ARE THEY REALLY PRE-APPROVED? ⚠️

ARE THEY REALLY PRE-APPROVED? ⚠️

Send us Fan Mail [https://www.buzzsprout.com/2083411/fan_mail/new] Welcome to my Monday Market Update for the week of August 4th with Nikki Erickson from Kevnik Mortgage! This week we have one of the most practical and important episodes we have done yet — the questions every listing agent should be asking when they receive a buyer's pre-approval letter. Most agents call the lender and ask "are they good to go?" That is not enough. And this week Nikki breaks down exactly what to ask and why — including questions that could save your deal from falling apart at the last minute.  This week we are covering:  ✅ Interest rate update — back into the upper sixes and what is driving the volatility  ✅ The 5 questions every listing agent should ask when they receive a pre-approval letter  ✅ Has the lender reviewed income and assets or just pulled credit?  ✅ Has employment actually been verified not just stated by the borrower?  ✅ Has the file gone through the automated underwriting system and what does that mean?  ✅ Have any conditions been identified that could delay closing?  ✅ Is the buyer approved on estimated or property specific numbers?  ✅ What variable income is and why it matters more than most agents realize  ✅ How to look up any lender on the NMLS Consumer Access website before you trust them with your clients  ✅ Why Nikki does rescue missions for incorrect pre-approvals more than you would ever expect This is the kind of information nobody teaches real estate agents. And knowing it will make you a better advocate for your clients and a more professional agent in every single transaction.  🔗 NMLS Consumer Access Website: www.nmlsconsumeraccess.org 📞 Connect with Nikki Erickson at Kevnik Mortgage: 📱 Call or Text: 952-484-1584 📧 Email: nikki@kevnikgroup.com 📘 Facebook | TikTok | Instagram: @mortgagesfrommntoaz  Join my Skool Community! https://www.skool.com/rebusinessbuilder/about Support the show [https://www.buzzsprout.com/2083411/support] Now's The Time  - no matter where you are, where you have been, or your current results  - By becoming more aware and following a process, you can have whatever it is you truly desire! Find me in my free Community for Women Real Estate agent: www.skool.com/rebusinessbuilder/about Check out my YouTube Channel - So many ways to stay connected and plugged in!  AGCoaching@agcoaching684 [https://youtu.be/R0ASgRRGDB4] With Gratitude - Angie Gerber angiegerber@gmail.com ⬜ JOIN MY TIKTOK : https://www.tiktok.com/@agcoaching4life [https://www.tiktok.com/@agcoaching4life] 🟧  FOLLOW AND LIKE MY FACEBOOK ACCT : https://www.facebook.com/angie.gerber.5/ [https://www.facebook.com/angie.gerber.5/] 🟫 FOLLOW ME ON MY INSTAGRAM : https://www.instagram.com/angie.gerber.5/ [https://www.instagram.com/angie.gerber.5/]

