Money Talk With Tiff

Everything You Need to Know About Purchasing Jamaican Real Estate | Ep. 393

Welcome back to another info-packed episode of Money Talk With Tiff! This week, Tiffany Grant sits down with Nicole White, a powerhouse real estate agent specializing in Jamaican property.  If you’ve ever thought about buying your dream home or investment property abroad, especially in Jamaica, this is an episode you don’t want to miss. Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/buying-property-in-jamaica/ [https://moneytalkwitht.com/podcast-show-notes/buying-property-in-jamaica/] What You’ll Learn in This Episode * Step-by-Step Guide to Buying Property in Jamaica Nicole gives us a straightforward walkthrough of the entire process for overseas buyers—from choosing a licensed realtor (and why you must use one!) to securing your tax registration number (TRN), and how to approach financing or cash buying. * How to Find a Licensed Jamaican Realtor There’s more to finding a reputable agent than word of mouth! Nicole shares how to check the Real Estate Board of Jamaica website to verify credentials and why working with a major franchise can add peace of mind. * Financing vs. Cash Buying – What You Need to Know Get the scoop on the documentation needed whether you’re applying for a mortgage or paying in cash. Tiffany shares her real-life experience as a self-employed US buyer, including must-have paperwork (pro tip: get your credit report with score ready!). * For Sale by Owner (FSBO) and Common Pitfalls Nicole reveals how FSBO operates in Jamaica, potential risks (like dealing with someone who isn’t the true owner), and the crucial role attorneys play in keeping transactions safe. * Titles, Lost Documentation & ‘Captured Land’ Learn the ins-and-outs of Jamaican property titles, what happens if the seller has lost theirs, and the surprising legal process behind “capture land” (adverse possession). Nicole shares practical advice on what to watch out for and how to avoid common mistakes. Special Guest Info: Want to connect with Nicole White for personalized advice or property listings in Jamaica? Reach her on WhatsApp (+1-876-884-9483) or via email (nicola.white@sothebysrealty.com). Key Takeaways * Foreign buyers have the same property rights as locals in Jamaica. * Always use a licensed realtor and attorney to protect your interests. * Mortgage purchases can take much longer than cash deals—plan accordingly! * Be diligent with checks on ownership, especially for sale-by-owner properties. * Understand local terms like “title” and “captured land” to avoid costly errors. Resources Mentioned * Real Estate Board of Jamaica [https://reb.gov.jm] – Verify agent licenses * Nicole’s Email: nicola.white@sothebysrealty.com Don’t Miss Out! Catch more episodes, deep dives, and practical advice at moneytalkwitht.com [https://moneytalkwitht.com]. Want to chat? Follow Tiffany @MoneyTalkWithT across all social media.

