Stablecoins and tokenized deposits: Rethinking the future of trusted money movement

Descripción

Stablecoins and tokenized deposits are reshaping the conversation around the future of money movement, but what does real-world adoption actually look like for banks, businesses and regulators? In this episode of From Transactions to Trust, Andy Schmidt, CGI’s Global Industry Lead for Banking, speaks with David Hooper, lead of CGI’s Canadian Open Banking and Payments Center of Excellence, about the practical use cases, limitations and opportunities behind digital money. They explore why stablecoins are not yet mainstream payment rails, despite high transaction volumes, and where they are gaining traction, including institutional treasury, liquidity management, cross-border funding and always-on value transfer. The conversation also explains the growing interest in tokenized deposits, which can help regulated banks modernize money movement while preserving trust, governance and regulatory confidence. Listeners will learn why the future of payments depends on more than blockchain speed. It also requires liquidity, settlement, foreign exchange, interoperability and trusted off-ramp infrastructure. Tune in to hear how banks can help shape the next phase of digital money by combining innovation with the resilience and trust of regulated financial services. CGI From transactions to trust [https://www.cgi.com/en/banking-capital-markets/from-transactions-to-trust-podcasts] - listen to our latest podcast offering clear, forward-looking perspectives on what’s next for the industry

Responsible AI in insurance: Trust, accountability and resilience in a changing landscape

Responsible AI in insurance: Trust, accountability and resilience in a changing landscape Early AI adoption in the insurance industry focused on efficiency, automation and cost reduction. But as AI becomes more deeply embedded in decision-making, from claims processing to customer engagement, the conversation is shifting. Speed alone is no longer the differentiator. Trust is. In this episode of From Transactions to Trust, Thomas Rauschen and Tom Infante explore how insurers can design, deploy and scale AI responsibly, balancing innovation with ethics, governance and resilience. Moving beyond efficiency: Why trust defines AI success AI adoption across insurance is accelerating, driven by the need for digital transformation and modernization. At the same time, organizations face increasing pressure to strengthen cybersecurity, resilience and regulatory compliance. But as AI systems begin influencing outcomes at scale, the stakes change. Responsible AI is about building powerful models and ensuring those systems are safe, aligned with human values and designed with the end user in mind. This shift mirrors a broader trend seen across industries: success with AI is no longer measured purely by efficiency gains, but by how well organizations ensure accountability, governance and trust in AI-driven decisions. From security to resilience: A new operational imperative Historically, security and resilience were treated as separate disciplines. Security focused on prevention, while resilience focused on recovery. Today, that distinction is disappearing. Organizations must be both secure and continuously resilient—capable not only of protecting systems, but also of adapting, responding and recovering in real time. This is particularly critical in AI-enabled ecosystems, where interconnected systems amplify both opportunity and risk. Defining responsible AI in practice Responsible AI begins with a simple principle: systems must be designed to serve people. In practice, this means: * aligning AI models with human values * ensuring fairness and mitigating bias * maintaining transparency and explainability * embedding accountability across the value chain One of the biggest challenges is ownership. In complex ecosystems involving multiple vendors and models, accountability can become unclear. Yet responsibility ultimately sits with those who design and deploy the AI capability. Maintaining a “human in the loop” remains essential, not as a bottleneck, but as a safeguard to continuously assess outcomes and ensure ethical alignment. As Infante emphasizes, “we should design and build systems and models that are not only safe… but aligned with human values.” Governance as the foundation of trust As AI adoption scales, governance becomes a central concern. Key risks include: * Automation bias: unintentionally reinforcing historical or data-driven biases * Ethical drift: gradual deviation from organizational values as systems evolve * Lack of transparency: limited visibility into how decisions are made To address these challenges, organizations must embed governance into AI design from the outset. This includes clear oversight mechanisms, transparent processes and continuous validation of outcomes. Importantly, regulation alone is not enough. Given the speed of technological advancement, insurers cannot rely solely on external regulators. They must build internal frameworks that proactively manage risk, ensure compliance and protect customer trust. CGI From transactions to trust [https://www.cgi.com/en/banking-capital-markets/from-transactions-to-trust-podcasts] - listen to our latest podcast offering clear, forward-looking perspectives on what’s next for the industry

4 de may de 202616 min

Stablecoins and tokenized deposits: Rethinking the future of trusted money movement

Descripción

Comentarios

Empieza 7 días de prueba

Todos los episodios