April Market Update: War, Oil Prices & What’s Moving the Market

How Money Grows | Rule of 72

In this episode of The Road to Financial Independence, Mike Riskin and Peter Golotko break down one of the most powerful concepts in investing — the Rule of 72.They walk through how your money actually grows, why compounding is the real game-changer, and what most people get wrong about timing the market, risk, and returns. If you’ve ever wondered how to turn $1M into $2M—or how long it takes to get there—this episode makes it simple.

You Graduated! Now What? Financial Moves for Life After School

Graduation is exciting — but stepping into adulthood, a first job, or a new career path can also feel overwhelming.In this episode of The Road to Financial Independence, Mike Riskin and Peter Golotko discuss what high school and college graduates should think about as they begin their next chapter. From understanding workplace benefits and health insurance to starting a 401(k), building an emergency fund, managing spending, and keeping housing costs low, this conversation breaks down practical steps young adults can take early.Start early. Stay patient. Live below your means. Stay steady as you grow.

April Market Update: War, Oil Prices & What’s Moving the Market

In this episode, we break down what’s really driving recent market volatility—and why it may not be as bad as it feels. From rising oil prices and global conflict to the reality behind AI stocks and investor behavior, we cut through the noise and focus on what actually matters. More importantly, we talk about what smart investors do in moments like this—and why market downturns can create real opportunities. If you’ve been feeling uncertain about where things are headed, this is the perspective you need.

The Fifteen Decrees of a Millionaire: Keys to Building Wealth

Wealth isn’t built overnight — it’s built on consistent habits. In this episode, Mike and Pete take a closer look at The Fifteen Decrees of a Millionaire, exploring how each decree plays a part in shaping a clear, disciplined path toward financial independence. Tune in for insight, strategy, and motivation to strengthen your own financial roadmap.**The information provided in this podcast is for informational and educational purposes only and should not be construed as investment, legal, or tax advice. CPS Investment Advisors is a registered investment adviser with the U.S. Securities and Exchange Commission (SEC). Registration does not imply any level of skill or training. The opinions expressed on this podcast are those of the host and guests and do not necessarily reflect the views of CPS Investment Advisors. The information discussed is believed to be accurate at the time of recording but may not remain current. Listeners should not consider the discussion or any information shared as a solicitation or recommendation to buy or sell any particular security or investment strategy. All investments involve risk, including the possible loss of principal. Past performance is not indicative of future results. Before making any investment decisions, listeners should consult with a qualified professional about their individual circumstances. For additional information about CPS Investment Advisors, including our services and fees, please review our Form ADV, which is available at www.adviserinfo.sec.gov.

Pay Yourself First: The #1 Rule for Building Wealth and Financial Independence

Want to know how building wealth really works, why starting early matters, and how small, consistent savings can grow into financial independence over time? Tune in to this episode, where Mike Riskin and Peter Golotko share the key to personal finance.