NEW CONSTRUCTION WARNING ⚠️

Send us Fan Mail [https://www.buzzsprout.com/2083411/fan_mail/new] This week we have a really important  warning for every agent and buyer  considering new construction — plus  your weekly interest rate update during  Fed Meeting Week. Welcome to your Monday Market Update for  the week of July 28th with Angie Gerber  and Nikki Erickson from Kevnik Mortgage! This week we are covering: ✅ Fed Meeting Week — what to expect     from the announcement and why rates     should stay stable or improve ✅ Interest rate update — after hitting     the high sixes last week we are back     to mid sixes today ✅ New construction warning — a builder     tactic agents need to know about     right now ✅ How some builders are falsely     inflating neighborhood home values     using buyer incentives ✅ Why this connects directly to the     tactics that caused the 2008 crash ✅ New construction vs existing homes —     the real cost comparison every client     needs to see ✅ Window treatments landscaping     appliances and all the hidden costs     of new construction ✅ How to research builder quality     before your client commits —     including TikTok ✅ Why new construction is its own lane     and what agents need to know before     going all in If you have clients looking at new  construction right now this episode  is required watching before you write  that purchase agreement. Need a Great Real Estate Coach and Mentor....  Join my Skool Community! https://www.skool.com/rebusinessbuilder/about  🔗 Book your FREE Discovery Call with Angie: https://calendly.com/angiegerber/real-estate-business-builder 📞 Connect with Nikki Erickson at Kevnik Mortgage: 📱 Call or Text: 952-484-1584 📧 Email: nikki@kevnikgroup.com 📘 Facebook | TikTok | Instagram:     @mortgagesfrommntoaz 00:00 Introduction – Market Update Week of July 28th 00:30 Fed Meeting Week – What to Expect from        the Announcement 01:30 Interest Rates – Volatility Back to        Mid Sixes Today 02:30 New Construction Warning – What Every        Agent Needs to Know Right Now 04:00 The Builder Inflation Trap – How Builders        Are Falsely Inflating Home Values 06:00 How This Connects to the 2008 Crash –        A Warning for Agents 07:30 New Construction vs Existing Homes –        The Real Cost Comparison 09:00 Do Your Research – TikTok Inspectors        and Quality of Build 10:00 How to Find Nikki & Angie's Skool        Community #realestate #newconstruction #mortgagerates Support the show [https://www.buzzsprout.com/2083411/support] Now's The Time  - no matter where you are, where you have been, or your current results  - By becoming more aware and following a process, you can have whatever it is you truly desire! Find me in my free Community for Women Real Estate agent: www.skool.com/rebusinessbuilder/about Check out my YouTube Channel - So many ways to stay connected and plugged in!  AGCoaching@agcoaching684 [https://youtu.be/R0ASgRRGDB4] With Gratitude - Angie Gerber angiegerber@gmail.com ⬜ JOIN MY TIKTOK : https://www.tiktok.com/@agcoaching4life [https://www.tiktok.com/@agcoaching4life] 🟧  FOLLOW AND LIKE MY FACEBOOK ACCT : https://www.facebook.com/angie.gerber.5/ [https://www.facebook.com/angie.gerber.5/] 🟫 FOLLOW ME ON MY INSTAGRAM : https://www.instagram.com/angie.gerber.5/ [https://www.instagram.com/angie.gerber.5/]

3 Things That Kill Cabin Deals | July Market Update

Send us Fan Mail [https://www.buzzsprout.com/2083411/fan_mail/new] This week Nikki is joining us from her  family cabin — which inspired a really  important topic that every agent, especially in MN needs to understand heading into  the second half of summer. Second home lending. And all the ways  it can go sideways if you do not know  what to watch for. This week we are covering: ✅ Interest rate update — mid to upper     sixes and what is driving the     volatility right now ✅ Iran tensions oil prices and how     the bond market is responding ✅ ICE housing data — more buyers are     entering the market ✅ Second home vs investment property —     the distinction that could cost your     client thousands ✅ The 100 mile rule — what qualifies     as a second home and the Minnesota     lake property exception ✅ The three deal killers in cabin and     second home transactions — well water     septic and heat source ✅ The VRBO trap — why clients calling     an investment property a second home     is a costly mistake ✅ Minimum 10% down requirements and     what triggers investment property     classification If you have clients looking at cabins  lake homes or second properties this  summer this episode is required watching  before you write that offer. Need a Great Real Estate Coach and Mentor....  🔗 Book your FREE Discovery Call with Angie: https://calendly.com/angiegerber/real-estate-business-builder 📞 Connect with Nikki Erickson at Kevnik Mortgage: 📱 Call or Text: 952-484-1584 📧 Email: nikki@kevnikgroup.com 📘 Facebook | TikTok | Instagram:     @mortgagesfrommntoaz 🔗 Request Nikki's Renovation Loan PDF:     nikki@kevnikgroup.com 00:00 Introduction – Market Update July 21st 00:30 Interest Rate Update – Mid to Upper Sixes        & What Is Driving the Volatility 01:30 Iran Tensions Oil Prices & the Bond Market 02:30 Second Home Lending – What Every Agent        Needs to Know 03:00 The 100 Mile Rule – Second Home vs        Investment Property 04:00 Well Water Septic & Heat Source –        The Three Things That Can Kill Your Deal 05:00 Minimum 10% Down on Second Homes –        VRBO Trap Agents Need to Avoid 05:30 How to Reach Nikki Erickson at        Kevnik Mortgage Support the show [https://www.buzzsprout.com/2083411/support] Now's The Time  - no matter where you are, where you have been, or your current results  - By becoming more aware and following a process, you can have whatever it is you truly desire! Find me in my free Community for Women Real Estate agent: www.skool.com/rebusinessbuilder/about Check out my YouTube Channel - So many ways to stay connected and plugged in!  AGCoaching@agcoaching684 [https://youtu.be/R0ASgRRGDB4] With Gratitude - Angie Gerber angiegerber@gmail.com ⬜ JOIN MY TIKTOK : https://www.tiktok.com/@agcoaching4life [https://www.tiktok.com/@agcoaching4life] 🟧  FOLLOW AND LIKE MY FACEBOOK ACCT : https://www.facebook.com/angie.gerber.5/ [https://www.facebook.com/angie.gerber.5/] 🟫 FOLLOW ME ON MY INSTAGRAM : https://www.instagram.com/angie.gerber.5/ [https://www.instagram.com/angie.gerber.5/]

