HomeEc

Financial Infidelity in Relationships ft. Dr. Megan McCoy

Financial infidelity does not always look like a secret account or hidden debt. Most of the time, it looks like the purchase you do not mention. The conversation you keep finding reasons to postpone. Saying it was on sale when both of you know it was not. This week we sat down with Dr. Megan McCoy, [https://scholar.google.com/citations?user=UNYuLVMAAAAJ&hl=en] one of the leading researchers in financial therapy, to ask the real question underneath all of it: what are people actually protecting when they hide something financially? What is financial therapy? Financial therapy is the integration of financial planning and therapeutic practice. It focuses on how people think, feel, and behave with money, not just what they do with it. As defined by the Financial Therapy Association: financial therapy is a process that helps people think, feel, communicate, and behave differently with money to improve overall wellbeing. It is where money stops being just numbers and starts being understood as a human system. What is financial infidelity? Financial infidelity is the intentional hiding or withholding of financial information from a partner. It is not defined by the size of the behavior, but by the decision to conceal it. This can include secret accounts or hidden debt, undisclosed purchases, minimizing or lying about spending, and avoiding money conversations entirely. It often reflects something deeper: fear of conflict, shame, power dynamics, or a relationship where it does not feel safe to tell the truth about money. We dive into both, how to move into deeper conversations with your partner, with a softer approach.  Take the free Calibrate assessment at the top of homeecpodcast.com [http://homeecpodcast.com]. It takes about 10 minutes. Connect with Moraya & Nick on socials:  * Instagram [https://www.instagram.com/homeecpod/] : @homeecpod [https://www.instagram.com/homeecpod/] & @Calibrate_app [https://www.instagram.com/calibrate_app/]  * TikTok [https://www.tiktok.com/@homeecpod] * Calibrate on LinkedIn [https://www.linkedin.com/company/calibrateintel/posts/?feedView=all] * Questions, reflections, write us a letter, send a voice memo…. Email Moraya@personawealth.com [Moraya@personawealth.com] This podcast is for educational and informational purposes only. It is not financial, legal, or clinical advice and does not replace working with a qualified financial professional or licensed therapist. ---------------------------------------- Hosted on Acast. See acast.com/privacy [https://acast.com/privacy] for more information.

Whole Home Recalibration: Emotional Regulation and Decision Making

Moraya Seeger DeGeare and Nick Ashburn sit down with Domonique Messing, LCSW, RPT-S™, MBA, to explore what dysregulation actually means and how it shapes family life, money stress, and decision making. They unpack why good advice often does not land when someone is overwhelmed, how stress in one person ripples through an entire household, and what it looks like to build a more regulated home. Domonique shares practical tools for parents, partners, and families, including repair rituals, coping skills, and stress management strategies that actually work in real life. If you are juggling kids, aging parents, work, and a full nervous system, this conversation is for you. Follow Domonique on Instagram [https://www.instagram.com/domoniquelcswrpt/] @domoniquelcswrpt Take the free Calibrate assessment at the top of homeecpodcast.com [http://homeecpodcast.com]. It takes about 10 minutes. Connect with Moraya & Nick on socials:  * Instagram [https://www.instagram.com/homeecpod/] : @homeecpod [https://www.instagram.com/homeecpod/] & @Calibrate_app [https://www.instagram.com/calibrate_app/]  * TikTok [https://www.tiktok.com/@homeecpod] * Calibrate on LinkedIn [https://www.linkedin.com/company/calibrateintel/posts/?feedView=all] Questions, reflections, write us a letter, send a voice memo…. Email Moraya@personawealth.com [Moraya@personawealth.com] Important Notice: This podcast is for educational and informational purposes only. It is not financial, legal, or clinical advice and does not replace working with a qualified financial professional or licensed therapist who understands your individual situation. Listening does not create a therapeutic or advisory relationship. ---------------------------------------- Hosted on Acast. See acast.com/privacy [https://acast.com/privacy] for more information.

