July Mortgage Rates And A Path Back To The High Fives

July Mortgage Rates And A Path Back To The High Fives

Send us Fan Mail [https://www.buzzsprout.com/2083411/fan_mail/new] Welcome to your Monday Market Update for the  first full week of July — with Angie Gerber  and Nikki Erickson from Kevnik Mortgage! This week we are covering some really exciting  mortgage options that most agents are not talking  about — plus a friendly but firm reminder from  Coach Angie about your prospecting this summer.  🔗 Book your FREE Discovery Call with Angie: https://calendly.com/angiegerber/real-estate-business-builder This week we are covering: ✅ Interest rate update — low to mid sixes     and when we could see the high fives ✅ Oil prices, the Fed and what it all means     for your buyers right now ✅ Renovation loans — why they are easier     than ever and who qualifies ✅ Non-QM loans for self employed borrowers     — the fastest growing mortgage sector     right now ✅ Cash vs Conventional vs FHA vs VA —     what every agent needs to know ✅ Why sellers should stop discounting     FHA and VA offers ✅ How a renovation loan can flip an FHA     deal and save the transaction ✅ A friendly reminder from Coach Angie —     what you do today shows up in your     business in September and October Whether you are a buyer seller or real estate  agent this weekly update gives you the  information you need to show up as the expert  your clients need. 📞 Connect with Nikki Erickson at Kevnik Mortgage: 📱 Call or Text: 952-484-1584 📧 Email: nikki@kevnikgroup.com 📘 Facebook | TikTok | Instagram:     @mortgagesfrommntoaz 🔗 Request Nikki's Renovation Loan PDF:     nikki@kevnikgroup.com 🔗 Book your FREE Discovery Call with Angie: https://calendly.com/angiegerber/real-estate-business-builder 00:00 Introduction – Welcome to the First Full Week of July 00:30 Interest Rates Update – Low to Mid Sixes & What's Coming 01:30 When Will We See High Fives? – Oil Prices & the Fed 02:30 Renovation Loans – A Game Changer for Budget Conscious Buyers 04:00 Non-QM Loans – Options for Self Employed Borrowers 05:30 Cash vs Conventional vs FHA vs VA – What Every Agent Needs to Know 07:00 Don't Discount FHA & VA Offers – Here Is Why 08:00 Stay in Your Prospecting – A Friendly Reminder from Coach Angie 09:00 How to Reach Nikki Erickson at Kevnik Mortgage Support the show [https://www.buzzsprout.com/2083411/support] Now's The Time  - no matter where you are, where you have been, or your current results  - By becoming more aware and following a process, you can have whatever it is you truly desire! Find me in my free Community for Women Real Estate agent: www.skool.com/rebusinessbuilder/about Check out my YouTube Channel - So many ways to stay connected and plugged in!  AGCoaching@agcoaching684 [https://youtu.be/R0ASgRRGDB4] With Gratitude - Angie Gerber angiegerber@gmail.com ⬜ JOIN MY TIKTOK : https://www.tiktok.com/@agcoaching4life [https://www.tiktok.com/@agcoaching4life] 🟧  FOLLOW AND LIKE MY FACEBOOK ACCT : https://www.facebook.com/angie.gerber.5/ [https://www.facebook.com/angie.gerber.5/] 🟫 FOLLOW ME ON MY INSTAGRAM : https://www.instagram.com/angie.gerber.5/ [https://www.instagram.com/angie.gerber.5/]

Mortgage Rates And The Truth About Shopping Lenders

Send us Fan Mail [https://www.buzzsprout.com/2083411/fan_mail/new] Welcome to the Monday Market Update  This week we are covering:  ✅ Interest rate update — solidly in the mid to low sixes and what that means for your buyers  ✅ The Wall Street Journal article on overpaying for your mortgage — and why it's misleading  ✅ Why it's rarely about the interest rate and almost always about the strategy  ✅ What first time buyers don't know that could cost them thousands  ✅ Bank vs independent mortgage consultant — the huge difference in service and speed  ✅ Why Bank of America is taking 7-9 weeks to close right now  ✅ 4th of July week market update — is it actually slowing down?  ✅ How to get your buyers closed in 30 days or less  Whether you're a buyer, seller or real estate agent this weekly update gives you the information you need to make smart decisions in today's market.   🔗 Book your FREE Discovery Call with Angie: https://calendly.com/angiegerber/real-estate-business-builder 📞 Connect with Nikki Erickson at Kevnik Mortgage:  📱 Call or Text: 952-484-1584  📧 Email: nikki@kevnikgroup.com  📘 Facebook | TikTok | Instagram: @mortgagesfrommntoaz Support the show [https://www.buzzsprout.com/2083411/support] Now's The Time  - no matter where you are, where you have been, or your current results  - By becoming more aware and following a process, you can have whatever it is you truly desire! Find me in my free Community for Women Real Estate agent: www.skool.com/rebusinessbuilder/about Check out my YouTube Channel - So many ways to stay connected and plugged in!  AGCoaching@agcoaching684 [https://youtu.be/R0ASgRRGDB4] With Gratitude - Angie Gerber angiegerber@gmail.com ⬜ JOIN MY TIKTOK : https://www.tiktok.com/@agcoaching4life [https://www.tiktok.com/@agcoaching4life] 🟧  FOLLOW AND LIKE MY FACEBOOK ACCT : https://www.facebook.com/angie.gerber.5/ [https://www.facebook.com/angie.gerber.5/] 🟫 FOLLOW ME ON MY INSTAGRAM : https://www.instagram.com/angie.gerber.5/ [https://www.instagram.com/angie.gerber.5/]

