The Colour of Money: Managing Currency Risk in Investing - with Julia Keating, Portfolio Analyst—Multi-Asset and Hedge Fund Solutions

Investing Insights from our Alpha Females: Season Round Up - with Karen Watkin, Portfolio Manager—Multi-Asset

How can investors navigate the complexities of today's market to generate income while managing risk and uncertainty? Investing for income in today's volatile environment requires a balance of long-term strategic planning and short-term adaptability, leveraging diversification, and human intuition alongside technological advancements. -------------------------------------------------------------------------------------------------------- For Investment Professional use only. Not for inspection by, distribution or quotation to, the general public. The value of an investment can go down as well as up and investors may not get back the full amount they invested. Capital is at risk. Past performance does not guarantee future results. Note to all listeners: The views expressed in this podcast do not constitute research, investment advice or trade recommendations and do not necessarily represent the views of all AB portfolio-management teams and are subject to revision over time. The views expressed in this podcast may change at any time after the date of this publication. AllianceBernstein L.P. does not provide tax, legal or accounting advice. It does not take an investor's personal investment objectives or financial situation into account; investors should discuss their individual circumstances with appropriate professionals before making any decisions. This information does not constitute investment advice and should not be construed as sales or marketing material or an offer or solicitation for the purchase or sale of any financial instrument, product or service sponsored by AB or its affiliates. References to specific securities are provided solely in the context of the analysis presented and are not to be considered recommendations by AllianceBernstein. AllianceBernstein and its affiliates may have positions in, and may effect transactions in, the markets, industry sectors and companies described herein. Note to listeners in the United Kingdom: This information is published by AllianceBernstein Limited, 60 London Wall, London EC2M 5SJ, registered in England, No. 2551144. AllianceBernstein Limited is authorised and regulated in the UK by the Financial Conduct Authority (FCA). Note to listeners in Europe: This information is published by AllianceBernstein (Luxembourg) S.à r.l. Société à responsabilité limitée, R.C.S. Luxembourg B 34 305, 2-4, rue Eugène Ruppert, L-2453 Luxembourg. Authorised in Luxembourg and regulated by the Commission de Surveillance du Secteur Financier (CSSF). Note to listeners in Australia and New Zealand: This information has been issued by AllianceBernstein Australia Limited (ABN 53 095 022 718 and AFSL 230698). This Information is intended only for persons who qualify as "wholesale clients," as defined in the Corporations Act 2001 (Cth of Australia) or the Financial Advisers Act 2008 (New Zealand), and should not be construed as advice. No reproduction of the materials in this document may be made without the express written permission of ABAL. The [A/B] logo is a registered service mark of AllianceBernstein, and AllianceBernstein® is a registered service mark, used by permission of the owner, AllianceBernstein L.P. © 2026 AllianceBernstein L.P.

In Search of Excellence: The Power of People, Processes and Technology - with Rosalie Candido Louw, Co-Head Portfolio Solutions

How can technology and human collaboration together drive excellence in investment management? Rosalie Candido Louw, co-head of AllianceBernstein's Portfolio Solutions, tackles that question in this conversation with Karen Watkin. As she sees it, the integration of advanced technology, such as AI and cloud computing, has revolutionized the investment management industry by enabling faster decision-making and democratizing sophisticated investment strategies. However, the human element remains crucial for interpreting data, making insightful decisions and ensuring that technology serves the ultimate goal of delivering compelling returns for clients. -------------------------------------------------------------------------------------------------------- For Investment Professional use only. Not for inspection by, distribution or quotation to, the general public. The value of an investment can go down as well as up and investors may not get back the full amount they invested. Capital is at risk. Past performance does not guarantee future results. Note to all listeners: The views expressed in this podcast do not constitute research, investment advice or trade recommendations and do not necessarily represent the views of all AB portfolio-management teams and are subject to revision over time. The views expressed in this podcast may change at any time after the date of this publication. AllianceBernstein L.P. does not provide tax, legal or accounting advice. It does not take an investor's personal investment objectives or financial situation into account; investors should discuss their individual circumstances with appropriate professionals before making any decisions. This information does not constitute investment advice and should not be construed as sales or marketing material or an offer or solicitation for the purchase or sale of any financial instrument, product or service sponsored by AB or its affiliates. References to specific securities are provided solely in the context of the analysis presented and are not to be considered recommendations by AllianceBernstein. AllianceBernstein and its affiliates may have positions in, and may effect transactions in, the markets, industry sectors and companies described herein. Note to listeners in the United Kingdom: This information is published by AllianceBernstein Limited, 60 London Wall, London EC2M 5SJ, registered in England, No. 2551144. AllianceBernstein Limited is authorised and regulated in the UK by the Financial Conduct Authority (FCA). Note to listeners in Europe: This information is published by AllianceBernstein (Luxembourg) S.à r.l. Société à responsabilité limitée, R.C.S. Luxembourg B 34 305, 2-4, rue Eugène Ruppert, L-2453 Luxembourg. Authorised in Luxembourg and regulated by the Commission de Surveillance du Secteur Financier (CSSF). Note to listeners in Australia and New Zealand: This information has been issued by AllianceBernstein Australia Limited (ABN 53 095 022 718 and AFSL 230698). This Information is intended only for persons who qualify as "wholesale clients," as defined in the Corporations Act 2001 (Cth of Australia) or the Financial Advisers Act 2008 (New Zealand), and should not be construed as advice. No reproduction of the materials in this document may be made without the express written permission of ABAL. The [A/B] logo is a registered service mark of AllianceBernstein, and AllianceBernstein® is a registered service mark, used by permission of the owner, AllianceBernstein L.P. © 2026 AllianceBernstein L.P.

