Real Estate Agent Market Update and Mindset Podcast

May Real Estate Market Update With New Credit Scoring Options

Send us Fan Mail [https://www.buzzsprout.com/2083411/fan_mail/new] We share a fast May 25 real estate market update, from mortgage rate movement back into the sixes to what the latest home price and sales reports suggest about demand. We also break down a major lending change: VantageScore is arriving sooner than expected, plus a simple birthday outreach habit that keeps us top of mind and wins repeat business.  • Lenders testing VantageScore alongside FICO using a dual score model  • Opening access beyond 20% down as some programs move toward normal guidelines like 3% down  • Why automated underwriting matters and what changed with DU and LP support  • Who to recontact right now: denied borrowers, thin credit profiles, first-time home buyers  • Simple agent follow up tactics using birthdays, personal mail, and manual holiday texts Call or text Nikki at 952-484-1584 to talk more about all the opportunity headed our way! Or email: Nikki@KevnikGroup.com. Find her on socials at MortgagesFromMNToAZ.  Support the show [https://www.buzzsprout.com/2083411/support] Now's The Time  - no matter where you are, where you have been, or your current results  - By becoming more aware and following a process, you can have whatever it is you truly desire! Find me in my free Community for Women Real Estate agent: www.skool.com/rebusinessbuilder/about Check out my YouTube Channel - So many ways to stay connected and plugged in!  AGCoaching@agcoaching684 [https://youtu.be/R0ASgRRGDB4] With Gratitude - Angie Gerber angiegerber@gmail.com ⬜ JOIN MY TIKTOK : https://www.tiktok.com/@agcoaching4life [https://www.tiktok.com/@agcoaching4life] 🟧  FOLLOW AND LIKE MY FACEBOOK ACCT : https://www.facebook.com/angie.gerber.5/ [https://www.facebook.com/angie.gerber.5/] 🟫 FOLLOW ME ON MY INSTAGRAM : https://www.instagram.com/angie.gerber.5/ [https://www.instagram.com/angie.gerber.5/]

A Mortgage Market Update Plus A New Bipartisan Plan For Affordable Housing

Send us Fan Mail [https://www.buzzsprout.com/2083411/fan_mail/new] Another Jam Packed Market Update!! Mortgage rates climbed last week after oil moved up and inflation data hit the bond market, and we talk through why that matters for anyone trying to buy or lock. We also dig into a bipartisan housing bill that focuses on adding supply, from office-to-condo conversions to updates for FHA and USDA rural housing loans.  • Rate increase driven by oil prices and inflation numbers hitting the 10-year Treasury  • Expectation for rates to settle if inflation pressure eases  • 21st Century ROAD to Housing Act moving to the House floor  • Converting vacant office buildings into dense housing like condos  • Modernizing FHA and USDA rural housing loans with updated limits and guidelines  • Rural eligibility based on outdated population metrics and what could change  • Restricting large companies from owning too many single family homes  Call or text Nikki at 952-484-1584 to talk more about all the opportunity headed our way! Or email: Nikki@KevnikGroup.com. Find her on socials at MortgagesFromMNToAZ.  Find me in my free Community for Women Real Estate agent: www.skool.com/rebusinessbuilder/about Support the show [https://www.buzzsprout.com/2083411/support] Now's The Time  - no matter where you are, where you have been, or your current results  - By becoming more aware and following a process, you can have whatever it is you truly desire! Find me in my free Community for Women Real Estate agent: www.skool.com/rebusinessbuilder/about Check out my YouTube Channel - So many ways to stay connected and plugged in!  AGCoaching@agcoaching684 [https://youtu.be/R0ASgRRGDB4] With Gratitude - Angie Gerber angiegerber@gmail.com ⬜ JOIN MY TIKTOK : https://www.tiktok.com/@agcoaching4life [https://www.tiktok.com/@agcoaching4life] 🟧  FOLLOW AND LIKE MY FACEBOOK ACCT : https://www.facebook.com/angie.gerber.5/ [https://www.facebook.com/angie.gerber.5/] 🟫 FOLLOW ME ON MY INSTAGRAM : https://www.instagram.com/angie.gerber.5/ [https://www.instagram.com/angie.gerber.5/]

