7C8hHPj7c]⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📧 Contact on Email: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠support@biztalktodaytv.com ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📲 Download the Biz Talk Today TV app on Apple & Android devices. 📢 Disclaimer: The views and opinions expressed on this program are those of the hosts and guests and do not necessarily reflect the official policy or position of CrossCheck Media Inc., Biz Talk Today TV (BTT), or their affiliated entities and distribution partners. Content produced by CrossCheck Media across video, audio, and digital platforms is provided for informational and educational purposes only. Nothing presented should be construed as financial, investment, legal, tax, or gambling advice, nor as a recommendation to buy or sell any security, asset, wager, or strategy. All investments and wagers involve risk, including the possible loss of principal or money placed on a bet. Past performance and statistical analysis are not indicative of future results. Viewers and readers are solely responsible for their financial and wagering decisions and should conduct their own due diligence and consult with qualified professionals where appropriate. Sports betting commentary is for informational and entertainment purposes only. Participants must comply with applicable laws and age requirements in their jurisdiction. #TheMoneyPath #ThomasMartin #ToddSchoenberger #AIStocks #EnergyStocks #StockMarket #Investing #WallStreet #FederalReserve #KevinWarsh #SP500 #ArtificialIntelligence #OilStocks #DataCenters #EarningsSeason #HealthcareStocks #MarketOutlook #GlobaltInvestments #BizTalkTodayTV #FinancialNews Learn more about your ad choices. Visit megaphone.fm/adchoices [https://megaphone.fm/adchoices]

Mish Schneider: Oil, Gold, Robinhood & the Trades Nobody Sees Coming

Are investors overreacting to Middle East tensions? Could Robinhood be heading to $150? And why is Mish Schneider finding opportunity in everything from silver and copper to retail stocks and even sports betting trends? On this episode of ⁠Financial Compass⁠ [https://youtube.com/playlist?list=PLf7jplX9ww4oqyjHFsdQuXZNcZy9JyY6g&si=itdszGYfbbGklfN7], host Todd M. Schoenberger sits down with Mish Schneider, Chief Strategist at MarketGauge.com and Founder of the Economic Modern Family YouTube channel, for a wide-ranging discussion on today's most important market opportunities. Mish explains why she believes the Iran headlines may be more negotiation than catastrophe, why oil could remain range-bound despite geopolitical fears, and how investors should approach volatile markets using both quantitative and discretionary trading strategies. Key topics include: 📈 Why Robinhood could target $140-$150 ⚡ The surprising strength in retail stocks and the XRT ETF 👟 Is Nike setting up for a major breakout? 💄 The "Vanity Trade" and opportunities in Estee Lauder, Urban Outfitters, and Stitch Fix 🥇 Gold, silver, copper, and sugar price targets every investor should watch 🛢️ Why oil may stay between $85-$95 despite Middle East tensions 🎯 Sports betting, Robinhood event contracts, and the psychology of trading 🌾 The food trade and key levels for DBA 🚀 The future of Economic Modern Family and reaching the next generation of investors If you're looking for actionable trading ideas, commodity insights, and a fresh perspective on today's markets, this is an episode you won't want to miss. Watch and Listen now on Biz Talk Today TV. 🔗 Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://biztalktodaytv.com⁠ [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbTR2OG5wOEhQck16WWVzdlJMaTRDWGJtNnBnd3xBQ3Jtc0tuTmtEZWRGVE1ET1JFNUE5bkF1cVJRYXd5eUhCSWYwWDFxOFBTMUl0UG11M1VzdXY3ajJUS2tfUHlwM3lwcWpLN3lfYXFCZVdhdXRiYjJiWnp1TFVXaUI2R0UxWXpSbkVWSk9UdmxzMkdoTmc5M3FMNA&q=https%3A%2F%2Fbiztalktodaytv.com%2F&v=bkUCFBT14vM]⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📧 Contact on Email: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠support@biztalktodaytv.com ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📲 Download the Biz Talk Today TV app on Apple & Android devices. 📢 Disclaimer: The views and opinions expressed on this program are those of the hosts and guests and do not necessarily reflect the official policy or position of CrossCheck Media Inc., Biz Talk Today TV (BTT), or their affiliated entities and distribution partners. Content produced by CrossCheck Media across video, audio, and digital platforms is provided for informational and educational purposes only. Nothing presented should be construed as financial, investment, legal, tax, or gambling advice, nor as a recommendation to buy or sell any security, asset, wager, or strategy. All investments and wagers involve risk, including the possible loss of principal or money placed on a bet. Past performance and statistical analysis are not indicative of future results. Viewers and readers are solely responsible for their financial and wagering decisions and should conduct their own due diligence and consult with qualified professionals where appropriate. #FinancialCompass #MishSchneider #ToddSchoenberger #MarketGauge #EconomicModernFamily #StockMarket #Investing #Trading #Robinhood #Gold #Silver #Copper #OilPrices #Commodities #NikeStock #RetailStocks #XRT #WealthBuilding #MarketAnalysis #BizTalkTodayTV Learn more about your ad choices. Visit megaphone.fm/adchoices [https://megaphone.fm/adchoices]

