S3E158 - The Secret Sauce Behind Asset Based Lending Underwriting

S3E158 - The Secret Sauce Behind Asset Based Lending Underwriting

The meeting focused on asset-based lending underwriting, with Valia Fisher sharing expertise on documentation requirements and best practices for investors. Valia emphasized the importance of proper organization, including having entity documents, maintaining consistent rental accounts, and creating thorough rehab budgets.  She noted that mixed-use properties would likely be the primary area for expansion in non-QM lending, while rural properties were less likely to be accepted. The discussion also covered credit scoring factors, with Valia advising that payment history and credit utilization below 35% are key indicators, and she provided guidance for both new and experienced investors on positioning themselves effectively with lenders. Contact Our Sponsors ================= Perkitech - https://perkitech.com/ Built Lending - https://www.built-lending.com/ MB Capital Solutions - https://mbcapitalsolutions.com/ Joseph @ Built Lending - https://www.linkedin.com/in/josephvscorese/ Contact Us =========== Main Website - https://creativebrrrrstrategies.com/ Podcast Site w/ All Links - https://thecreativebrrrrstrategiespodcast.buzzsprout.com/share/ Email - info@creativebrrrrstrategies.com

S3E157 - From 0 to 10 Doors - What Actually Works Today

The meeting focused on strategies for building a real estate investment portfolio from zero to ten doors in today's market. Joseph and other panelists discussed the importance of relationships over capital, focusing on low-to-medium rehab projects, and building a strong team of experts including realtors, lenders, and contractors. The group emphasized that successful investors adapt to market changes, focus on cash flow and equity growth rather than just door count, and maintain discipline in their acquisition and management strategies. Travis shared insights about a successful investor who scaled to 80 doors by focusing on quick, efficient deals with 60-90 day completion times and staying under 70% loan-to-value ratios. Contact Our Sponsors ================= Perkitech - https://perkitech.com/ Built Lending - https://www.built-lending.com/ MB Capital Solutions - https://mbcapitalsolutions.com/ Joseph @ Built Lending - https://www.linkedin.com/in/josephvscorese/ Contact Us =========== Main Website - https://creativebrrrrstrategies.com/ Podcast Site w/ All Links - https://thecreativebrrrrstrategiespodcast.buzzsprout.com/share/ Email - info@creativebrrrrstrategies.com

S3E156 - Structuring Deals - DSCR, BRRRR, Fix and Flip, Ground Up Construction

Joseph led a discussion on real estate investment strategies, focusing on DSCR, BRRRR, flips, and ground-up construction. He emphasized the importance of proper underwriting, experience verification, and structuring deals with clear documentation rather than relying on stories. The panel included moderators sharing insights on market conditions, financing, and operational efficiency, with Joseph highlighting the need for investors to focus on conservative underwriting and risk management. Contact Our Sponsors ================= Perkitech - https://perkitech.com/ Built Lending - https://www.built-lending.com/ MB Capital Solutions - https://mbcapitalsolutions.com/ Joseph @ Built Lending - https://www.linkedin.com/in/josephvscorese/ Contact Us =========== Main Website - https://creativebrrrrstrategies.com/ Podcast Site w/ All Links - https://thecreativebrrrrstrategiespodcast.buzzsprout.com/share/ Email - info@creativebrrrrstrategies.com

S3E155 - Burnout In RE - How To Keep Operating Without Breaking Down

Joseph discussed strategies for managing communication and avoiding burnout in his business. He outlined specific time windows for responding to clients and emphasized the importance of setting boundaries, including not checking messages during gym time or after 9pm unless driving. Joseph shared his approach to event attendance, noting that attending without financial sponsorship allowed him to focus on networking rather than managing expectations. He also discussed the importance of qualifying leads and structuring time effectively, including dedicating specific periods for marketing activities and scheduling recovery time. Contact Our Sponsors ================= Perkitech - https://perkitech.com/ Built Lending - https://www.built-lending.com/ MB Capital Solutions - https://mbcapitalsolutions.com/ Joseph @ Built Lending - https://www.linkedin.com/in/josephvscorese/ Contact Us =========== Main Website - https://creativebrrrrstrategies.com/ Podcast Site w/ All Links - https://thecreativebrrrrstrategiespodcast.buzzsprout.com/share/ Email - info@creativebrrrrstrategies.com

S3E154 - Building Your Buy Box - For Serious RE Investors

The meeting focused on building a "buy box" strategy for serious real estate investors. Joseph discussed the importance of having a team of expert specialists aligned with one's investment strategy, emphasizing that the buy box should be a living system that protects capital and emotional discipline. Linda shared insights about rising costs in California, particularly in materials and labor, advising investors to factor in additional cushions when doing their numbers. The discussion highlighted the need for investors to understand code enforcement issues and to be selective about which violations to address, rather than avoiding all problematic properties. Contact Our Sponsors ================= Perkitech - https://perkitech.com/ Built Lending - https://www.built-lending.com/ MB Capital Solutions - https://mbcapitalsolutions.com/ Joseph @ Built Lending - https://www.linkedin.com/in/josephvscorese/ Contact Us =========== Main Website - https://creativebrrrrstrategies.com/ Podcast Site w/ All Links - https://thecreativebrrrrstrategiespodcast.buzzsprout.com/share/ Email - info@creativebrrrrstrategies.com