June Market Update - Included Condo's VS Townhomes

Send us Fan Mail [https://www.buzzsprout.com/2083411/fan_mail/new] 🏠 Real Estate Market Update | Week of June 21st This week, Angie Gerber and mortgage expert Nikki from Kevnik Mortgage break down what's moving the market — and what every buyer, seller, and agent needs to know RIGHT NOW. 📉 What's in this episode: * Oil prices drop to $73.50/barrel — what that means for interest rates * Current rates sitting in the mid-6s (and how to get lower) * CPI inflation numbers dropping Thursday — should you lock in NOW? * Condo vs. Townhome financing: the difference that could make or break your deal * How to tell if a property is a condo or townhome in Minnesota (hint: look for "lot and block") * Why condos need 30–45 days to close vs. 2 weeks for townhomes * HOA insurance changes from April and what they mean for your transaction * Red flags to watch in association docs — before you list OR buy 📞 Connect with Nikki at Kevnik Mortgage: 📧 nikki@kevnickgroup.com [nikki@kevnickgroup.com] 📱 952-484-1584 📲 @MortgagesfromMNtoAZ on Facebook, Instagram & TikTok Support the show [https://www.buzzsprout.com/2083411/support] Now's The Time  - no matter where you are, where you have been, or your current results  - By becoming more aware and following a process, you can have whatever it is you truly desire! Find me in my free Community for Women Real Estate agent: www.skool.com/rebusinessbuilder/about Check out my YouTube Channel - So many ways to stay connected and plugged in!  AGCoaching@agcoaching684 [https://youtu.be/R0ASgRRGDB4] With Gratitude - Angie Gerber angiegerber@gmail.com ⬜ JOIN MY TIKTOK : https://www.tiktok.com/@agcoaching4life [https://www.tiktok.com/@agcoaching4life] 🟧  FOLLOW AND LIKE MY FACEBOOK ACCT : https://www.facebook.com/angie.gerber.5/ [https://www.facebook.com/angie.gerber.5/] 🟫 FOLLOW ME ON MY INSTAGRAM : https://www.instagram.com/angie.gerber.5/ [https://www.instagram.com/angie.gerber.5/]

Record Home Equity Could Change Your Next Move & Interest Rate Break

Send us Fan Mail [https://www.buzzsprout.com/2083411/fan_mail/new] Mortgage rates finally show some relief as world events push oil down and bond markets respond, giving us a real reason to feel optimistic again.  We dig into record-setting US homeowner equity and the practical choices it creates for buying, refinancing, renovating, and even investing.  • Iran US deal implications for oil prices and mortgage interest rates  • Record $49T in owner-occupied home value and $35T in equity  • Insurance cost shocks and why ownership can offer more control  • Who to call back after 2 to 7 years of ownership  • Equity options like HELOCs, second mortgages, and renovation seconds  • Using home equity as a starting point for real estate investing  You can find Nikki on TikTok or Instagram @mortgagesfromMntoAZ. And on Facebook under Nikki Erickson, text or call 952-484-1584 or email me at Nikki@Kevnikgroup.com.  Support the show [https://www.buzzsprout.com/2083411/support] Now's The Time  - no matter where you are, where you have been, or your current results  - By becoming more aware and following a process, you can have whatever it is you truly desire! Find me in my free Community for Women Real Estate agent: www.skool.com/rebusinessbuilder/about Check out my YouTube Channel - So many ways to stay connected and plugged in!  AGCoaching@agcoaching684 [https://youtu.be/R0ASgRRGDB4] With Gratitude - Angie Gerber angiegerber@gmail.com ⬜ JOIN MY TIKTOK : https://www.tiktok.com/@agcoaching4life [https://www.tiktok.com/@agcoaching4life] 🟧  FOLLOW AND LIKE MY FACEBOOK ACCT : https://www.facebook.com/angie.gerber.5/ [https://www.facebook.com/angie.gerber.5/] 🟫 FOLLOW ME ON MY INSTAGRAM : https://www.instagram.com/angie.gerber.5/ [https://www.instagram.com/angie.gerber.5/]

June Housing Market Update With Mortgage Rates And Home Appreciation

Send us Fan Mail [https://www.buzzsprout.com/2083411/fan_mail/new] On this week's Market Update -  We share a fast June 7 market update on mortgage rates, volatility, and what the 10-year Treasury signals for client conversations.  We also dig into fresh home appreciation numbers by market and a simple “Be, Do, Have” mindset that helps agents take uncomfortable action and grow.  You can find me on Instagram, Facebook, and TikTok @mortgagesfromMNtoAZ.  You can text me, call me at 952 484 1584, or you can email me at Nikki@KevnikGroup.com.    Support the show [https://www.buzzsprout.com/2083411/support] Now's The Time  - no matter where you are, where you have been, or your current results  - By becoming more aware and following a process, you can have whatever it is you truly desire! Find me in my free Community for Women Real Estate agent: www.skool.com/rebusinessbuilder/about Check out my YouTube Channel - So many ways to stay connected and plugged in!  AGCoaching@agcoaching684 [https://youtu.be/R0ASgRRGDB4] With Gratitude - Angie Gerber angiegerber@gmail.com ⬜ JOIN MY TIKTOK : https://www.tiktok.com/@agcoaching4life [https://www.tiktok.com/@agcoaching4life] 🟧  FOLLOW AND LIKE MY FACEBOOK ACCT : https://www.facebook.com/angie.gerber.5/ [https://www.facebook.com/angie.gerber.5/] 🟫 FOLLOW ME ON MY INSTAGRAM : https://www.instagram.com/angie.gerber.5/ [https://www.instagram.com/angie.gerber.5/]