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Bitcoin Reformation Podcast

Podcast door David Rufner, Jared Townley, Ben Haupt

Engels

Technologie en Wetenschap

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Over Bitcoin Reformation Podcast

Welcome to the Bitcoin Reformation Podcast. We're three pastors who love the Gospel, the Reformation, and Bitcoin. We want to invite you into a conversation with us. We're not financial advisors, and nothing that we say on this show should be taken as financial advice. We don't promise any kind of returns even if we speculate about them. We simply want to study this new technology of Bitcoin alongside of you, invite you into the conversation, and welcome you into how we're thinking about it as we ourselves study Bitcoin.

Alle afleveringen

49 afleveringen

aflevering 049 Hurdle Rate: The Number No One is Talking About artwork

049 Hurdle Rate: The Number No One is Talking About

Have a question or comment for us? Email us at ⁠bitcoinreformationpodcast@gmail.com⁠ [bitcoinreformationpodcast@gmail.com] Welcome back to the Bitcoin Reformation Podcast - where three LCMS pastors talk about their love for Jesus and Bitcoin. This week on the podcast, they introduce the “hurdle rate” as the rising bar households must clear as inflation and cost of living increase, criticizing CPI “basket” changes and noting gas and housing pressures. Using housing appreciation and money-supply expansion as examples, they argue fiat money printing raises prices and forces people further out on the risk curve (from gambling/prediction markets to stocks). They discuss saving options like bonds, the S&P 500, Bitcoin’s long-term performance despite volatility, and MicroStrategy’s STRC (“Stretch”) preferred stock paying about 11.5% as a way to clear inflation with less volatility. 09:46 Hurdle Rate Explained 25:14 Stimulus And Inflation 28:31 Why Saving Fails 30:04 Risk Curve And Gambling 33:43 Saving For A Home 35:37 Bonds Stocks Bitcoin 37:35 Bitcoin Volatility Window 45:02 Banks Adopting Stretch 47:54 Bitcoin As Education 52:58 Jesus The Hurdler The Bitcoin Reformation Podcast and all related content, including but not limited to audio recordings, social media posts, show notes, and supplementary materials, are produced for general informational and educational purposes only. Neither Ben Haupt, David Rufner, Jared Townley nor any guests, employees, or affiliates of the Podcast are licensed financial advisors, registered investment advisors, brokers, or dealers. The views, information, and opinions expressed in this Podcast: 1. Do not constitute financial, investment, legal, or tax advice 2. Are not an offer to buy or sell any cryptocurrency, security, or financial instrument 3. May not be suitable for your individual circumstances 4. May be subject to change without notice Past performance of any asset, including but not limited to Bitcoin and other cryptocurrencies, is not indicative of future results. All investments carry risk, and you may lose all or part of your investment. While we approach discussions through the lens of Lutheran Church Missouri Synod teachings on stewardship, our content should not be your sole basis for making any financial or investment decisions. We strongly encourage all listeners to: * Conduct thorough independent research * Seek guidance from qualified financial, investment, tax, and legal professionals * Exercise due diligence before making any investment decisions * Consider their risk tolerance, financial circumstances, and investment objectives By accessing our content, you acknowledge that the Bitcoin Reformation Podcast and all associated parties shall not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or in any way connected with: 1. Your use of or reliance on information from the Podcast 2. Any investment decisions you make based on Podcast content 3. Any errors or omissions in the content For specific investment advice tailored to your situation, please consult with qualified professionals who can evaluate your individual circumstances. Keywords: #lutheran #bitcoin #pastor #finance #ChristianFinance #BitcoinReformation #Reformation #ThinkOfBitcoin #BetterMoneyBetterWorld #FixTheMoney #BTC

20 mei 2026 - 57 min
aflevering 048 Confusion About Stewardship: Money, Idols, and Living in a Received World (with Bitcoin) artwork

