Identity, Fraud & AML with Hrishi Dixit

Taking Credit Global with Misha Esipov

Nearly 1 in 3 Americans don’t have access to credit at competitive rates, despite many who have strong willingness and ability to pay. The greatest challenges to broadening access to credit and doing so profitably, while charging competitive rates, are addressable through Banking-as-a-Service technology. In this episode, Sankaet Pathak, co-founder and CEO of Synapse is joined by Misha Esipov, co-founder and CEO of Nova Credit. Together, they explore the vision of democratizing access to cost-effective credit beyond borders. They break down the challenges and explore solutions to taking credit global.

Failing Forward Fast and Regulatory Sandboxes with Rodney Williams and Adam Shapiro

Instead of embracing the benefits of what can be learned and derived from mistakes, most Fintech companies have a fear of failing.  In this episode we explore the stigma around failure and how different experimentation paths could prove to be beneficial, providing an opportunity for better products. We also will discuss the need for regulatory sandboxes and reactions to the regulatory action. Joining this episode are guests Rodney Williams, Co-Founder, SoLo Funds [https://solofunds.com/] and Adam Shapiro, Partner & Co-Founder, Klaros Group [https://www.klaros.com/] Topics Discussed: * What does move faster, fail forward faster look like? * Explore what would happen if we took the approach of experimenting, making mistakes and course correcting quickly  * Experimentation paths - try, learn, make mistakes, adapt and benefit - make products better * The need for regulatory sandboxes and reactions to the regulatory action.

OCC and Blue Ridge Bank Agreement with Neil Peretz and Kevin Herrington

In this episode Sankaet and guests Kevin Herrington, President & CEO of Lineage Bank and Neil Peretz, Chief Legal Office, Sawa Credit review the recent OCC ruling ordering Blue Ridge Bank to bolster and improve the management of their third-party fintech partnerships.

The Architecture for Global Finance with Lucas Vargas and Colton Seal

In this episode, we explore the architecture for global banking, what exactly that means, and the new pattern in customer behavior we've been seeing. Joining in the discussion are Colton Seal [https://www.linkedin.com/in/coltonseal/], Co-Founder & CEO, Routefusion [https://routefusion.com/], and Lucas Vargas [https://www.linkedin.com/in/lucasvargas/], CEO, Nomad [https://nomadglobal.com/]. Topics Discussed: * Why are we talking about this today - why does this problem matter? How big is it?  Who is hurting/who is being impacted by this? * How is the identity and fraud infrastructure/architecture built today? * Is it working?  What’s good about it, what isn’t?  What are the trade-offs?  How can it be improved, how would you go about building this?  What are the architectural choices you would make and why? * Is a new solution needed?  What should the next architecture look like and why?  What are trade-offs and benefits?

Identity, Fraud & AML with Hrishi Dixit

Listen in as Hrishi Dixit, the CTO of Yieldstreet [https://www.yieldstreet.com/] joins us to discuss Identity, Fraud, and AML, and in each bucket, cover the following questions: * Why are we talking about this today - why does this problem matter? How big is it?  Who is hurting/who is being impacted by this? * How is the identity and fraud infrastructure/architecture built today? * Is it working?  What’s good about it, what isn’t?  What are the trade-offs?  How can it be improved, how would you go about building this?  What are the architectural choices you would make and why? * Is a new solution needed?  What should the next architecture look like and why?  What are trade-offs and benefits? What would a new approach do?