Exploring the Business Side of Filmmaking with Mikey T | Ep. 392

This week, Tiff dives into the business of filmmaking with special guest Mikey T—a passionate filmmaker whose work centers around Jamaican culture, legacy, and economic empowerment.  Together, they explore the intersection of creativity, culture, and business, and how aspiring creatives can navigate the industry with both financial sense and social impact in mind. Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/turning-stories-into-impact/ [https://moneytalkwitht.com/podcast-show-notes/turning-stories-into-impact/] Key Topics Covered * What Is Filmmaking (for Mikey T)? Filmmaking isn’t just about art—it’s a powerful way to start conversations, drive change, and reach people worldwide. Mikey shares how his love for Jamaica inspired him to document and amplify voices that matter. * The Importance of the Elevator Pitch: In today’s fast-paced networking environment, having a clear, compelling elevator pitch is crucial for filmmakers and creatives looking to find support or funding. * Common Mistakes in Film Business: Mikey discusses why passion alone isn’t enough to attract investors—artistry must be paired with business acumen and clarity on ROI (return on investment), whether financial or social. * Social Capital & ROI in Filmmaking: Not every film yields direct profits, but building social capital can offer tremendous value. Mikey highlights ways filmmakers can appeal to impact-driven investors and align their projects with broader social good. * Shifting Media Landscape: With platforms like TikTok, YouTube, and digital streaming, the paradigms for making—and funding—films are rapidly evolving. Mikey outlines how these changes have opened global doors for storytelling and monetization. * Current & Upcoming Projects: * Jamaica Story (documentary) — Exploring Jamaican diasporic investment and social change * Real Jamaican Food (short doc) — Featuring food security activist Peter Ivy * Beg Yuh a Call (narrative short) — A festival-circuit film on family and friendship * Event mini-docs in the works * Special treat for Tiff’s email list subscribers: exclusive access to unreleased films! Tiff’s Takeaways * Always lead with your passion but NEVER skip the business strategy—investors want to know why they should invest, and how they’ll see a return (not just money, but impact too!). * Build your social capital and leverage your network, especially if you’re funding your own projects. * Don’t sleep on new content formats—short-form video and global streaming are changing the filmmaking game. * Community-building and sharing culture through art can be just as valuable (if not more) than chasing Hollywood profits. Links & Resources * Jamaica Story - Watch on YouTube [https://youtu.be/cKfdNiM81t4?si=Er_eVKbvzo9-0Oik] * Sign up for Tiff’s Email List for exclusive sneak peeks (join here [https://moneytalkwitht.com]) * Connect with Mikey T: * Instagram: @mikeytspeaks [https://instagram.com/mikeytspeaks] * Email: mikeytspeaks@gmail.com Connect with Tiff * Website: moneytalkwitht.com [https://moneytalkwitht.com] * Instagram / Facebook / Twitter: @moneytalkwitht Thanks for tuning in! Don’t forget to subscribe, rate, and leave a review if you enjoyed the episode. See you next Thursday for more Money Talk With Tiff!

Why Every Business Owner Needs a Bookkeeper | Ep. 391

Today on Money Talk With Tiff, Tiffany sits down with Melissa Broughton to tackle one of the most dreaded topics for entrepreneurs: bookkeeping! Melissa breaks down exactly what a bookkeeper does, why every business owner needs one (no matter what stage you’re at), and how skipping this crucial step could be leaving thousands of your hard-earned dollars on the table.  From decoding the roles of bookkeepers, CPAs, and fractional CFOs to real-life cautionary tales, this episode is packed with actionable insights for business owners and freelancers alike! Plus, Melissa’s offering a fantastic freebie exclusively for Money Talk With Tiff listeners. Check out the full episode show notes: https://moneytalkwitht.com/podcast-show-notes/business-needs-a-bookkeeper/ [https://moneytalkwitht.com/podcast-show-notes/business-needs-a-bookkeeper/] What You’ll Learn * What a Bookkeeper Really Does: Melissa clarifies the mystery around bookkeeping, explaining it’s all about organizing your financial transactions and keeping your business tax-ready. * Why Bookkeeping Is Crucial: Beyond tax time, regular bookkeeping helps you spot trends, manage budgets, and make smarter business decisions in real time. * Bookkeeper vs. CPA vs. Fractional CFO: Discover the differences between each financial role (Melissa’s medical analogies make it easy!), and why a bookkeeper should be your foundational hire. * The Real Cost of Neglecting Your Books: Hear how business owners are missing out on an average of $7,500 in deductions by NOT having up-to-date books (and how it could be way more). * Getting Started (Even if You’re Small): Do you really need a bookkeeper if you’re just starting out? Melissa shares who can DIY and when it’s time to bring in a pro. Episode Gems * Tiffany’s Take: “You won’t get that data just going to a tax professional once a year! You need real-time insights to truly run your business.” * Melissa’s Pro Tip: “The expense of hiring a bookkeeper is 100% tax deductible—and makes sure taxes don’t haunt you later!” * Melissa’s Free Gift: Download a complimentary electronic copy of The Four Hour Bookkeeper—perfect for DIYers who want to get their books in order. Links & Resources * Grab Your FREE Copy: The Four-Hour Bookkeeper – Claim your copy here! [https://busybeeadvisors.com] (Go to the contact form to request your free book) * Connect with Melissa: busybeeadvisors.com [https://busybeeadvisors.com] – Schedule your free consultation for bookkeeping or taxes. Connect with Tiff * Website & All Episodes: moneytalkwitht.com [https://moneytalkwitht.com] * Social: @MoneyTalkWithT on all platforms Don’t let bookkeeping be the monster in your business closet! Tune in, grab your free book, and step into your CEO power with clear financials.

