Ep. 70 - Why The Ontario HST Rebate For New Buyers Won’t Fix Housing Affordability

Ep. 74 - Has the Toronto Real Estate Market Finally Hit Bottom?

Send us Fan Mail [https://www.buzzsprout.com/2361917/fan_mail/new] Has the Toronto real estate market finally hit bottom? It's one of the most searched questions in Canadian real estate, but it's also one of the most misunderstood. In this episode, David Fleming explains why market bottom can only be identified after it's already happened, why buyers almost always purchase on the way back up (even at higher prices), and how psychology—not statistics—drives most real estate decisions. Using historical market cycles, media headlines, investment examples, and real Toronto housing data, David breaks down why trying to perfectly time the market is a game almost nobody wins. In This Episode: * 02:05 — Why nobody can identify the bottom in real time * 04:17 — Why buyers always purchase on the way back up * 13:18 — Are Toronto condos hitting new lows? * 16:00 — Interest rates and the "affordability bottom" narrative * 22:14 — Fear of losing more vs fear of missing out * 31:12 — Condos, detached homes, and different market bottoms * 33:26 — What the data actually says about Toronto condos If you're waiting for the "perfect time" to buy in Toronto, this episode may completely change how you think about the market. Support the show [https://www.buzzsprout.com/2361917/support] Subscribe and Follow: Toronto Realty Group Website [https://torontorealtygroup.com/meet-the-team/] Toronto Realty Group YouTube [https://www.youtube.com/@Torontorealtygroup] Toronto Realty Blog Instagram [https://www.instagram.com/torontorealtyblog/] Toronto Realty Blog Twitter [https://x.com/TORealtyBlog] Toronto Realty Blog Facebook [https://www.facebook.com/torontorealtyblog]

Ep. 73 - The Craziest Toronto Real Estate Stories of 2026 (So Far) with Anya Ettinger

Send us Fan Mail [https://www.buzzsprout.com/2361917/fan_mail/new] This week is another crossover special as David Fleming is joined by friend and colleague Anya Ettinger (Who's In My House?) for their inaugural Spring Market Awards. David and Anya dive into real stories from the trenches that defined Toronto's 2026 spring real estate market. From bidding wars and difficult negotiations to heartbreaking losses and unexpected victories, they hand out awards for the best, worst, and most memorable transactions of the season. Along the way, they discuss buyer psychology, multiple-offer dynamics, and the lessons that emerge when real people navigate an increasingly complicated housing market. In This Episode: * 02:11 — Best House * 06:20 — Toughest Deal * 12:43 — Best Deal * 18:10 — Biggest Heartbreak * 23:01 — Biggest "I Told You So" * 31:37 — Best Villain Award * 37:40 — My New BFF * 43:28 — Best High * 48:28 — Worst Low * 55:34 — Best Turnaround Support the show [https://www.buzzsprout.com/2361917/support] Subscribe and Follow: Toronto Realty Group Website [https://torontorealtygroup.com/meet-the-team/] Toronto Realty Group YouTube [https://www.youtube.com/@Torontorealtygroup] Toronto Realty Blog Instagram [https://www.instagram.com/torontorealtyblog/] Toronto Realty Blog Twitter [https://x.com/TORealtyBlog] Toronto Realty Blog Facebook [https://www.facebook.com/torontorealtyblog]