The Upside Down of Economic Mobility

Episode Description: Most of us are walking around with loss in our bodies, sometimes acute, sometimes old, sometimes unnamed, yet we're still expected to perform, navigate change, and make decisions like nothing happened. What if the thing blocking someone's progress isn't motivation or discipline, but capacity?. In this episode of Home Ec, hosts Nick Ashburn [https://www.linkedin.com/in/nashburn/] and Licensed Marriage and Family Therapist Moraya Seeger DeGeare [https://www.linkedin.com/in/morayas/] sit down with Michael O'Bryan, [https://www.linkedin.com/in/mikeobryan613/] Executive Director of the Wealth and Work Futures Lab. Together, they sit inside a set of ideas that will completely change how you understand economic mobility. Instead of viewing financial success as a story about individual effort, they explore it as a story about conditions. What’s been lost, what’s never been provided, and what people are asked to carry anyway. About Our Guest: Michael O'Bryan is the Executive Director of the Wealth and Work Futures Lab based at Drexel University's Lindy Institute for Urban Innovation. The lab brings together employers, policymakers, and communities to transform how economic mobility is framed and fostered, specifically studying the impacts of grief and loss on workforce development. He is also founder and CEO of Human Nature, a management consulting firm with a mission of putting humanity at the heart of every organization.  Connect with Michael & The Lab: Visit Humanature.works [http://www.humanature.works/] or WealthWorkFutures.org [http://www.wealthworkfutures.org/] to sign up for their newsletter and access upcoming public research. Money Psychology & The Calibrate Assessment: So much of our financial life isn't about financial information. It's about stress physiology, emotional experience, identity, and the relational environment. If you want to find out more about your own personal approach to money, work with others, how you ask for help, and your unique decision-making style, take the FREE 15-minute Money Psychology Assessment. Take the assessment at: calibrateintelligence.com/assessment [https://www.calibrate-intelligence.com/assessment?template=85ce05a7-dc7c-4ed2-9a7e-4feb5a53f11f&tenant=homeec] Connect with the HomeEc community: * Instagram [https://www.instagram.com/homeecpod/] : @homeecpod [https://www.instagram.com/homeecpod/] & @Calibrate_app [https://www.instagram.com/calibrate_app/]  * TikTok [https://www.tiktok.com/@homeecpod]  * Linkedin [https://www.linkedin.com/company/calibrateintel/posts/] * Questions or reflections? Email Moraya@personawealth.com Important Notice This podcast is for educational and informational purposes only. It is not financial, legal, or clinical advice, and does not replace working with a qualified financial professional or licensed ---------------------------------------- Hosted on Acast. See acast.com/privacy [https://acast.com/privacy] for more information.

Wallet Dysmorphia: Why Money Feels Scarier Than It Is During Life Change

You don’t need more advice thrown at you. You need someone who can stay with you. When everything is changing, you don’t need another expert telling you what to do. You need someone who can stay with you in the uncertainty and help you make decisions without rushing, shaming, or overwhelming you. In this episode of Home Ec, hosts Nick Ashburn and Licensed Marriage and Family Therapist Moraya Seeger DeGeare sit down with Josh Dunlop, founder of Even Path, to explore what real financial support looks like during high-stakes life transitions like divorce, retirement, loss, and complex family change. Josh explains why he prefers the word guidance over advice. Advice creates a power dynamic. Guidance is collaborative. It is someone walking with you when you feel activated, isolated, and unsure what comes first. We talk about what clients often look like when they arrive: burned out, overwhelmed, and late to asking for help. Josh shares how avoidance compounds stress, and how creating structure and executive support in high-pressure moments can lower anxiety and restore confidence. We also explore what people are really fighting for in divorce and major transitions: not just money, but balance, safety, dignity, and the need to feel whole again. Josh introduces a concept he is developing called wallet dysmorphia, describing how trauma can distort someone’s perception of their financial reality even when the numbers are stable. Often, the person least able to assess the situation clearly is the one living inside the upheaval. IN THIS EPISODE * Guidance vs advice and why the difference matters in transition * What being “activated” looks like in divorce and major life change * Why structure lowers panic and helps people regain footing * How grief and identity loss shape financial positions * Wallet dysmorphia and the gap between feelings and facts ABOUT JOSH AND EVEN PATH Josh Dunlop is a financial advisor and the founder of Even Path [https://evenpathway.com/], a fee-only practice (no commissions, no product sales). He is a CFP, CDFA, and a board member of the Financial Therapy Association. Josh is currently accepting new clients: * Individuals navigating divorce * Couples preparing for retirement * Families holding complex transitions and financial dynamics LINKS  * Work with Josh: Even Path [https://evenpathway.com/] * Episode reflections and Our FREE Money Psychology Assessment : homeecpodcast.com [http://homeecpodcast.com] FOLLOW US ON SOCIALS:  * Instagram [https://www.instagram.com/homeecpod/] : @homeecpod [https://www.instagram.com/homeecpod/] & @Calibrate_app [https://www.instagram.com/calibrate_app/]  * TikTok [https://www.tiktok.com/@homeecpod]  * Linkedin [https://www.linkedin.com/company/calibrateintel/posts/] Questions or reflections? Email Moraya@personawealth.com IMPORTANT NOTICE This podcast is for educational and informational purposes only. It is not financial, legal, or clinical advice, and does not replace working with a qualified financial professional or licensed therapist who understands your individual situation. Listening does not create a therapeutic or advisory relationship. ---------------------------------------- Hosted on Acast. See acast.com/privacy [https://acast.com/privacy] for more information.

