Between the Ts

The Financial Mistakes that May Quietly Ruin Small Business

Ever wonder why some small businesses with steady customers still struggle to stay afloat? In this episode of Between the Ts, we take a practical look at the financial habits and overlooked decisions that can quietly hold entrepreneurs back. From cash flow blind spots and mixing personal and business finances to the challenges of planning for slower seasons, this conversation breaks down what often gets missed when a passion project turns into a profitable business. You’ll also hear how lenders evaluate financial health and what it really means for a business to be “bankable” in today’s economy. Tune in for straightforward, real-world insights that can help you avoid common pitfalls and set your business up for more stable, sustainable growth. Member FDIC and Equal Housing Lender. All lending products offered by Texas Bank and Trust are subject to credit approval.

Teach Children to Save

It’s never too early to begin teaching children the value of money and wise ways to save for their future. April is Teach Children to Save Month and in this edition of Between the Ts, we discuss ways to make learning about money fun and interactive for children of all ages. After listening to our conversation, be sure to check out our engaging animated lessons called The Money Project at www.thisismytbt.com [http://www.thisismytbt.com]. Also, if you find value in our content, like, share, and subscribe for future episodes.

Hidden Money in the Home Buying Process: Keys to understanding mortgage loan programs and other tips for first-time buyers in 2026

Have you ever wondered what first-time home buyers miss when they jump straight into house hunting? In this episode of Between the Ts, we sit down with TBT Mortgage lenders Lace Deibert and Jon Weakley to unpack the "real" home buying journey. We discuss the steps to pre-qualification, gaps between lender approvals and our actual budget, and everyday costs (i.e. taxes, insurance, and monthly subscriptions) that can catch many of us off guard.  Join us as we dive into the world of home ownership and explore ways to remove the mystery that surrounds this exciting journey.  Between the Ts is a production of Texas Bank and Trust, Member FDIC and Equal Housing Lender. All TBT lending products are subject to credit approval. NMLS # 402927

Roots Over Branches: Why Community Banks Win for Small Business

Are you tired of fintech frustrations and impersonal big-bank service when running your small business? In this episode of Between the Ts from Texas Bank and Trust, host Aaron May and Treasury Management expert Cameron Robb reveal why community banks deliver the same advanced treasury tools—like ACH payments, remote deposit capture, and mobile merchant services—paired with real relationships and responsive support that fintechs often struggle to match. Hear how banks with roots in the local community give them a personalized connection to the customers they serve while still being strong enough to provide protection from fraud. Tune in to discover how high-tech meets high-touch for small business banking.   #SmallBusinessBanking #CommunityBank #FintechVsBank

Real Talk about AI, Digital Deception, and the Return to Human Engagement

AI is rapidly changing our world and how we interact with technology – and each other. The hidden irony of this technological advancement is that it may just drive us back to personal engagement with other humans. Join us in this edition of Between the Ts as we discuss the rise of AI, how it is shaping our world, and how we can protect ourselves and our money in an age of deepfakes and digital deception.   #AI #AIandSociety #CyberSecurity #TechTalk #Digital Privacy #AIFuture #AIinBanking