Disclosures and Consequences

Episode 9 - Interview with Burt Mulwitz

Send us Fan Mail [https://www.buzzsprout.com/2570130/fan_mail/new]  In this episode of Disclosures & Consequences, I sit down with veteran real estate broker, investor, mentor, and author Burt Mulwitz. With decades of experience buying, selling, investing, and navigating changing markets, Burt shares the lessons he's learned from a lifetime in real estate.  www.burtmentor.com #podmatch Support the show [https://www.buzzsprout.com/2570130/support]

Origin Story

Send us Fan Mail [https://www.buzzsprout.com/2570130/fan_mail/new] Why does House Owl exist—and why should real estate agents care? In this origin episode of Disclosures & Consequences, Jason Piske shares the personal experience that exposed a major gap in real estate transactions: the difference between delivering disclosures and actually understanding them. Drawing from real-world experience as a California Realtor, Jason breaks down why even good agents miss critical details, how buyers get overwhelmed by paperwork, and where transactions quietly become liabilities. This episode sets the foundation for the entire podcast—focused on helping agents reduce risk, protect their clients, and avoid the consequences that come from overlooked disclosures. If you’ve ever felt like your clients aren’t really absorbing what they’re signing… this episode will hit home. Support the show [https://www.buzzsprout.com/2570130/support]

Episode 7 - Preliminary Title Report

Send us Fan Mail [https://www.buzzsprout.com/2570130/fan_mail/new] In this episode of Disclosures & Consequences, Jason Piske of House Owl breaks down one of the most overlooked documents in a California real estate transaction: the preliminary title report. Most agents only skim the prelim for unpaid taxes, liens, or obvious title issues — but some of the biggest transaction risks are often buried in the old recorded items nobody takes time to read. Jason walks through real-world examples of: * outdated easements * prior oil drilling use on residential property * old recorded restrictions *  and title items that can completely change how a property is understood, marketed, or disclosed  This episode is a must-listen for California real estate agents, brokers, escrow professionals, and home buyers who want to better understand what a title report can reveal before closing. If you’ve ever treated the prelim like “just another escrow document,” this episode will make you think twice. Topics covered in this episode: *  What a preliminary title report actually tells you  *  Why agents often miss major red flags in title  *  How easements, restrictions, and prior land use can affect a property  *  Why “delivered” does not mean “understood”  *  Common real estate disclosure and risk management mistakes *  What California agents should pay attention to before a buyer closes  House Owl helps California real estate agents and buyers better understand the documents that can create risk in a transaction. 🎙️ Disclosures & Consequences Hosted by Jason Piske Because it’s not the disclosures… it’s the consequences. Support the show [https://www.buzzsprout.com/2570130/support]

HOA Financials: The Numbers That Can Bury a Deal (or an Agent)

Send us Fan Mail [https://www.buzzsprout.com/2570130/fan_mail/new] Budgets, reserve studies, percent funded, funding plans—these HOA financial documents are often skimmed or ignored, but they reveal the true health (or hidden vulnerabilities) of a community. In this episode, Jason Piske shares a real California case from Anaheim where SB 326 balcony inspections triggered a $2.5 million repair bill and a $30,000 per-unit special assessment—even though it happened before escrow opened. The seller was motivated to pay it off from equity so the buyer wouldn't inherit it, but the assessment history still discouraged most buyers, triggered extra lender scrutiny (including VA paperwork hurdles), and ultimately led to cancellation. Jason explains how low reserves + prior assessments create lingering red flags, why agents must flag them without overstepping into interpretation, and the safe ways to protect yourself and your clients. Support the show [https://www.buzzsprout.com/2570130/support]

HOA Documents Part 1: The Meeting Minutes

Send us Fan Mail [https://www.buzzsprout.com/2570130/fan_mail/new] HOA documents are some of the largest — and most misunderstood — disclosures in California real estate. Many packages exceed hundreds of pages, and when agents feel unsure about interpreting them, the meeting minutes often get overlooked entirely. In this episode of Disclosures & Consequences, Jason Piske of House Owl shares a real-world story that changed how he approaches HOA documents forever — and explains why meeting minutes are often the earliest warning signs of future issues inside a community. This isn’t about turning agents into HOA analysts or predicting board decisions. It’s about awareness — recognizing patterns, understanding risk signals, and helping buyers avoid surprises after the close of escrow. You’ll hear: * Why HOA meeting minutes reveal more than summary pages ever will * The difference between interpretation and awareness in disclosure review * A real San Diego case where overlooked meeting minutes led to arbitration * How repeated discussions inside an HOA can shape buyer expectations long before anything becomes an official disclosure If you’ve ever delivered a 300+ page HOA package and hoped nothing came back later… this episode is for you. This is Part 1 of a multi-episode series on HOA risk management. In the next episode, Jason dives into HOA financials, reserve studies, and how agents can navigate complex information without stepping outside their role. Jason Piske is the founder of House Owl, providing independent disclosure document review and brokerage risk-management training designed to help agents and clients navigate the fine print with confidence. 🔗 Learn more at: https://www.myhouseowl.com [https://www.myhouseowl.com] Remember… it’s not the disclosures… it’s the consequences. Support the show [https://www.buzzsprout.com/2570130/support]