Ep. 72 - Spring 2026 Recap: 10 Lessons Learned In The Toronto Real Estate Market

Send us Fan Mail [https://www.buzzsprout.com/2361917/fan_mail/new] In this episode of The Last Honest Realtor, David Fleming looks back at Toronto's 2026 spring real estate market and shares his biggest observations from the first five months of the year. While headlines continue to focus on falling sales, weak condo performance, and economic uncertainty, David explains why the reality on the ground is far more nuanced. From multiple offers on $4 million homes to the growing shortage of move-up inventory, this episode explores where buyers are active, what properties are commanding premiums, and why turnkey homes continue to outperform everything else. Using recent transactions and client stories from across Toronto, David breaks down what's selling, what's struggling, and what these trends could mean for the rest of the year. In This Episode: * 03:15 — Why High-End Move-Up Product Is Still King * 06:09 — The Move-Up Inventory Shortage * 09:11 — Why Lower-End Move-Up Buyers Are Still Active * 17:03 — The Rise of Exclusive Listings * 18:58 — Condo Sellers Cutting Corners * 24:02 — The Problem With Two-Bedroom Houses * 26:17 — Offer Night Psychology in the 905 * 29:37 — Why Turnkey Homes are Winning * 33:30 — Sales, Prices & Inventory: The Spring Market Recap #TorontoRealEstate #TorontoHousingMarket #SpringMarket #TorontoHomes #TheLastHonestRealtor Support the show [https://www.buzzsprout.com/2361917/support] Subscribe and Follow: Toronto Realty Group Website [https://torontorealtygroup.com/meet-the-team/] Toronto Realty Group YouTube [https://www.youtube.com/@Torontorealtygroup] Toronto Realty Blog Instagram [https://www.instagram.com/torontorealtyblog/] Toronto Realty Blog Twitter [https://x.com/TORealtyBlog] Toronto Realty Blog Facebook [https://www.facebook.com/torontorealtyblog]

Ep. 71 - The Future of Toronto Real Estate: Industry Ethics, Consumer Experience, and AI with Special Guest Christan Bosley

Send us Fan Mail [https://www.buzzsprout.com/2361917/fan_mail/new] This week on The Last Honest Realtor, David sits down with Christan Bosley, Broker of Record of Bosley Real Estate, to unpack one of the most disruptive periods the real estate industry has faced in decades. With evolving industry business models and the rise of AI, this conversation breaks down what’s actually changing (and what isn’t) in Canadian real estate. Christan shares an expert perspective on industry ethics, consumer protection, and why experience and full-service representation still matter in a changing market environment. In This Episode: * 02:02 — Why independent brokerages still matter * 03:57 — Traditional brokerage model vs. changing consumer perception * 12:05 — Why cheaper service isn’t always better * 17:41 — Mentorship and training agents at a brokerage * 22:10 — Consumer protection & regulatory oversight * 29:18 — The impact of technology on real estate workflows * 36:40 — Social media’s influence on agents * 53:10 — AI enters the real estate conversation * 55:32 — Future of the Realtor role This episode is for buyers, sellers, and anyone curious about where real estate is heading next. Support the show [https://www.buzzsprout.com/2361917/support] Subscribe and Follow: Toronto Realty Group Website [https://torontorealtygroup.com/meet-the-team/] Toronto Realty Group YouTube [https://www.youtube.com/@Torontorealtygroup] Toronto Realty Blog Instagram [https://www.instagram.com/torontorealtyblog/] Toronto Realty Blog Twitter [https://x.com/TORealtyBlog] Toronto Realty Blog Facebook [https://www.facebook.com/torontorealtyblog]

Ep. 70 - Why The Ontario HST Rebate For New Buyers Won’t Fix Housing Affordability

Send us Fan Mail [https://www.buzzsprout.com/2361917/fan_mail/new] In this episode of The Last Honest Realtor, David Fleming breaks down the newly announced HST rebate on new homes, a policy dominating headlines across Ontario’s real estate market. While the rebate promises savings of up to 13% for buyers, David explores the bigger question: does removing HST actually improve affordability, increase sales, or help the struggling development industry? Through economic history, housing policy analysis, and a candid discussion on taxation and government spending, this episode challenges whether the rebate will meaningfully impact housing prices at all. In This Episode: * 01:04 — What the new HST rebate actually is * 09:32 — The economics of tax cuts and government revenue * 13:12 — Why affordability may not improve * 16:40 — Demand reduction vs supply creation * 17:31 — How policy unintentionally made housing less affordable * 18:56 — The real cost of taxes and “free” government programs * 20:30 — Why the rebate may have little market impact Support the show [https://www.buzzsprout.com/2361917/support] Subscribe and Follow: Toronto Realty Group Website [https://torontorealtygroup.com/meet-the-team/] Toronto Realty Group YouTube [https://www.youtube.com/@Torontorealtygroup] Toronto Realty Blog Instagram [https://www.instagram.com/torontorealtyblog/] Toronto Realty Blog Twitter [https://x.com/TORealtyBlog] Toronto Realty Blog Facebook [https://www.facebook.com/torontorealtyblog]