My Credit Status

Have you ever been in a situation where you wished you had a lawyer on call? In this episode, we interviewed Nazeer Hoosen, who is the Managing Director of Clientele General. We discuss Legal Cover insurance and how it can benefit South African's. This product covers the following areas of the law: * civil, criminal and labour related matters * Includes a Retrenchment benefit * Bail money

Credit life insurance is there to ensure that should something happen that leaves you unable to earn an income (such as retrenchment, unemployment, illness, disability or death), your family won’t be burdened with paying your debt. We interviewed Tlalane Ntuli, who is the Co-Founder and COO of a digital Credit Life Insurance company. Most South Africans are not even aware that they are already paying for this insurance when they apply for credit or finance. Listen to this podcast, as it could end up helping you if you are currently unemployed!

In our latest podcast, we discuss how your credit score can impact your rental application, how the eviction process works - your rental rights under lockdown. Plus some fantastic insider tips on how to negotiate with your landlord. We were fortunate to interview Michelle Dickens. Michelle is the managing director and co-founder of Tenant Profile Network (TPN Credit Bureau). TPN is the largest credit bureau that tracks tenant payment behaviour in SA. * Eviction and eviction orders, under the new lockdown level 1 * Various options available if you have a poor credit score * How to negotiate with your landlord if you struggling to pay your rent

Our guest on our show is Jimmy Golele; Jimmy is the Senior Education and Communication Officer at the National Credit Regulator (NCR). The National Credit Regulator is responsible for the regulation of the South African credit industry. In this podcast, we discuss the functions of the NCR and how it assists consumers. If you are having issues with a credit provider, PDA or Debt Counsellor, then you probably have thought about complaining but not sure who to address your complaint. The NCR can assist you with all these issues.

We were very fortunate to have the opportunity to interview Lee Soobrathi, who is the Head Of Department, Case Management at the office of the Credit Ombud. The Office of the Credit Ombudsman resolves complaints from consumers that are negatively impacted by credit bureau information or when a consumer has a dispute with a credit provider. The most common cases that are handled by the Credit Ombudsman include incorrect statements of account, emolument attachment orders, fraud cases and alleged reckless lending cases. In This Episode: * The different types of complaints the Credit Ombud deals with * Procedure for closing one’s account and making sure it is closed * How to dispute incorrect information on your credit report * How to lodge a complaint with the Credit Ombud