048 Confusion About Stewardship: Money, Idols, and Living in a Received World (with Bitcoin)

Have a question or comment for us? Email us at ⁠bitcoinreformationpodcast@gmail.com⁠ [bitcoinreformationpodcast@gmail.com] Two Christian pastors on the Bitcoin Reformation Podcast share life updates—post-Easter busyness, kids’ stories, family visits, a missed Mount Whitney permit, college graduation plans, a Europe trip funded partly by Bitcoin savings, and a son’s baseball home run—before shifting to a faith-focused discussion on stewardship. They frame the world as “received,” emphasizing that stewardship is about far more than money: time, talents, relationships, and even children as gifts from God. They challenge the idea that God wants people’s money, arguing God wants hearts and warning that mammon is a pervasive idol measured by fear, love, and trust. They connect this to Bitcoin through love of neighbor and Bitcoin’s fixed rules and limits, and they address the myth “I have nothing to give,” stressing that presence, prayer, and community are real gifts, encouraging regular giving without tying it to earning God’s favor. 11:07 Stewardship Topic Intro 15:13 Received World Framework 20:48 Stewardship Beyond Money 23:10 Disarming Money Guilt 30:27 God Wants Your Heart 36:06 Giving as Safety 42:34 Saving Versus Hoarding 46:12 You Have Something to Give 49:41 Stewardship Beyond Dollars 53:07 Regular Giving and Grace The Bitcoin Reformation Podcast and all related content, including but not limited to audio recordings, social media posts, show notes, and supplementary materials, are produced for general informational and educational purposes only. Neither Ben Haupt, David Rufner, Jared Townley nor any guests, employees, or affiliates of the Podcast are licensed financial advisors, registered investment advisors, brokers, or dealers. The views, information, and opinions expressed in this Podcast: 1. Do not constitute financial, investment, legal, or tax advice 2. Are not an offer to buy or sell any cryptocurrency, security, or financial instrument 3. May not be suitable for your individual circumstances 4. May be subject to change without notice Past performance of any asset, including but not limited to Bitcoin and other cryptocurrencies, is not indicative of future results. All investments carry risk, and you may lose all or part of your investment. While we approach discussions through the lens of Lutheran Church Missouri Synod teachings on stewardship, our content should not be your sole basis for making any financial or investment decisions. We strongly encourage all listeners to: * Conduct thorough independent research * Seek guidance from qualified financial, investment, tax, and legal professionals * Exercise due diligence before making any investment decisions * Consider their risk tolerance, financial circumstances, and investment objectives By accessing our content, you acknowledge that the Bitcoin Reformation Podcast and all associated parties shall not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or in any way connected with: 1. Your use of or reliance on information from the Podcast 2. Any investment decisions you make based on Podcast content 3. Any errors or omissions in the content For specific investment advice tailored to your situation, please consult with qualified professionals who can evaluate your individual circumstances. Keywords: #lutheran #bitcoin #pastor #finance #ChristianFinance #BitcoinReformation #Reformation #ThinkOfBitcoin #BetterMoneyBetterWorld #FixTheMoney #BTC

