Your Money. Your Mission.

How to Be a Competitive Buyer in 2026

40 min · 1 de may de 2026
Portada del episodio How to Be a Competitive Buyer in 2026

Descripción

Think buying a home right now is impossible? Think again. In this episode of Your Money. Your Mission., SVP Wealth Fiduciary Advisor and host, Kelly Mould [https://www.johnsonfinancialgroup.com/about-us/advisors/208/], sits down with AVP Senior Community Mortgage Loan Officer, Sara Whitley [https://www.johnsonfinancialgroup.com/about-us/advisors/649/] and VP Mortgage Field Manager, Tony Petrie [https://www.johnsonfinancialgroup.com/about-us/advisors/295/] to cut through the noise and give you the real story about today's housing market. Whether you're a first-time buyer intimidated by the process or a seasoned homeowner ready to make your next move, this conversation is packed with practical advice you can actually use. We're busting myths (like that 20% down payment requirement), explaining why current interest rates are completely normal and sharing insider strategies for winning in a competitive market without breaking the bank.   In this episode: * 00:00 – 05:14: Intro and Current Market Reality * 05:15 – 10:40: Getting Started Right * 10:41 – 23:30: Understanding the Numbers * 23:31 – 30:45: Winning in a Competitive Market * 30:46 – 38:35: Avoiding Common Pitfalls * 38:36 – 40:35: Words of Encourage for Today’s Buyers   Additional resources: * First-Time Homebuyer Resources | Johnson Financial Group [https://www.johnsonfinancialgroup.com/campaigns/2024/mortgage-pre-approval-and-rewards/first-time-homebuyer/] * Experienced Buyer Resources | Johnson Financial Group [https://www.johnsonfinancialgroup.com/campaigns/2024/mortgage-pre-approval-and-rewards/experienced-homebuyer/] * How to Get Pre-Approved for a Mortgage: 4 Easy Steps | Johnson Financial Group [https://www.johnsonfinancialgroup.com/resources/blogs/buying-or-building-a-home/mortgage-pre-approval/] * Selling Your Home: 10 Financial Considerations | Johnson Financial Group [https://www.johnsonfinancialgroup.com/resources/blogs/your-financial-life/selling-your-home-10-financial-considerations-every-seller-should-know/]

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46 episodios

episode How to Prepare for Divorce Part 2: Child Support and Dividing Assets artwork

How to Prepare for Divorce Part 2: Child Support and Dividing Assets

In part two of our two-part divorce series, host and SVP Wealth Fiduciary Advisor, Kelly Mould, [https://www.johnsonfinancialgroup.com/about-us/advisors/208/] is joined by former court commissioner and VP Wealth and Estate Administrator, Liz Pfeuffer [https://www.johnsonfinancialgroup.com/about-us/advisors/935/], to go beyond the basics and into the questions that actually keep people up at night: What happens to the family home? How do we divide the 401(k)? What counts as income when calculating child support? And what on earth do we do with cryptocurrency?  Whether you're navigating a divorce yourself or know someone who is, this episode is packed with the specifics that matter most because in family law, the details are everything. Missed part one? Tune in to our previous episode to understand what documents to gather before filing, navigating legal representation and the critical role of the Financial Disclosure Statement.    In this episode: * 00:00 – 05:46: Debunking Common Divorce Myths * 05:47 – 08:08: How to Decide on the Family Home * 08:09 – 18:56: The Ins and Outs of Child Support * 18:57 – 22:43: Financial Infidelity and Hidden Assets * 22:44 – 28:37: Complex Situations: Crypto and Business Valuations * 28:38 – 33:36: Inheritance and Retirement Accounts * 33:37 – 42:32: Your Financial Life After Divorce * 42:33 – 46:11: Final Tips and Closing   Additional resources: * The Retirement Roadmap: A Guide for Each Decade | Johnson Financial Group [https://www.johnsonfinancialgroup.com/whitepapers/retirement-roadmap-a-step-by-step-guide-to-retirement-readiness/] * Happily Ever After (or Not): Legal and Financial Realities of Relationships | Johnson Financial Group [https://www.johnsonfinancialgroup.com/resources/your-money-your-mission/happily-ever-after-or-not-legal-and-financial-realities-of-love-and-relationships/] * Starting Over After 50: The Realities of Gray Divorce | Johnson Financial Group [https://www.johnsonfinancialgroup.com/resources/your-money-your-mission/starting-over-after-50-the-realities-of-gray-divorce/] * Family Estrangement: How to Navigate Financial Implications and Find Peace | Johnson Financial Group [https://www.johnsonfinancialgroup.com/resources/your-money-your-mission/family-estrangement-how-to-navigate-financial-implications-and-find-peace/]

