Before You Trust an Advisor, Ask THIS

Before You Trust an Advisor, Ask THIS

What should really happen in your first meeting with a financial advisor? In this episode, Mike DiSalvo pulls back the curtain on the initial consultation process, from the questions advisors ask to the conversations that matter most. He explains how these meetings are less about paperwork and more about understanding your goals, values, and concerns. The discussion also highlights what clients should ask, how to evaluate credentials, and key red flags to watch for when choosing an advisor. It’s a practical look at building trust, establishing fit, and taking that first step toward a more informed financial conversation. Click HERE to Schedule Your Complimentary Appointment [https://purposepathcapital.com/contact/] See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.

Is Your Retirement Too Dependent on Social Security?

What happens to your retirement if Social Security isn’t what you expected it to be? In this episode, Mike DiSalvo breaks down the growing concerns around the Social Security trust fund and what potential changes could mean for future retirees. The conversation explores how to plan amid uncertainty, including when to claim benefits, how to stay flexible, and why stress-testing your financial plan matters. Mike also discusses the role of taxes, longevity, and income strategies in building a plan that can adjust as conditions evolve—so you’re not relying on just one source of income in retirement. Click HERE to Schedule Your Complimentary Appointment [https://purposepathcapital.com/contact/] See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.

Before You Answer That Call: Protecting Yourself from Fraud

Fraud doesn’t always look obvious—and even smart, cautious people can get caught off guard. In this episode of the Retirement Salsa Podcast, host and CFP® Mike DeSalvo tackles the growing problem of fraud and identity theft affecting retirees and pre‑retirees. He discusses how scams have evolved with AI, why urgency is a red flag, and the real‑world consequences of phone, email, and romance scams. The conversation also explores practical safeguards, the role financial advisors and banks can play, and simple steps individuals can take to slow down, verify requests, and protect sensitive information before lasting damage is done. Click HERE to Schedule Your Complimentary Appointment [https://purposepathcapital.com/contact/] See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.

The Fine Print on Your Retirement Money

Did you know Oscar winners don’t fully “own” their trophies—and your retirement money may come with similar fine print? In this episode of the Retirement Salsa Podcast, host and CFP® Mike DeSalvo unpacks the rules quietly attached to common retirement assets. Using pop‑culture and real‑world examples, he explores required minimum distributions, the tax reality behind 401(k)s, Social Security timing mistakes, and why retirement decisions shouldn’t be made in a vacuum. The conversation also tackles accountability, spending discipline, and how small missteps—especially in down markets—can have lasting effects over time. Click HERE to Schedule Your Complimentary Appointment [https://purposepathcapital.com/contact/] See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.

Raising Financially Confident Kids in a Cashless World

If your kids think money comes from a swipe, a tap, or a magic card, you’re not alone. In this episode of the Retirement Salsa Podcast, Mike DiSalvo tackles the often-missing conversation of financial education at home. He discusses why money habits are formed early, how technology has changed kids’ understanding of value, and the everyday moments parents can use to teach earning, spending, saving, and prioritization. From allowances and delayed gratification to sharing financial wins and failures, the conversation focuses on modeling healthy money behaviors and helping kids understand choices, trade-offs, and long-term thinking in age-appropriate ways. Click HERE to Schedule Your Complimentary Appointment [https://purposepathcapital.com/contact/] See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.