Seven Figures: Smart Money Strategies for Women with Sandy Waters

231. The Biggest Divorce Mistakes Women Make

Today on the show: There are so many things going through your mind, so many emotions you deal with when you decide to get a divorce. A lot of these feelings, insecurities, fears tend to cloud our judgment and decision making which is the reason why many women make divorce mistakes. Today Kitty Bressington [www.lindenfinancialconsultants.com] will go over some of the most common mistakes and give you words of wisdom no matter where you are in your relationship. Kitty Bressington, CFP®, CDFA is a founding principal of Linden Financial Consultants, LLC a fee-only, hourly-only financial consulting practice. With more than 20 years of experience, Kitty provides affordable, objective, well-explained financial advice helping clients understand the long-term ramifications of the financial decisions being made, particularly during the course of a separation and/or divorce. Kitty is also founding director of the Foundation for Women’s Financial Education [https://www.linkedin.com/company/linden-financial-consultants/?viewAsMember=true%20www.womensfinancialeducation.org], a non-profit dedicated to improving the financial literacy of women in the Greater Rochester area and local sponsor of the Second Saturdays Divorce workshops. Also on the show today, in our "No Dumb Questions" segment If you have a kid who is about to graduate from High School, CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management [https://us.rbcwealthmanagement.com/harmonyfinancialwellnessgroup/?utm_source=GMB&utm_medium=Yext]will explain what a Parents Plus Loan is and why so many experts urge parents to find an alternative way to pay for college.. And in the last 10 min of the show, we’ll "Take a Seat at the Kids Table" How to teach kids about investing…even if you’re not the best with it yourself. First, we'll ask the kids what they think it means to invest and then we'll bring on our money expert Susan Beacham founder of Money Savvy Generation [http://www.moneysavvy.com/] for her advice. Follow Susan on Facebook [https://www.facebook.com/MoneySavvyGeneration] Cheers to each one of you who is on your way to being proud to say you are a financially confident woman! Thank you for taking the time to listen and follow the podcast each week. If you need a further explanation about anything on today's show just reach out to me: AND Learn more about your ad choices. Visit podcastchoices.com/adchoices [https://podcastchoices.com/adchoices]

230. Improvise Adapt Overcome with Kim Adams

You might already be at the point where you’re just tired. Tired of reinventing yourself. Tired of dealing with and overcoming the curve balls that life throws at you. TV/Radio host, Philanthropist and single mom of 5 Kim Adams is still being forced to improvise adapt overcome. She might have exactly what you need to hear right now. Follow Kim on Facebook [https://www.facebook.com/realKimAdams/] Follow Kim on Linkedin [https://www.linkedin.com/in/kimadamspodcast/] Plus in our No Dumb Questions segment. We hear so much concern about inflation, what does that really mean? Especially for your wallet. Economist Mark Schug [https://www.markschug.com/] aka Grandpa Mark is here to break it down for us. And the last 10min of the show we’ll take a Seat at the Kids Table It’s very important to teach kids about budgeting BUT there’s one step that a lot of parents skip over. It actually comes even before you start talking about budgeting. Founder of Money Savvy Generation [http://www.moneysavvy.com/] Susan Beacham is to explain. Follow Susan on Facebook [https://www.facebook.com/MoneySavvyGeneration] Cheers to each one of you who is on your way to being proud to say you are a financially confident woman! Thank you for taking the time to listen and follow the podcast each week. If you need a further explanation about anything on today's show just reach out to me: email [https://cms.megaphone.fm/organizations/5a17af2a-88d6-11ea-bd0c-b35a0e004ac7/podcasts/16a5827a-f9d4-11ea-a981-eb1ccea4435f/episodes/7e689546-3a61-11eb-8a0d-27fe3eee7b5f/sandywaters989@gmail.com] Facebook [https://www.facebook.com/sandywaters989] Instagram [https://www.instagram.com/sandywaters98/] LinkedIn [https://www.linkedin.com/in/sandy-waters-4a1a4745/] Learn more about your ad choices. Visit podcastchoices.com/adchoices [https://podcastchoices.com/adchoices]

229. Corporate Greed vs Your Health with Jill Schlesinger

Today on the show: It’s CRAZY how much money companies specifically Pfizer have made off of the COVID vaccine. Pure profit. Morally, how should we feel about this? We’ll ask Jill Schlesinger [https://www.jillonmoney.com/], she’s the CBS News Business Analyst, host of the Jill on Money [https://www.jillonmoney.com/blog?category=Listen] show She was on Spezzano and Sandy [https://www.audacy.com/rochesterbuzz/podcasts/the-breakfast-buzz-on-demand-20246] the radio morning show I cohost and I thought I’d share it here with you. Also on the show today, in our "No Dumb Questions" segment You might be itching to renovate the house, so what IS the difference between a Home Equity Line of Credit and a Home Equity Loan? CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management [https://us.rbcwealthmanagement.com/harmonyfinancialwellnessgroup/?utm_source=GMB&utm_medium=Yext]will explain. And in the last 10 min of the show, we’ll "Take a Seat at the Kids Table" When one of your kids comes to you asking for money, what is the right way to help bail them out yet still keeping it fair so the other kids in the family don’t become resentful? Susan Beacham founder of Money Savvy Generation [http://www.moneysavvy.com/] pulls from her decades of working with families. The valuable lesson every parent needs to know Follow Susan on Facebook [https://www.facebook.com/MoneySavvyGeneration] Cheers to each one of you who is on your way to being proud to say you are a financially confident woman! Thank you for taking the time to listen and follow the podcast each week. If you need a further explanation about anything on today's show just reach out to me: email [https://cms.megaphone.fm/organizations/5a17af2a-88d6-11ea-bd0c-b35a0e004ac7/podcasts/16a5827a-f9d4-11ea-a981-eb1ccea4435f/episodes/7e689546-3a61-11eb-8a0d-27fe3eee7b5f/sandywaters989@gmail.com] Facebook [https://www.facebook.com/sandywaters989] Instagram [https://www.instagram.com/sandywaters98/] LinkedIn [https://www.linkedin.com/in/sandy-waters-4a1a4745/] Learn more about your ad choices. Visit podcastchoices.com/adchoices [https://podcastchoices.com/adchoices]

