The Retirement Income Show with Dave Stearns

Top 5 Retirement Mistakes to Avoid

Retirement planning can feel overwhelming, especially with so many moving pieces to consider.  In this week's episode of The Retirement Income Show, we list the top five retirement planning mistakes people make and, more importantly, how to avoid them. From underestimating healthcare costs to poor tax planning and overlooking income strategies, we cover the key areas that can make a major impact on your financial future. Tune in for a thoughtful discussion designed to help you avoid common pitfalls, protect the retirement you’ve worked hard for, and stay focused on what matters most in the years ahead.

Basics of Income Investing

What does “income” really mean in retirement, and where should it come from? In this week's episode of The Retirement Income Show, we cover the basics of income planning, including the different sources retirees rely on and how to create a strategy designed to support long-term financial stability. We also discuss common challenges retirees face when generating income and why having a thoughtful plan in place can make a meaningful difference over time.  Tune in for a practical conversation designed to help you better understand the foundation of retirement income and the role it can play in your overall financial plan.

What Makes a Happy Retirement?

What does a happy retirement really look like beyond just having enough money? In this episode of The Retirement Income Show, we explore how financial security, spending habits, and mindset all shape happiness in retirement. From creating sustainable income to aligning your money with what truly matters, we discuss how to build both wealth and fulfillment in your later years. We also touch on common financial mistakes retirees make and how to avoid them, so you can feel more confident about your future. Whether you’re nearing retirement or just starting to plan, this conversation will help you think differently about what it means to retire well.

Handling Pensions & 401(k) Plans

Pensions and 401(k)s both play a key role in retirement, but they work very differently.  In this week's episode of The Retirement Income Show, we go over how each one functions, the pros and cons, and what they mean for your long-term financial security. We also touch on common mistakes, how to think about contributions and rollovers, and ways to balance stability with flexibility. Whether you’re just getting started or refining your plan, this episode will help you make more confident retirement decisions.

Fringes of Retirement Planning

Retirement isn’t always a clean break; it’s often a gradual transition.  In this week's episode of The Retirement Income Show, we explore that in-between phase where you may still be working in some capacity while beginning to rely on your savings and long-term plan. This stage can bring a mix of flexibility and uncertainty. Questions around income, timing, lifestyle, and purpose all start to surface, and the decisions you make here can have a lasting impact. We break down how to approach this phase with clarity, avoid common missteps, and create a strategy that aligns your financial plan with the life you actually want to live.