Five questions to ask before you sign any insurance policy

Five questions to ask before you sign any insurance policy

In South Africa, fully understanding your insurance policy isn't just good sense — it's your legal right. So, to avoid heartbreak at claim stage, ask these five questions before signing: 1.What exactly am I covered for? 2. What is excluded? Read carefully, because exclusions are often buried in technical language after pages of benefits. 3. What excess will I pay? An affordable-looking premium means nothing if the excess makes claiming impossible. 4. How does the claims process work? 5. And critically: what conditions could invalidate my cover? Something as seemingly minor as an inadequate tracking device, or attending one work meeting in your personal vehicle, could see your claim flatly rejected.

Stop getting ripped off: The Consumer Hacks every South African needs to know

Wendy Knowler is back with the kind of advice your wallet has been waiting for. Keep your receipts, check what your cellphone insurance actually covers, know what to say when telemarketers call and yes, you can get that bottle deposit back in cash. Small things. Big difference.

What brands, banks & scammers hope you never find out

Wendy Knowler breaks down the things brands, banks, and scammers are counting on you not knowing — from new labeling rules that expose what's really in your food, to the cancellation clause that could cost you your entire wedding deposit, to the sophisticated scams now targeting everyday South Africans. Knowledge is your only protection.

The hidden risks in your home, car and wallet

From toxic cookware to exploding airbags, Wendy Knowler breaks down the everyday risks most people never see coming. This one's worth your time.

This mistake could void your warranty instantly

Wendy Knowler unpacks five costly consumer mistakes to avoid. From how buying through third-party sellers can jeopardise your warranty to why purchasing a car entirely online is risky. She also explains the truth about voucher validity, your rights when a lay-by goes wrong, and an important vehicle recall affecting Land Rover Defenders. Smart advice to help you protect your money and your rights.