28 de may de 202646 min
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Divorce is one of the most emotionally and financially complex transitions a person can face and walking into it unprepared can cost far more than anticipated. In part one of this two-part series, host and SVP Wealth Fiduciary Advisor, Kelly Mould, [https://www.johnsonfinancialgroup.com/about-us/advisors/208/] is joined by former court commissioner and VP Wealth and Estate Administrator, Liz Pfeuffer [https://www.johnsonfinancialgroup.com/about-us/advisors/935/], to break down the financial side of divorce. We cover what documents to gather before filing, how to navigate legal representation (and why that "bulldog" attorney might not be your best bet), the critical role of the Financial Disclosure Statement, how marital debt works in Wisconsin and why the decisions made in a divorce are — in most cases — permanent. Whether contemplating divorce or in the thick of it, this episode delivers courtroom-tested guidance into actionable next steps. Stay tuned for part two which will cover cryptocurrency, marital waste, the family home and common divorce myths!   In this episode: * 00:00 – 03:57: Intro and Documents to Gather Before Filing * 03:58– 10:55: The Importance of Legal Representation * 10:56– 20:34: Financial Disclosure Statements and Marital Debt * 20:35 – 24:30: Professional Guidance After the Divorce * 24:31 – 26:52: Final Tips and Preview of Navigating Divorce Part 2   Additional resources: * The Retirement Roadmap: A Guide for Each Decade | Johnson Financial Group [https://www.johnsonfinancialgroup.com/whitepapers/retirement-roadmap-a-step-by-step-guide-to-retirement-readiness/] * Happily Ever After (or Not): Legal and Financial Realities of Relationships | Johnson Financial Group [https://www.johnsonfinancialgroup.com/resources/your-money-your-mission/happily-ever-after-or-not-legal-and-financial-realities-of-love-and-relationships/] * Starting Over After 50: The Realities of Gray Divorce | Johnson Financial Group [https://www.johnsonfinancialgroup.com/resources/your-money-your-mission/starting-over-after-50-the-realities-of-gray-divorce/] * Family Estrangement: How to Navigate Financial Implications and Find Peace | Johnson Financial Group [https://www.johnsonfinancialgroup.com/resources/your-money-your-mission/family-estrangement-how-to-navigate-financial-implications-and-find-peace/]

14 de may de 202626 min
episode How to Be a Competitive Buyer in 2026 artwork

How to Be a Competitive Buyer in 2026

Think buying a home right now is impossible? Think again. In this episode of Your Money. Your Mission., SVP Wealth Fiduciary Advisor and host, Kelly Mould [https://www.johnsonfinancialgroup.com/about-us/advisors/208/], sits down with AVP Senior Community Mortgage Loan Officer, Sara Whitley [https://www.johnsonfinancialgroup.com/about-us/advisors/649/] and VP Mortgage Field Manager, Tony Petrie [https://www.johnsonfinancialgroup.com/about-us/advisors/295/] to cut through the noise and give you the real story about today's housing market. Whether you're a first-time buyer intimidated by the process or a seasoned homeowner ready to make your next move, this conversation is packed with practical advice you can actually use. We're busting myths (like that 20% down payment requirement), explaining why current interest rates are completely normal and sharing insider strategies for winning in a competitive market without breaking the bank.   In this episode: * 00:00 – 05:14: Intro and Current Market Reality * 05:15 – 10:40: Getting Started Right * 10:41 – 23:30: Understanding the Numbers * 23:31 – 30:45: Winning in a Competitive Market * 30:46 – 38:35: Avoiding Common Pitfalls * 38:36 – 40:35: Words of Encourage for Today’s Buyers   Additional resources: * First-Time Homebuyer Resources | Johnson Financial Group [https://www.johnsonfinancialgroup.com/campaigns/2024/mortgage-pre-approval-and-rewards/first-time-homebuyer/] * Experienced Buyer Resources | Johnson Financial Group [https://www.johnsonfinancialgroup.com/campaigns/2024/mortgage-pre-approval-and-rewards/experienced-homebuyer/] * How to Get Pre-Approved for a Mortgage: 4 Easy Steps | Johnson Financial Group [https://www.johnsonfinancialgroup.com/resources/blogs/buying-or-building-a-home/mortgage-pre-approval/] * Selling Your Home: 10 Financial Considerations | Johnson Financial Group [https://www.johnsonfinancialgroup.com/resources/blogs/your-financial-life/selling-your-home-10-financial-considerations-every-seller-should-know/]

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In this episode, Host and SVP Wealth Fiduciary Advisor, Kelly Mould sits down with President and Owner of LaMacchia Travel Agency [https://www.lamacchiatravel.com/], Tom Karnes and Travel Agent from Hakuna MaTravels [https://www.hakunamatravels.com/], Elliott Hogan to explore the full landscape of planning meaningful multigenerational family trips — from managing budgets for large groups to navigating modern safety concerns like social media risks and currency exchange traps. You'll discover why the most successful family vacations actually involve less planning, not more, and how travel creates unique opportunities to teach kids about gratitude and paying it forward. Whether you're planning your first trip or looking to improve an existing tradition, this conversation offers practical strategies for creating memories that last a lifetime. In this episode: * 00:00 – 07:35: Financial Planning and Budgeting  * 07:36 – 09:49: International Currency and Money Tips * 09:50 – 17:11: Safety for Different Generations * 17:12 – 22:55: Building Traditions and Creating Memories * 22:56 – 26:51: Creating Annual Traditions and Final Tips Additional resources: * 4 Essential Financial Tips for Traveling Abroad [https://www.johnsonfinancialgroup.com/resources/blogs/your-financial-life/stress-free-vacation-4-financial-tips-for-traveling-abroad/]

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