Will a Trust Help Your Kids Save on Taxes?

The 6 Retirement Questions Smart People Ask

You’ve probably heard the saying, “There’s no such thing as a bad question.” But in retirement planning, the way you frame your question often determines the quality of your answer. In this episode, we’ll share some common retirement questions, and how a simple reframing might lead to a more useful answer.  Here’s what we discuss in this episode: 💭 A different way to think about long-term care decisions 🧾 Thinking about taxes beyond just “this year” 🧮 Social Security: why maximizing isn’t always the goal 🏠 Deciding whether to pay off mortgage debt 🪣 How bucket planning helps you manage (not avoid) risk Learn more about the T.I.M.E™ process: https://www.oliverassetmanagement.com/time Phone: (720) 897-8463 Contact our team: https://www.oliverassetmanagement.com/contact#Calendly It’s T.I.M.E for a plan! Schedule a no-cost session here: https://calendly.com/oliverassetmanagement/schedule-a-meeting-with-frank-oliver?month=2023-09 Get a copy of Frank’s book: https://www.oliverassetmanagement.com/book-copy-request Check out our other no-cost financial resources here: https://www.oliverassetmanagement.com/resources#GuidesandCheatSheets Access your Ed Slott Master Elite IRA Advisor Toolbox: https://www.oliverassetmanagement.com/colorado-ed-slott-master-elite-ira-advisor Attend an upcoming event: https://www.oliverassetmanagement.com/events Check us out on YouTube: https://www.youtube.com/channel/UCmqjvQuXjfc01YRwMUJBAsQ [https://www.youtube.com/channel/UCmqjvQuXjfc01YRwMUJBAsQ] Facebook: https://www.facebook.com/OliverAssetManagement/ LinkedIn: https://www.linkedin.com/company/oliver-asset-management-co/

Are Two Financial Advisors Too Many?

Some people believe having two financial advisors means double the wisdom. But could it really mean double the problems? Today, Frank tackles a listener’s question about whether splitting money between multiple advisors could be beneficial or just create more confusion. Do more voices mean more value? Tune in as we discuss that idea today!  Here’s what we discuss in this episode: 💬 Two-Advisor Dilemma: why some people think more advisors mean more wisdom 🤯 Confusion & Diversification Myths: how too many voices can create problems 📈 Tax Impacts & Roth Conversions: when uncoordinated strategies could cost you money 🤝 When It Works: cases where multiple advisors can actually add value Learn more about the T.I.M.E™ process: https://www.oliverassetmanagement.com/time Phone: (720) 897-8463 Contact our team: https://www.oliverassetmanagement.com/contact#Calendly It’s T.I.M.E for a plan! Schedule a no-cost session here: https://calendly.com/oliverassetmanagement/schedule-a-meeting-with-frank-oliver?month=2023-09 Get a copy of Frank’s book: https://www.oliverassetmanagement.com/book-copy-request Check out our other no-cost financial resources here: https://www.oliverassetmanagement.com/resources#GuidesandCheatSheets Access your Ed Slott Master Elite IRA Advisor Toolbox: https://www.oliverassetmanagement.com/colorado-ed-slott-master-elite-ira-advisor Attend an upcoming event: https://www.oliverassetmanagement.com/events Check us out on YouTube: https://www.youtube.com/channel/UCmqjvQuXjfc01YRwMUJBAsQ [https://www.youtube.com/channel/UCmqjvQuXjfc01YRwMUJBAsQ] Facebook: https://www.facebook.com/OliverAssetManagement/ LinkedIn: https://www.linkedin.com/company/oliver-asset-management-co/