228. STOP being the corporate "Yes Girl" and find your Bold Voice with Kim B Smith

One time or another in your career you may have found yourself being the corporate "Yes Girl." For whatever reason you just sat there and bit your tongue instead of speaking up. Well, hopefully today will be the turning point. You will find the confidence to STOP being the "Yes Girl" and find your Bold Voice. Kim Boudreau Smith [https://kimbsmith.com/] is passionate about being an advocate for women and helping them find their bold voices. She herself lived through navigating the ranks in the corporate world and found herself holding back and not being true to who she was. Kim helps all of us find our bold voice, from how to respond when the boss tells you they can't give you a raise to how to physically sit in a meeting to command respect. Reach out to Kim LinkedIn [https://www.linkedin.com/in/kimboudreausmith/] Instagram [https://www.instagram.com/herboldvoicespeaks/] Facebook [https://www.facebook.com/KimBoudreauSmith/] Also on the show today, in our "No Dumb Questions" segment We answer a listener's question about divorce. Actually it's a very common question. If your IRA is in your name do you still need to split it in the divorce? CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management [https://us.rbcwealthmanagement.com/harmonyfinancialwellnessgroup/?utm_source=GMB&utm_medium=Yext]will explain what you can keep to yourself and what is considered marital property. And in our "Seat at the Kids Table" segment When your child falls blissfully in love and it's time for the big wedding, WHO pays for it? Is it on you the parent? First, we ask the kids what they think and then Founder of Money Savvy Generation [http://www.moneysavvy.com/] Susan Beacham will give you a simple solution to getting rid of the wedding stress. Follow Susan on Facebook [https://www.facebook.com/MoneySavvyGeneration] Cheers to each one of you who is on your way to being proud to say you are a financially confident woman! Thank you for taking the time to listen and follow the podcast each week. If you need a further explanation about anything on today's show just reach out to me: email [https://cms.megaphone.fm/organizations/5a17af2a-88d6-11ea-bd0c-b35a0e004ac7/podcasts/16a5827a-f9d4-11ea-a981-eb1ccea4435f/episodes/7e689546-3a61-11eb-8a0d-27fe3eee7b5f/sandywaters989@gmail.com] Facebook [https://www.facebook.com/sandywaters989] Instagram [https://www.instagram.com/sandywaters98/] LinkedIn [https://www.linkedin.com/in/sandy-waters-4a1a4745/] Learn more about your ad choices. Visit podcastchoices.com/adchoices [https://podcastchoices.com/adchoices]

227. You too can make good money Food Blogging with Megan Porta

Today on the show: You’ll be surprised how quickly you can start making money food blogging. If the thought of perfection is holding you back, Don't let it! You don’t have to worry about trying to be perfect, you don’t even have to be the best cook. Food Blogging Pro Megan Porta is here to talk you through the important steps you need to take. Food Blogging 101 Follow Megan's Food Blog Pip and Ebby [https://pipandebby.com/] Follow Megan's podcast and be part of her membership group Eat Blog Talk [https://eatblogtalk.com/] Plus, in our "No Dumb Questions" segment If you are not happy with how much money you have right now, well you can blame it on 3 things: The endowment effect, Loss aversion and The status quo effect. Economist Mark Schug [https://www.markschug.com/](aka Grandpa Mark) is here to explain how behavioral economics trips us up every time. Connect with Mark MarkSchug.com [https://www.markschug.com/] And in our "Seat at the Kids Table" segment Influence spending every year is in the billions.. Marketers start directly targeting your kids at age 8months old. You need to step in and get ahead of it. Founder of Money Savvy Generation [http://www.moneysavvy.com/] Susan Beacham is here to tell us how. Follow Susan on Facebook [https://www.facebook.com/MoneySavvyGeneration] Cheers to each one of you who is on your way to being proud to say you are a financially confident woman! Thank you for taking the time to listen and follow the podcast each week. If you need a further explanation about anything on today's show just reach out to me: email [https://cms.megaphone.fm/organizations/5a17af2a-88d6-11ea-bd0c-b35a0e004ac7/podcasts/16a5827a-f9d4-11ea-a981-eb1ccea4435f/episodes/7e689546-3a61-11eb-8a0d-27fe3eee7b5f/sandywaters989@gmail.com] Facebook [https://www.facebook.com/sandywaters989] Instagram [https://www.instagram.com/sandywaters98/] LinkedIn [https://www.linkedin.com/in/sandy-waters-4a1a4745/] Learn more about your ad choices. Visit podcastchoices.com/adchoices [https://podcastchoices.com/adchoices]