Should I Apply for a Trump Account for My Child or Grandchild?

Do You Need a Long-Term Care Insurance Policy?

Whether a long-term care insurance policy is right for you is really several questions under the same umbrella. “Do I need long-term care insurance at all?” “Should I keep the policy I already have?” “If someone has approached me about coverage now, which type of policy deserves consideration?” “And if the proposal is a paid-up policy, what exactly am I being asked to buy?” A useful place to begin is with the basics. The purpose of insurance is to transfer a risk one cannot afford to bear. Long-term care is a genuine risk — it is believed that more than half of our aging population will need long-term services at some point, and about a quarter of us will need care for more than five years. It is good to plan for this very expensive possibility, and buying insurance is one of the options. Links: Do You Need a Long-Term Care Insurance Policy? [https://www.timberchase.net/blog/do-you-need-a-long-term-care-insurance-policy] About Timberchase Financial Wealth Brief One smart money idea in five-ish minutes. A calm, intentional take on financial planning for families managing meaningful wealth.

Financial Planning in an Age of Abundance

If you step back and look at the long arc of human living standards, you may realize the baseline lifestyle of modern life is closer to paradise compared with almost all of history. For most of human history, the average person lived very close to the edge in squalid conditions. Links: Financial Planning in an Age of Abundance [https://www.timberchase.net/blog/age-of-abundance] About Timberchase Financial Wealth Brief One smart money idea in five-ish minutes. A calm, intentional take on financial planning for families managing meaningful wealth.

Should I Apply for a Trump Account for My Child or Grandchild?

We have recently fielded questions about the new Trump Accounts for children. Many families with young children are asking the same question right now: Should I apply for one of these new Trump Accounts?  Links: Should I Apply for a Trump Account for My Child or Grandchild? [https://www.timberchase.net/blog/should-i-apply-for-a-trump-account] About Timberchase Financial Wealth Brief One smart money idea in five-ish minutes. A calm, intentional take on financial planning for families managing meaningful wealth.

Tax Loss Harvesting

At its core, tax-loss harvesting is a tax management technique: when part of a taxable portfolio is down, you may be able to sell at a loss, reinvest promptly, and potentially use that loss to reduce taxes. Done well, it can improve after-tax outcomes over time. Done poorly, it becomes an expensive and unintended drift into market timing.  Links: Tax Loss Harvesting [https://www.timberchase.net/blog/tax-loss-harvesting] About Timberchase Financial Wealth Brief One smart money idea in five-ish minutes. A calm, intentional take on financial planning for families managing meaningful wealth.

Fluency + Interest: Financial Roles in a Family

A financial plan can be technically sound and still feel “off” if it doesn’t fit the people living inside it. That’s because money decisions are rarely just math. They’re tied to deeper emotional drivers—security, freedom, family, accomplishment, and meaning. Your money personality is the pattern behind those drivers: how you naturally think, feel, and act around money.  Links: Fluency + Interest: Financial Roles in a Family [https://www.timberchase.net/blog/fluency-interest] Conflict of Interest [https://www.timberchase.net/blog/conflict-of-interest] About Timberchase Financial Wealth Brief One smart money idea in five-ish minutes. A calm, intentional take on financial planning for families managing meaningful wealth.