What It’s Really Like to Be A Client Of A Financial Advisor

We often talk about what it’s like to become a client, but today let’s talk about what it’s like to be a client. Money matters change over time, but the value of a real relationship with an advisor- someone who knows your story and cares about your outcome- never does. In this episode, Frank pulls back the curtain on what ongoing client relationships look like inside his practice, Oliver Asset Management.  Here’s what we discuss in this episode: 🤝 Unexpected Benefits: Surprising perks to having an advisor in your corner  💬 Beyond the numbers: Financial planning is also about relationships and building trust 📅 Ongoing reviews: How regular check-ins can help monitor progress 🎉 Client Community: Social and informational events that bring clients together 🎯 Advisor & Coach: Supporting clients through planning conversations and major life transitions Learn more about the T.I.M.E™ process: https://www.oliverassetmanagement.com/time Phone: (720) 897-8463 Contact our team: https://www.oliverassetmanagement.com/contact#Calendly It’s T.I.M.E for a plan! Schedule a no-cost session here: https://calendly.com/oliverassetmanagement/schedule-a-meeting-with-frank-oliver?month=2023-09 Get a copy of Frank’s book: https://www.oliverassetmanagement.com/book-copy-request Check out our other no-cost financial resources here: https://www.oliverassetmanagement.com/resources#GuidesandCheatSheets Access your Ed Slott Master Elite IRA Advisor Toolbox: https://www.oliverassetmanagement.com/colorado-ed-slott-master-elite-ira-advisor Attend an upcoming event: https://www.oliverassetmanagement.com/events Check us out on YouTube: https://www.youtube.com/channel/UCmqjvQuXjfc01YRwMUJBAsQ [https://www.youtube.com/channel/UCmqjvQuXjfc01YRwMUJBAsQ] Facebook: https://www.facebook.com/OliverAssetManagement/ LinkedIn: https://www.linkedin.com/company/oliver-asset-management-co/

How To Avoid Going Back To Work After Retirement

Your neighbor just went back to work after retiring, and now you’re wondering- did I miss something? If you’re having second thoughts, this episode is for you. Frank shares why some retirees end up returning to work and smart ways to help avoid the same fate. Tune in as he walks through the most common pitfalls that send people back into the workforce, along with proactive steps to keep your retirement on track.  Here’s what we discuss in this episode: 💼 Why some retirees run short and go back to work 📅 How quarterly reviews help catch problems early 🏖 Budgeting realistically for your active years 📉 Using conservative growth estimates 🔑 Small adjustments that can help keep you retired Learn more about the T.I.M.E™ process: https://www.oliverassetmanagement.com/time Phone: (720) 897-8463 Contact our team: https://www.oliverassetmanagement.com/contact#Calendly It’s T.I.M.E for a plan! Schedule a no-cost session here: https://calendly.com/oliverassetmanagement/schedule-a-meeting-with-frank-oliver?month=2023-09 Get a copy of Frank’s book: https://www.oliverassetmanagement.com/book-copy-request Check out our other no-cost financial resources here: https://www.oliverassetmanagement.com/resources#GuidesandCheatSheets Access your Ed Slott Master Elite IRA Advisor Toolbox: https://www.oliverassetmanagement.com/colorado-ed-slott-master-elite-ira-advisor Attend an upcoming event: https://www.oliverassetmanagement.com/events Check us out on YouTube: https://www.youtube.com/channel/UCmqjvQuXjfc01YRwMUJBAsQ [https://www.youtube.com/channel/UCmqjvQuXjfc01YRwMUJBAsQ] Facebook: https://www.facebook.com/OliverAssetManagement/ LinkedIn: https://www.linkedin.com/company/oliver-asset-management-co/

Will a Trust Help Your Kids Save on Taxes?

Trusts are often touted as smart estate planning tools, but could they actually reduce taxes for your heirs? In this listener mailbag episode, Frank responds to a question from Roger, who asks whether setting up a trust could help his children save on taxes when inheriting investment accounts. Here’s what we discuss in this episode: 🤔Why many trusts don’t provide tax savings for the average estate 🧾 The current federal estate tax exemption threshold 🏛️ When trusts could be valuable estate planning tools beyond tax savings ⚖️ Working with an advisor AND attorney before making estate planning decisions Learn more about the T.I.M.E™ process: https://www.oliverassetmanagement.com/time Phone: (720) 897-8463 Contact our team: https://www.oliverassetmanagement.com/contact#Calendly It’s T.I.M.E for a plan! Schedule a no-cost session here: https://calendly.com/oliverassetmanagement/schedule-a-meeting-with-frank-oliver?month=2023-09 Get a copy of Frank’s book: https://www.oliverassetmanagement.com/book-copy-request Check out our other no-cost financial resources here: https://www.oliverassetmanagement.com/resources#GuidesandCheatSheets Access your Ed Slott Master Elite IRA Advisor Toolbox: https://www.oliverassetmanagement.com/colorado-ed-slott-master-elite-ira-advisor Attend an upcoming event: https://www.oliverassetmanagement.com/events Check us out on YouTube: https://www.youtube.com/channel/UCmqjvQuXjfc01YRwMUJBAsQ [https://www.youtube.com/channel/UCmqjvQuXjfc01YRwMUJBAsQ] Facebook: https://www.facebook.com/OliverAssetManagement/ LinkedIn: https://www.linkedin.com/company/oliver-asset-management-co/