Oil Under $70, Inflation Under Control, S&P 9000? Jay Hatfield Explains

Has Wall Street gotten the oil trade completely wrong? On today's episode of Hatfield Economics [https://youtube.com/playlist?list=PLf7jplX9ww4qdrubbuKLcOmBZMuYR82Gq&si=DMwKcaITy1pt2SWW], host Todd M. Schoenberger sits down with Jay Hatfield, CEO of Infrastructure Capital Management and CIO of ICAP ETFs, to discuss why collapsing oil prices could become the biggest bullish catalyst for stocks, inflation, and interest rates over the next year. 📉 Jay explains why he believes oil could fall below $70 — and potentially into the $55-$60 range — as OPEC ramps production and global supply concerns fade. 📈 He also reveals why Infrastructure Capital is raising its year-end S&P 500 target to 9,000, arguing that investors are witnessing an earnings boom, not a stock market bubble. Topics include: • Why Jay forecasts three Fed rate cuts over the next 12 months • The inflation data Wall Street is ignoring • Why the Fed's forecasting models may be fundamentally flawed • Kevin Warsh and potential Federal Reserve reforms • The "Hatfield Rule" and recession forecasting • Why lower oil prices could accelerate market gains • Amazon, AI infrastructure spending, and overlooked earnings growth • QVOL ETF performance and "Dogs of the Daq" investing strategy • Why Jay believes taxes should be eliminated for Americans earning under $100,000 Plus, Todd and Jay discuss the broader implications of energy prices, monetary policy, and why the biggest risk to the market may now be to the upside. If Jay is right, investors could be dramatically underestimating the next leg of this bull market. 🔗 Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://biztalktodaytv.com⁠ [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbDNYcmtzQWR1UDZacmNNclFSMnM3dzE4Xy0tQXxBQ3Jtc0tsOU1yR2ZLQVdsdmxZN0NrcEJtX2Z5bkMzYUxaUmtoemJkRzFrd1pfOGd1U2FYNEZ5VHdXZ2JEQmtCcWlxU2U5bHRuTERtbXVpZncxREd4LWdoTmFzRWJzZ01DTlc3eEZacHBwaVV4QVhyRUhfeDVSSQ&q=https%3A%2F%2Fbiztalktodaytv.com%2F&v=ITAyMEqYqKU]⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📧 Contact on Email: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠support@biztalktodaytv.com ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📲 Download the Biz Talk Today TV app on Apple & Android devices. 📢 Disclaimer: The views and opinions expressed on this program are those of the hosts and guests and do not necessarily reflect the official policy or position of CrossCheck Media Inc., Biz Talk Today TV (BTT), or their affiliated entities and distribution partners. Content produced by CrossCheck Media across video, audio, and digital platforms is provided for informational and educational purposes only. Nothing presented should be construed as financial, investment, legal, tax, or gambling advice, nor as a recommendation to buy or sell any security, asset, wager, or strategy. All investments and wagers involve risk, including the possible loss of principal or money placed on a bet. Past performance and statistical analysis are not indicative of future results. Viewers and readers are solely responsible for their financial and wagering decisions and should conduct their own due diligence and consult with qualified professionals where appropriate. Sports betting commentary is for informational and entertainment purposes only. Participants must comply with applicable laws and age requirements in their jurisdiction. #HatfieldEconomics #JayHatfield #ToddSchoenberger #StockMarket #SP500 #FederalReserve #RateCuts #Inflation #OilPrices #OPEC #AIStocks #AmazonStock #Investing #WallStreet #MarketOutlook #InterestRates #EconomicForecast #BizTalkTodayTV Learn more about your ad choices. Visit megaphone.fm/adchoices [https://megaphone.fm/adchoices]