Under Contract in 30 Days (Step-by-Step)

Send us Fan Mail [https://www.buzzsprout.com/2083411/fan_mail/new] Most new real estate agents spend their first  30 days doing everything except the one thing  that will actually get them a closing. Sound familiar? In this video I am giving you the exact 30 day  roadmap I use with my coaching clients — the  same one I used in my own first year when I  closed over 30 transactions starting from zero. No cold lead budget required. No fancy website.  No perfect headshot. Just a clear day by day plan that works. 💬 Want my FREE For Sale By Owner  script? Drop 'SCRIPT' in the comments  with your email and I will send it  right to you! 🔗 Book your FREE Discovery Call with Angie: https://calendly.com/angiegerber/real-estate-business-builder 🆓 And grab your free 30 Day Roadmap  PDF here: https://www.skool.com/rebusinessbuilder/about In this video you will learn: ✅ Why 87% of agents fail in their first     five years and how to make sure you     are not one of them ✅ The busy work traps that kill new agent     careers before they even start ✅ Why your data bank is already full and     how to activate it starting today ✅ Phase 1 Days 1-7 — how to warm up your     sphere without feeling salesy or pushy ✅ Phase 2 Days 8-15 — how to expand beyond     your warm circle and find brand new people     to serve ✅ Phase 3 Days 16-30 — how to go from     contact to contract while keeping your     pipeline full at the same time ✅ The 60-90 day rule and why what you do     today matters more than you think ✅ The one mistake almost every new agent     makes in phase three that costs them     months of income And the most important thing I can tell you: Conversations equal currency. That is it.  That is the whole business. 🆓 FREE 30 DAY ROADMAP PDF — grab it in     my free Skool community: https://www.skool.com/rebusinessbuilder/about 🔗 Book your FREE Discovery Call with Angie: https://calendly.com/angiegerber/real-estate-business-builder 💬 Want my FREE For Sale By Owner script?     Comment "SCRIPT" below with your email     and I will send it right over to you! ----------------------------------------- 👇 CONNECT WITH ANGIE GERBER 📧 angiegerber@gmail.com 📘 Facebook: facebook.com/angie.gerber.5 📸 Instagram: instagram.com/angie.gerber.5 🎵 TikTok: tiktok.com/@agcoaching4life 💼 LinkedIn: linkedin.com/in/angie-gerber-    coachingwithag ▶️ Subscribe for weekly real estate     coaching tips! ----------------------------------------- #realestate #newrealestateagent  #realestatecoaching  00:00 Introduction – Why 87% of Agents Fail        in Their First Five Years 01:00 The Busy Work Traps Killing New Agent Careers 02:30 Your Data Bank Is Already Full – Activate It 03:30 Phase 1 Days 1-7 – Warm Up Your Sphere 06:30 Phase 2 Days 8-15 – Expand Your Reach 09:00 Phase 3 Days 16-30 – From Contact to Contract 10:30 Never Stop Prospecting – The Rule That        Changes Everything 11:30 Recap & Your Free 30 Day Roadmap PDF Support the show [https://www.buzzsprout.com/2083411/support] Now's The Time  - no matter where you are, where you have been, or your current results  - By becoming more aware and following a process, you can have whatever it is you truly desire! Find me in my free Community for Women Real Estate agent: www.skool.com/rebusinessbuilder/about Check out my YouTube Channel - So many ways to stay connected and plugged in!  AGCoaching@agcoaching684 [https://youtu.be/R0ASgRRGDB4] With Gratitude - Angie Gerber angiegerber@gmail.com ⬜ JOIN MY TIKTOK : https://www.tiktok.com/@agcoaching4life [https://www.tiktok.com/@agcoaching4life] 🟧  FOLLOW AND LIKE MY FACEBOOK ACCT : https://www.facebook.com/angie.gerber.5/ [https://www.facebook.com/angie.gerber.5/] 🟫 FOLLOW ME ON MY INSTAGRAM : https://www.instagram.com/angie.gerber.5/ [https://www.instagram.com/angie.gerber.5/]

