Wellness Law Podcast
Host Barbara Zabawa welcomes Kit Chaskin and Lauren Golanty, co-founders of Third to First, to discuss how traditional Employment Practices Liability Insurance (EPLI) frames employees who report harassment or discrimination as adverse third parties, discouraging reporting and shaping HR and management practices. They explain their “Third to First” endorsement, which converts EPLI to first-party reimbursement coverage for verified employee-on-employee Title VII harms after a company investigation, helping fund efforts to make survivors whole (such as counseling or team transfers) while also supporting accountability for harassers, including potential termination and related claims. The guests share their timeline from early R&D to Fast Company recognition and describe their services helping employers, brokers, and insurers implement the endorsement and roll it out internally to encourage early reporting and safer workplaces. Learn more at https://www.thirdtofirst.com/ [https://www.thirdtofirst.com/], 00:00 Welcome and Introductions 02:01 What Is EPLI 03:45 Why EPLI Hurts Workers 06:01 Third to First Solution 06:58 Origin Story and R&D 09:39 How the Endorsement Works 12:16 Training and Systemic Change 14:37 Reporting and HR Trust Gap 16:53 Rollout and Early Reporting 18:53 Services and Business Model 21:03 Who Adopts This 22:38 How to Learn More 24:32 Closing Thanks Learn more about Wellness Law at www.wellnesslaw.com [https://wellnesslaw.com/].
40 episodios
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