Mortgage Rates Shift And Credit Rules Evolve

Send us Fan Mail [https://www.buzzsprout.com/2083411/fan_mail/new] We share a quick market update on mortgage interest rates and explain why a temporary spike can happen after inflation data. Then we dig into major underwriting changes that let rent and, in some cases, utility payments strengthen automated approvals for buyers with thin credit histories.  In this episode -  • what “automated approval” means and why thin credit files get stuck  • how FHA can consider utility payments and why that matters for first-time home buyers  • whether adding rent or utilities can change a borrower’s interest rate  • retroactive reporting and the realistic 30 to 45 day timeline  • why agents should connect buyers early to use time as an advantage  Support the show [https://www.buzzsprout.com/2083411/support] Now's The Time  - no matter where you are, where you have been, or your current results  - By becoming more aware and following a process, you can have whatever it is you truly desire! Find me in my free Community for Women Real Estate agent: www.skool.com/rebusinessbuilder/about Check out my YouTube Channel - So many ways to stay connected and plugged in!  AGCoaching@agcoaching684 [https://youtu.be/R0ASgRRGDB4] With Gratitude - Angie Gerber angiegerber@gmail.com ⬜ JOIN MY TIKTOK : https://www.tiktok.com/@agcoaching4life [https://www.tiktok.com/@agcoaching4life] 🟧  FOLLOW AND LIKE MY FACEBOOK ACCT : https://www.facebook.com/angie.gerber.5/ [https://www.facebook.com/angie.gerber.5/] 🟫 FOLLOW ME ON MY INSTAGRAM : https://www.instagram.com/angie.gerber.5/ [https://www.instagram.com/angie.gerber.5/]

How Real Estate Agents Stay Top Of Mind Without Being Salesy

Send us Fan Mail [https://www.buzzsprout.com/2083411/fan_mail/new] Listen now for more info on how Conversations = Currency, and we win business by showing up in small, consistent ways that feel human and clear. We challenge the fear of sounding salesy and explain why staying top of mind protects our clients from ending up with the wrong agent.  • redefining what counts as a “conversation” across texts, DMs, apps, and email  • asking for referrals without sounding pushy by shifting our relationship with sales  • why selling is part of helping and why confidence comes from competence  • why coaching and mentorship save time by revealing blind spots  • choosing a lead gen style that fits us from cold calling to networking  Feel free to reach out to me if you need help! Support the show [https://www.buzzsprout.com/2083411/support] Now's The Time  - no matter where you are, where you have been, or your current results  - By becoming more aware and following a process, you can have whatever it is you truly desire! Find me in my free Community for Women Real Estate agent: www.skool.com/rebusinessbuilder/about Check out my YouTube Channel - So many ways to stay connected and plugged in!  AGCoaching@agcoaching684 [https://youtu.be/R0ASgRRGDB4] With Gratitude - Angie Gerber angiegerber@gmail.com ⬜ JOIN MY TIKTOK : https://www.tiktok.com/@agcoaching4life [https://www.tiktok.com/@agcoaching4life] 🟧  FOLLOW AND LIKE MY FACEBOOK ACCT : https://www.facebook.com/angie.gerber.5/ [https://www.facebook.com/angie.gerber.5/] 🟫 FOLLOW ME ON MY INSTAGRAM : https://www.instagram.com/angie.gerber.5/ [https://www.instagram.com/angie.gerber.5/]

How Real Estate Agents Can Create Clients In 60 Days!

Send us Fan Mail [https://www.buzzsprout.com/2083411/fan_mail/new] We talk about why your real estate pipeline is a 60 to 90 day echo of what you did earlier, and why daily prospecting is the only reliable fix when business feels slow. We share a hard-earned story about a massive closing month followed by a painful drop, plus the systems and mindset that keep your calendar from running you.  • the 60 to 90 day delay between activity and results  • doubling down on prospecting and what it produces  • what happens when you stop prospecting to “stay busy”  • conversations = currency as a simple metric  • getting a coach or mentor to remove blinders faster  • stopping the “secret agent” habit and showing up openly  • turning “how’s the market?” into curiosity and newsletter sign-ups  Reach out to me if you are looking to take your business to the next level! I have helped 100's of agents scale their business and mindset! Support the show [https://www.buzzsprout.com/2083411/support] Now's The Time  - no matter where you are, where you have been, or your current results  - By becoming more aware and following a process, you can have whatever it is you truly desire! Find me in my free Community for Women Real Estate agent: www.skool.com/rebusinessbuilder/about Check out my YouTube Channel - So many ways to stay connected and plugged in!  AGCoaching@agcoaching684 [https://youtu.be/R0ASgRRGDB4] With Gratitude - Angie Gerber angiegerber@gmail.com ⬜ JOIN MY TIKTOK : https://www.tiktok.com/@agcoaching4life [https://www.tiktok.com/@agcoaching4life] 🟧  FOLLOW AND LIKE MY FACEBOOK ACCT : https://www.facebook.com/angie.gerber.5/ [https://www.facebook.com/angie.gerber.5/] 🟫 FOLLOW ME ON MY INSTAGRAM : https://www.instagram.com/angie.gerber.5/ [https://www.instagram.com/angie.gerber.5/]