The Colour of Money: Managing Currency Risk in Investing - with Julia Keating, Portfolio Analyst—Multi-Asset and Hedge Fund Solutions

How can investors effectively manage currency risk to optimize their portfolios in today's volatile markets? Julia Keating, Portfolio Analyst—Multi-Asset Solutions at AllianceBernstein, talks with Karen Watkin about the importance of strategic and tactical currency risk management in investment portfolios. She explains that while currency exposure can provide diversification and enhance portfolio returns, it can also introduce significant volatility if not properly managed. Julia shares her experience growing up in a town that was heavily impacted by the global financial crisis, which was one reason she chose to pursue a career in finance and asset management. -------------------------------------------------------------------------------------------------------- For Investment Professional use only. Not for inspection by, distribution or quotation to, the general public. The value of an investment can go down as well as up and investors may not get back the full amount they invested. Capital is at risk. Past performance does not guarantee future results. Note to all listeners: The views expressed in this podcast do not constitute research, investment advice or trade recommendations and do not necessarily represent the views of all AB portfolio-management teams and are subject to revision over time. The views expressed in this podcast may change at any time after the date of this publication. AllianceBernstein L.P. does not provide tax, legal or accounting advice. It does not take an investor's personal investment objectives or financial situation into account; investors should discuss their individual circumstances with appropriate professionals before making any decisions. This information does not constitute investment advice and should not be construed as sales or marketing material or an offer or solicitation for the purchase or sale of any financial instrument, product or service sponsored by AB or its affiliates. References to specific securities are provided solely in the context of the analysis presented and are not to be considered recommendations by AllianceBernstein. AllianceBernstein and its affiliates may have positions in, and may effect transactions in, the markets, industry sectors and companies described herein. Note to listeners in the United Kingdom: This information is published by AllianceBernstein Limited, 60 London Wall, London EC2M 5SJ, registered in England, No. 2551144. AllianceBernstein Limited is authorised and regulated in the UK by the Financial Conduct Authority (FCA). Note to listeners in Europe: This information is published by AllianceBernstein (Luxembourg) S.à r.l. Société à responsabilité limitée, R.C.S. Luxembourg B 34 305, 2-4, rue Eugène Ruppert, L-2453 Luxembourg. Authorised in Luxembourg and regulated by the Commission de Surveillance du Secteur Financier (CSSF). Note to listeners in Australia and New Zealand: This information has been issued by AllianceBernstein Australia Limited (ABN 53 095 022 718 and AFSL 230698). This Information is intended only for persons who qualify as "wholesale clients," as defined in the Corporations Act 2001 (Cth of Australia) or the Financial Advisers Act 2008 (New Zealand), and should not be construed as advice. No reproduction of the materials in this document may be made without the express written permission of ABAL. The [A/B] logo is a registered service mark of AllianceBernstein, and AllianceBernstein® is a registered service mark, used by permission of the owner, AllianceBernstein L.P. © 2026 AllianceBernstein L.P.

Quality is Queen: Why Investment Grade Bonds are Anything but Boring - with Souheir Asba, Portfolio Manager—Investment Grade Credit