6 mei 2026 - 55 min
aflevering 047 Before the 2026 Bitcoin Conference artwork

047 Before the 2026 Bitcoin Conference

Have a question or comment for us? Email us at ⁠bitcoinreformationpodcast@gmail.com⁠ [bitcoinreformationpodcast@gmail.com] With the 2026 Bitcoin Conference in Las Vegas just around the corner in the last week of April, Jared Townley and David Rufner explore what they are hoping to see and hear about at the 2026 Bitcoin Conference. From price, quantum computing, political movement, and much more, this episode is a catch-all for the latest narratives in Bitcoin. 10:25 Bitcoin Conference Preview 17:13 Building Cycles and Adoption Shifts 19:55 Energy, Mining, and Human Flourishing 23:22 AI Data Centers and Bitcoin Narrative 32:04 Politics And Bitcoin Laws 37:58 Bitcoin For College Savings 41:26 Bitcoin Meets Housing Finance 48:02 Quantum Computing Risk Debate 53:23 Paying With Bitcoin IRL 58:02 Conference Wrap And Easter Hope The Bitcoin Reformation Podcast and all related content, including but not limited to audio recordings, social media posts, show notes, and supplementary materials, are produced for general informational and educational purposes only. Neither Ben Haupt, David Rufner, Jared Townley nor any guests, employees, or affiliates of the Podcast are licensed financial advisors, registered investment advisors, brokers, or dealers. The views, information, and opinions expressed in this Podcast: 1. Do not constitute financial, investment, legal, or tax advice 2. Are not an offer to buy or sell any cryptocurrency, security, or financial instrument 3. May not be suitable for your individual circumstances 4. May be subject to change without notice Past performance of any asset, including but not limited to Bitcoin and other cryptocurrencies, is not indicative of future results. All investments carry risk, and you may lose all or part of your investment. While we approach discussions through the lens of Lutheran Church Missouri Synod teachings on stewardship, our content should not be your sole basis for making any financial or investment decisions. We strongly encourage all listeners to: * Conduct thorough independent research * Seek guidance from qualified financial, investment, tax, and legal professionals * Exercise due diligence before making any investment decisions * Consider their risk tolerance, financial circumstances, and investment objectives By accessing our content, you acknowledge that the Bitcoin Reformation Podcast and all associated parties shall not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or in any way connected with: 1. Your use of or reliance on information from the Podcast 2. Any investment decisions you make based on Podcast content 3. Any errors or omissions in the content For specific investment advice tailored to your situation, please consult with qualified professionals who can evaluate your individual circumstances. Keywords: #lutheran #bitcoin #pastor #finance #ChristianFinance #BitcoinReformation #Reformation #ThinkOfBitcoin #BetterMoneyBetterWorld #FixTheMoney #BTC

22 apr 2026 - 59 min
aflevering 046 What Actually Makes Good Money? artwork

046 What Actually Makes Good Money?

Have a question or comment for us? Email us at ⁠bitcoinreformationpodcast@gmail.com⁠ [bitcoinreformationpodcast@gmail.com] Find the image here: https://www.reddit.com/r/Bitcoin/comments/shotki/fidelity_compares_gold_vs_btc_vs_fiat_based_on/ [https://www.reddit.com/r/Bitcoin/comments/shotki/fidelity_compares_gold_vs_btc_vs_fiat_based_on/] David Rufner and Jared Townley, two pastors on the Bitcoin Reformation Podcast connect Holy Week reflections and Christian apologetics with a “back to basics” question: what makes good money. Using a chart of seven monetary qualities (durable, divisible, fungible, portable, verifiable, scarce, track record), they compare cows, gold, fiat currency, and Bitcoin. While not comprehensive, they lead us to consider why we might desire a different money than the current currency we use on a daily basis. 12:43 What Makes Good Money 16:49 Seven Money Properties 27:41 Testing the Cow Standard 35:31 Gold as Store Value 41:49 Gold Scarcity and Track Record 46:29 Fiat Fails at Saving 58:30 Bitcoin as Better Tool The Bitcoin Reformation Podcast and all related content, including but not limited to audio recordings, social media posts, show notes, and supplementary materials, are produced for general informational and educational purposes only. Neither Ben Haupt, David Rufner, Jared Townley nor any guests, employees, or affiliates of the Podcast are licensed financial advisors, registered investment advisors, brokers, or dealers. The views, information, and opinions expressed in this Podcast: 1. Do not constitute financial, investment, legal, or tax advice 2. Are not an offer to buy or sell any cryptocurrency, security, or financial instrument 3. May not be suitable for your individual circumstances 4. May be subject to change without notice Past performance of any asset, including but not limited to Bitcoin and other cryptocurrencies, is not indicative of future results. All investments carry risk, and you may lose all or part of your investment. While we approach discussions through the lens of Lutheran Church Missouri Synod teachings on stewardship, our content should not be your sole basis for making any financial or investment decisions. We strongly encourage all listeners to: * Conduct thorough independent research * Seek guidance from qualified financial, investment, tax, and legal professionals * Exercise due diligence before making any investment decisions * Consider their risk tolerance, financial circumstances, and investment objectives By accessing our content, you acknowledge that the Bitcoin Reformation Podcast and all associated parties shall not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or in any way connected with: 1. Your use of or reliance on information from the Podcast 2. Any investment decisions you make based on Podcast content 3. Any errors or omissions in the content For specific investment advice tailored to your situation, please consult with qualified professionals who can evaluate your individual circumstances. Keywords: #lutheran #bitcoin #pastor #finance #ChristianFinance #BitcoinReformation #Reformation #ThinkOfBitcoin #BetterMoneyBetterWorld #FixTheMoney #BTC