Keith Schneider: Is Israel's Stock Market Warning Wall Street About Iran?

Wall Street cheered news of a White House-backed agreement with Iran, but Keith Schneider sees a signal that many investors may be overlooking. In this compelling clip from Keith's Corner [https://www.youtube.com/@CrossCheckMedia], host Todd M. Schoenberger asks whether markets are becoming too complacent about the latest Middle East developments. Keith points to an unexpected indicator: the Israeli stock market. While U.S. indices surged on optimism surrounding a potential ceasefire, Israeli equities moved lower despite being one of the world's strongest-performing markets throughout the conflict. Could traders closest to the situation be signaling that risks remain unresolved? Keith explains why the market reaction in Israel may be telling a very different story than the one investors are hearing from headlines—and what it could mean for stocks, geopolitics, and the sustainability of the current rally. Watch now to hear the market signal almost nobody is talking about. 🔗 Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://biztalktodaytv.com [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbXh4Q0RTeTRxa2RXR3lteUVHR0tDbERVRmJKQXxBQ3Jtc0tsWjFSdVE3UG9yMXFEblFHUHJvYnIyVWFVc05FQkFESUlXdEpuRG05OVlqY0xDRUc1MFQwRXRIQVJqU2MxbnptVURCXzktLWZOcmNqWHo1YW5xMWVIMU1zeVlEMnpDVDk0Wl9paHRyQVV0MTl4aVhDQQ&q=https%3A%2F%2Fbiztalktodaytv.com%2F&v=c3Tf_YJ0TsA]⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📧 Contact on Email: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠support@biztalktodaytv.com ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📲 Download the Biz Talk Today TV app on Apple & Android devices. 📢 Disclaimer: The views and opinions expressed on this program are those of the hosts and guests and do not necessarily reflect the official policy or position of CrossCheck Media Inc., Biz Talk Today TV (BTT), or their affiliated entities and distribution partners. Content produced by CrossCheck Media across video, audio, and digital platforms is provided for informational and educational purposes only. Nothing presented should be construed as financial, investment, legal, tax, or gambling advice, nor as a recommendation to buy or sell any security, asset, wager, or strategy. All investments and wagers involve risk, including the possible loss of principal or money placed on a bet. Past performance and statistical analysis are not indicative of future results. Viewers and readers are solely responsible for their financial and wagering decisions and should conduct their own due diligence and consult with qualified professionals where appropriate. Sports betting commentary is for informational and entertainment purposes only. Participants must comply with applicable laws and age requirements in their jurisdiction. #KeithsCorner [https://www.youtube.com/hashtag/keithscorner] #KeithSchneider [https://www.youtube.com/hashtag/keithschneider] #IsraelStockMarket [https://www.youtube.com/hashtag/israelstockmarket] #IranDeal [https://www.youtube.com/hashtag/irandeal] #MiddleEast [https://www.youtube.com/hashtag/middleeast] #WallStreet [https://www.youtube.com/hashtag/wallstreet] #StockMarket [https://www.youtube.com/hashtag/stockmarket] #Investing [https://www.youtube.com/hashtag/investing] #Geopolitics [https://www.youtube.com/hashtag/geopolitics] #Markets [https://www.youtube.com/hashtag/markets] #BizTalkTodayTV [https://www.youtube.com/hashtag/biztalktodaytv] #ToddSchoenberger [https://www.youtube.com/hashtag/toddschoenberger] Learn more about your ad choices. Visit megaphone.fm/adchoices [https://megaphone.fm/adchoices]