Rahkim Sabree Unpacks the Six Sources of Financial Trauma | Ep. 390

This week, Tiffany welcomes back financial trauma expert Rakim Sabri (for his fourth appearance!) to unpack what financial trauma really means and why it affects everyone—not just those who’ve had direct money struggles. Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/healing-financial-trauma/ [https://moneytalkwitht.com/podcast-show-notes/healing-financial-trauma/] Key Topics * What is Financial Trauma? * Rahkim explains it’s any negative experience (direct or observed) that impacts how you think, feel, or act with money—covering not just your own experiences but also family, institutional, and even societal influences. * There are six sources of financial trauma, from generational to systemic. * Why It Matters: * Financial trauma is universal—understanding this helps shift the focus from blaming individuals to recognizing bigger societal patterns. * It can show up in unexpected ways, even for those who haven’t faced poverty. * How to Start Healing: * Rahkim’s “3 E’s”: Exposure (learning to recognize trauma), Education, and Execution. * Awareness can empower you to make better decisions and break unhealthy money cycles. * Practical Examples: * The panic of opening bills, retail therapy, and risky investments can all be symptoms of financial trauma. * Sometimes, seeking comfort doesn’t have to cost money—try nature, breathing, or connecting with others. About Rahkim’s Book: Rakim’s book "Overcoming Financial Trauma [https://amzn.to/482tOpy]" drops November 2025 and is available for pre-order everywhere books are sold. Connect with Rahkim * Website: rahkimsabree.com [https://www.rahkimsabree.com/] (find all his socials there) * Most active on LinkedIn & Instagram: @rahkimsabree Keep the Conversation Going Catch up on past episodes at moneytalkwitht.com [https://www.moneytalkwitht.com] and follow @MoneyTalkWithT everywhere.

The Power of Cross Industry Collaboration for Small Business Owners | Ep. 389

https://youtu.be/QMkk3HceGC8?si=KenMseuzYP-1b_9zTiffany reconnects with her friend and business collaborator, Jasmine Beard, to dive deep into the importance and benefits of cross-industry collaboration for business owners. Jasmine, a seasoned strategic consultant, shares how business owners can break out of their industry silos, leverage transferable skills, and build partnerships that drive innovation, growth, and fresh opportunities.  Whether you’re looking to expand your network or simply get unstuck in your business, Jasmine’s insights are packed with actionable advice for broadening your reach and impact. Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/cross-industry-collaboration-for-entrepreneurs/ [https://moneytalkwitht.com/podcast-show-notes/cross-industry-collaboration-for-entrepreneurs/] Key Takeaways * Don’t limit your networking and business opportunities to just your own industry—amazing growth happens at the intersections. * Adjust your language and examples to match your audience when reaching out to new sectors. * Collaboration isn’t competition; it’s about expanding opportunities and delivering more value together. * Invest time in real relationship-building—not just sales pitches—and the right partnerships will follow. Resources & Links * Previous episode with Jasmine: https://youtu.be/QMkk3HceGC8?si=KenMseuzYP-1b_9z [https://youtu.be/QMkk3HceGC8?si=KenMseuzYP-1b_9z] * Connect with Jasmine and learn more about AJoy Consulting: https://ajoy2consult.com/ [https://ajoy2consult.com/] * Register for “It’s AJoy Doing Business” (September 12, Greensboro, NC): https://www.eventbrite.com/e/its-ajoy-doing-business-tickets-1447489683609?aff=MoneyTalkTiff [https://www.eventbrite.com/e/its-ajoy-doing-business-tickets-1447489683609?aff=MoneyTalkTiff] * Follow Tiffany Grant online: Money Talk With Tiff Website [https://moneytalkwitht.com] | Instagram [https://instagram.com/moneytalkwitht] | Twitter [https://twitter.com/moneytalkwitht] | LinkedIn [https://linkedin.com/in/tiffanygrant1] Loved today’s episode? Don’t forget to subscribe, rate, and review! Send Tiffany your questions or feedback—and remember, spend wise by spending less than you make. See you next week!