1 apr 2026 - 1 h 11 min
aflevering 045 Beyond Buying Bitcoin Only… artwork

045 Beyond Buying Bitcoin Only…

Have a question or comment for us? Email us at ⁠bitcoinreformationpodcast@gmail.com⁠ [bitcoinreformationpodcast@gmail.com] David Rufner and Jared Townley, two Lutheran Pastors on the Bitcoin Reformation Podcast discuss how Bitcoin is being used beyond simply buying and holding, offering a layman’s overview of emerging financial products while urging listeners to do their own research. After personal ministry and family updates during Lent, they frame Bitcoin as sovereign money—especially vital for people facing currency debasement, like citizens in Iran—then focus on Western use cases. They explore People’s Reserve ideas for Bitcoin mortgages and Bitcoin Mortgage Insurance (BMI) that converts PMI-like payments into Bitcoin with the goal of paying off a mortgage sooner, Strategy’s “Stretch” (STRC) perpetual preferred stock targeting ~11.5% return on capital for income-focused investors, Bitcoin high-income ETFs using covered-call strategies, and borrowing against Bitcoin to avoid selling and potential capital gains taxes, noting risks and past failures like BlockFi. They close by emphasizing Jesus, Lent, and Easter hope. 05:42 Why Bitcoin Use Cases Matter 06:32 Sovereign Money Worldwide 09:56 Bitcoin Meets Housing Costs 18:43 Pricing Homes in Bitcoin 24:15 Retirement Portfolios and Stretch 34:27 Housing vs Simple Yield 36:34 Other Bitcoin Income ETFs 45:11 Borrowing Against Bitcoin The Bitcoin Reformation Podcast and all related content, including but not limited to audio recordings, social media posts, show notes, and supplementary materials, are produced for general informational and educational purposes only. Neither Ben Haupt, David Rufner, Jared Townley nor any guests, employees, or affiliates of the Podcast are licensed financial advisors, registered investment advisors, brokers, or dealers. The views, information, and opinions expressed in this Podcast: 1. Do not constitute financial, investment, legal, or tax advice 2. Are not an offer to buy or sell any cryptocurrency, security, or financial instrument 3. May not be suitable for your individual circumstances 4. May be subject to change without notice Past performance of any asset, including but not limited to Bitcoin and other cryptocurrencies, is not indicative of future results. All investments carry risk, and you may lose all or part of your investment. While we approach discussions through the lens of Lutheran Church Missouri Synod teachings on stewardship, our content should not be your sole basis for making any financial or investment decisions. We strongly encourage all listeners to: * Conduct thorough independent research * Seek guidance from qualified financial, investment, tax, and legal professionals * Exercise due diligence before making any investment decisions * Consider their risk tolerance, financial circumstances, and investment objectives By accessing our content, you acknowledge that the Bitcoin Reformation Podcast and all associated parties shall not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or in any way connected with: 1. Your use of or reliance on information from the Podcast 2. Any investment decisions you make based on Podcast content 3. Any errors or omissions in the content For specific investment advice tailored to your situation, please consult with qualified professionals who can evaluate your individual circumstances. Keywords: #lutheran #bitcoin #pastor #finance #ChristianFinance #BitcoinReformation #Reformation #ThinkOfBitcoin #BetterMoneyBetterWorld #FixTheMoney #BTC

18 mrt 2026 - 55 min
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