How can investment grade credit offer both stability and opportunity in a volatile market? Karen Watkin hosts Souheir Asba, AllianceBernstein's Portfolio Manager—Investment Grade Credit, who explains how investment grade (IG) credit is a crucial part of the broader fixed income market due to its size, diversification and attractive yields at relatively low risk. In a potentially higher-for-longer interest rate environment, IG credit remains appealing as it provides a stable source of income. Souheir's diverse background, including roles as an economist, strategist, and engineer, has equipped her with a unique perspective on investment. -------------------------------------------------------------------------------------------------------- For Investment Professional use only. Not for inspection by, distribution or quotation to, the general public. The value of an investment can go down as well as up and investors may not get back the full amount they invested. Capital is at risk. Past performance does not guarantee future results. Note to all listeners: The views expressed in this podcast do not constitute research, investment advice or trade recommendations and do not necessarily represent the views of all AB portfolio-management teams and are subject to revision over time. The views expressed in this podcast may change at any time after the date of this publication. AllianceBernstein L.P. does not provide tax, legal or accounting advice. It does not take an investor's personal investment objectives or financial situation into account; investors should discuss their individual circumstances with appropriate professionals before making any decisions. This information does not constitute investment advice and should not be construed as sales or marketing material or an offer or solicitation for the purchase or sale of any financial instrument, product or service sponsored by AB or its affiliates. References to specific securities are provided solely in the context of the analysis presented and are not to be considered recommendations by AllianceBernstein. AllianceBernstein and its affiliates may have positions in, and may effect transactions in, the markets, industry sectors and companies described herein. Note to listeners in the United Kingdom: This information is published by AllianceBernstein Limited, 60 London Wall, London EC2M 5SJ, registered in England, No. 2551144. AllianceBernstein Limited is authorised and regulated in the UK by the Financial Conduct Authority (FCA). Note to listeners in Europe: This information is published by AllianceBernstein (Luxembourg) S.à r.l. Société à responsabilité limitée, R.C.S. Luxembourg B 34 305, 2-4, rue Eugène Ruppert, L-2453 Luxembourg. Authorised in Luxembourg and regulated by the Commission de Surveillance du Secteur Financier (CSSF). Note to listeners in Australia and New Zealand: This information has been issued by AllianceBernstein Australia Limited (ABN 53 095 022 718 and AFSL 230698). This Information is intended only for persons who qualify as "wholesale clients," as defined in the Corporations Act 2001 (Cth of Australia) or the Financial Advisers Act 2008 (New Zealand), and should not be construed as advice. No reproduction of the materials in this document may be made without the express written permission of ABAL. The [A/B] logo is a registered service mark of AllianceBernstein, and AllianceBernstein® is a registered service mark, used by permission of the owner, AllianceBernstein L.P. © 2025 AllianceBernstein L.P.

Emerging from Behind the Scenes: Finding Income Further Afield - with Elizabeth Bakarich, Director—Emerging Market Corporate Debt

Emerging markets offer investors exciting opportunities—but also higher risks. That's why Liz Bakarich, Director of Emerging Market Corporate Debt at AllianceBernstein, says investing in emerging markets requires detailed and strong fundamental research, including on-the-ground visits and interactions with local entities. Liz says understanding idiosyncratic risks, currency volatility and governance issues are crucial to success. Despite conventional wisdom, she explains, emerging market debt can offer similar risks and returns to developed market credit, with potentially better spreads and yields. Karen Watkin talks with Liz about her career journey to emerging markets investing, and how she has coped with challenging situations. -------------------------------------------------------------------------------------------------------- For Investment Professional use only. Not for inspection by, distribution or quotation to, the general public. The value of an investment can go down as well as up and investors may not get back the full amount they invested. Capital is at risk. Past performance does not guarantee future results. Note to all listeners: The views expressed in this podcast do not constitute research, investment advice or trade recommendations and do not necessarily represent the views of all AB portfolio-management teams and are subject to revision over time. The views expressed in this podcast may change at any time after the date of this publication. AllianceBernstein L.P. does not provide tax, legal or accounting advice. It does not take an investor's personal investment objectives or financial situation into account; investors should discuss their individual circumstances with appropriate professionals before making any decisions. This information does not constitute investment advice and should not be construed as sales or marketing material or an offer or solicitation for the purchase or sale of any financial instrument, product or service sponsored by AB or its affiliates. References to specific securities are provided solely in the context of the analysis presented and are not to be considered recommendations by AllianceBernstein. AllianceBernstein and its affiliates may have positions in, and may effect transactions in, the markets, industry sectors and companies described herein. Note to listeners in the United Kingdom: This information is published by AllianceBernstein Limited, 60 London Wall, London EC2M 5SJ, registered in England, No. 2551144. AllianceBernstein Limited is authorised and regulated in the UK by the Financial Conduct Authority (FCA). Note to listeners in Europe: This information is published by AllianceBernstein (Luxembourg) S.à r.l. Société à responsabilité limitée, R.C.S. Luxembourg B 34 305, 2-4, rue Eugène Ruppert, L-2453 Luxembourg. Authorised in Luxembourg and regulated by the Commission de Surveillance du Secteur Financier (CSSF). Note to listeners in Australia and New Zealand: This information has been issued by AllianceBernstein Australia Limited (ABN 53 095 022 718 and AFSL 230698). This Information is intended only for persons who qualify as "wholesale clients," as defined in the Corporations Act 2001 (Cth of Australia) or the Financial Advisers Act 2008 (New Zealand), and should not be construed as advice. No reproduction of the materials in this document may be made without the express written permission of ABAL. The [A/B] logo is a registered service mark of AllianceBernstein, and AllianceBernstein® is a registered service mark, used by permission of the owner, AllianceBernstein L.P. © 2025 AllianceBernstein L.P.