Couples and Money: Trust, Play and Staying Connected

Money rarely causes conflict for couples because of the numbers alone. It creates tension because it touches safety, trust, fairness, curiosity and the question couples rarely say out loud, even when they feel it: “Am I alone in this?” Like sex, honest money talks with our partners ask for self-awareness, emotional risk, and a willingness to be imperfect together. In this episode of HomeEc, Nick Ashburn and Moraya Seeger DeGeare sit down with Couples Therapist Renee Segal to explore why money conversations between partners can feel so charged, how couples therapists navigate money tension in the therapy room, and her own money story.  To utilize the podcast with your own insights start with the free 15 minute Calibrate Assessment [https://www.calibrate-intelligence.com/assessment?template=85ce05a7-dc7c-4ed2-9a7e-4feb5a53f11f&tenant=homeec]  Key Terms Attachment describes how we learn to seek safety, connection, and reassurance, especially when we’re stressed or uncertain. These patterns are shaped early in life and often show up in adult relationships, including how we respond to money, conflict, and support. Emotionally Focused Therapy (EFT) An evidence based therapy approach that helps partners understand and reshape emotional and nervous system patterns underneath conflict. Used with couples, individuals, and families.  Pursuer and Withdrawer dynamics In EFT, pursuers tend to reach for connection under stress, while withdrawers tend to move away to regulate overwhelm. Neither is wrong. Both are protective strategies in an effort to maintain the health of the relationship. About Our Guest Renee Segal is a licensed marriage and family therapist, certified EFT therapist and supervisor, and founder of Evolve Therapy in Minnesota. Evolve therapy is accepting new couples at this time. Learn more at Evolvetherapymn.com [http://evolvetherapymn.com] and follow her on instagram [https://www.instagram.com/evolvetherapymn/?hl=en] & Linkedin [https://www.linkedin.com/company/evolvetherapymn/posts/?feedView=all]. Renee brings a rare perspective shaped by lived experience on both sides of money, from her early career in accounting and financial services to clinical work with couples and running her EFT training clinic for therapists.  Explore More Episode reflections are available at homeecpodcast.com [http://homeecpodcast.com] & we have your customized journal & voice memo prompt for the week posted to help you go deeper into your relationship with money. Learn about your own relationship with money and attachment at calibrateintelligence.com [http://calibrateintelligence.com] with our free personalized insights.  Follow us on socials:  * Instagram [https://www.instagram.com/homeecpod/] : @homeecpod [https://www.instagram.com/homeecpod/] & @Calibrate_app [https://www.instagram.com/calibrate_app/]  * TikTok [https://www.tiktok.com/@homeecpod]  * Linkedin [https://www.linkedin.com/company/calibrateintel/posts/] Slide into our DMs or email questions directly to Moraya@personawealth.com [Moraya@personawealth.com] Important Notice This podcast is for educational and informational purposes only. It is not intended as financial, legal, or clinical advice, nor is it a substitute for working with a qualified financial professional or licensed therapist who understands your individual situation. Listening to this episode does not create a therapeutic or advisory relationship. ---------------------------------------- Hosted on Acast. See acast.com/privacy [https://acast.com/privacy] for more information.