July Housing Market Update With Rate Shifts And Much More

Send us Fan Mail [https://www.buzzsprout.com/2083411/fan_mail/new] Welcome to your Market Update for the  week of July 12th with Angie Gerber and Nikki  Erickson from Kevnik Mortgage! This week we have some really interesting data  to break down — and a mid-year reality check  that every agent needs to hear right now. This week we are covering: ✅ CPI numbers just came in — inflation is     lower than predicted and here is what     that means for mortgage rates ✅ Interest rate update — mid sixes with     room to move lower with buy downs ✅ Home sales data — listings are being     priced 2 to 2.5% lower than last year     but actual sale prices are up 1.2% ✅ What that seemingly conflicting data     actually means for your buyers and     sellers right now ✅ Minnesota vs Arizona vs Florida —     a fascinating comparison of three     very different markets ✅ Why Minnesota is actually outpacing     Arizona in days on market right now —     something almost never seen ✅ A mid-year goal check in — where are     you vs where you intended to be in     January? ✅ Why Q4 is not slow and how doubling     down now will change everything We are halfway through the year. Now is  the time to look at your goals revisit  your pipeline and decide whether you are  going to coast or sprint to the finish. If you need help with your goals or your  strategy for the second half of the year  reach out to Angie directly — she is here  and happy to help. Need a Great Real Estate Coach and Mentor....  🔗 Book your FREE Discovery Call with Angie: https://calendly.com/angiegerber/real-estate-business-builder 📞 Connect with Nikki Erickson at Kevnik Mortgage: 📱 Call or Text: 952-484-1584 📧 Email: nikki@kevnikgroup.com 📘 Facebook | TikTok | Instagram:     @mortgagesfrommntoaz 🔗 Request Nikki's Renovation Loan PDF:     nikki@kevnikgroup.com 00:00 Introduction – Market Update Week of July 14th 00:30 CPI Numbers Are In – Inflation Lower Than Expected 01:30 Interest Rates Update – Mid Sixes With Room to Go Lower 02:30 Home Sales Data – Listings Down 2.5% But Sale Prices Up 1.2% 04:00 Minnesota vs Arizona vs Florida – A Tale of Three Markets 05:30 Minnesota Is Outpacing Arizona Right Now – Here Is Why 06:30 Mid-Year Goal Check In – Where Are You vs January? 07:00 How to Reach Nikki Erickson at Kevnik Mortgage Support the show [https://www.buzzsprout.com/2083411/support] Now's The Time  - no matter where you are, where you have been, or your current results  - By becoming more aware and following a process, you can have whatever it is you truly desire! Find me in my free Community for Women Real Estate agent: www.skool.com/rebusinessbuilder/about Check out my YouTube Channel - So many ways to stay connected and plugged in!  AGCoaching@agcoaching684 [https://youtu.be/R0ASgRRGDB4] With Gratitude - Angie Gerber angiegerber@gmail.com ⬜ JOIN MY TIKTOK : https://www.tiktok.com/@agcoaching4life [https://www.tiktok.com/@agcoaching4life] 🟧  FOLLOW AND LIKE MY FACEBOOK ACCT : https://www.facebook.com/angie.gerber.5/ [https://www.facebook.com/angie.gerber.5/] 🟫 FOLLOW ME ON MY INSTAGRAM : https://www.instagram.com/angie.gerber.5/ [https://www.instagram.com/angie.gerber.5/]