FinTech Futures

In the latest episode of the What the FinTech? podcast, we’re joined by Clare Pearson, Head of Technology Operations & Delivery Management at Fnality, for a deep dive into digital payment trends. Clare and FinTech Futures reporter Cameron Emanuel-Burns explore the outlook for cross-border real-time payments, tokenisation, digital wallets, and the evolving role of cards in a shifting payments landscape. The discussion also delves into Clare’s experience at the Payment Systems Regulator (PSR), her views on its integration into the Financial Conduct Authority (FCA), and her reflections on serving as a judge for this year’s PayTech Awards. And finally, we find out which fintech buzzword Clare wants to throw into or rescue from our Fintech Jail!

In this episode of the What the FinTech? podcast, we’re joined by Mats Persson Bergius, Chief Commercial Officer at Danish digital bank Lunar, to discuss the Nordic digital banking landscape and how Lunar has been looking to scale its own offering across the region as the bank approaches its 10th birthday this year. Mats and FinTech Futures editor Paul Hindle explore digital banking trends in the Nordics and what customers expect from their banking relationships, how Lunar has looked to approach its digital product strategy to stand out from the crowd and take on the established institutions in the region, the bank’s plans for expansion moving forward, and what’s next for its recently spun-out BaaS division Moonrise. And finally, we find out what fintech buzzword Mats wants to break out of our Fintech Jail!

In the latest episode of the What the FinTech? podcast, we’re joined by Subramanian (Subbu) Naraynaswamy, Executive Director at Wells Fargo, to discuss the emerging banking and fintech trends. We explore the upcoming risks and opportunities, and Subbu shares insights into his role as a judge for this year’s Banking Technology Awards USA.

In the latest episode of the What the FinTech? podcast, we’re joined by Ronit Ghose, Head of Future of Finance for Citi Global Insights, to discuss the rise of agentic AI in financial services and how this new evolution of AI technology could revolutionise the sector and help shape the future of banking. Ronit and FinTech Futures editor Paul Hindle explore the current trends around agentic AI and how far along we currently are in terms of its development, the big use cases for agentic AI in financial services, and the best approaches for implementing the technology to mitigate risk and ensure both explainability and transparency in decisioning. We also dive into the key takeaways from Citi’s latest report on the topic, titled Agentic AI: Finance and the ‘do it for me’ economy. And finally, we find out what fintech buzzword Ronit wants to free from our Fintech Jail!

In the latest episode of the What the FinTech? podcast, we’re joined by Daniele Tonella, Chief Technology Officer (CTO) at ING, to discuss ING’s technology strategy and how the bank has been approaching its digital transformation efforts as the rate tech innovation globally continues to pick up pace. Daniele and FinTech Futures editor Paul Hindle explore the latest tech trends in banking and how the evolution of technology is impacting financial services more broadly, the challenges for banks when it comes to keeping up with technological change, and ING’s approach to the risk and governance side of transformation and particularly AI. And finally, we find out what fintech buzzword Daniele wants to throw into (and break out of) our Fintech Jail!