Taking Cashflow Analytics Beyond the Underwriting Decision

Taking Cashflow Analytics Beyond the Underwriting Decision

In this episode, I had the chance to speak Brian Reshefsky, founder and CEO of EDGE, the cashflow bureau helping lenders use bank transaction data across the consumer credit lifecycle, and Zuben Matthews, cofounder and CEO of consumer financial management and credit building app Brigit. We had the chance to discuss: * How they think about cashflow-based scoring and underwriting, from both a B2B and a consumer perspective * Uses for cashflow data beyond lending decisions, like lead scoring, loan life cycle management, and cross sell * The intersection of traditional bureau data and cashflow analytics * What it means to be a CRA and why it matters * And much more A reminder, if you’re enjoying this show, please follow, rate & review on your preferred podcast platform, as it really helps others to find the show. And if you want to help support Fintech Business Weekly and independent journalism, upgrade to a paid subscription [https://fintechbusinessweekly.substack.com/subscribe?simple=true] or reach more than 92,000+ listeners by sponsoring an episode. Get full access to Fintech Business Weekly at fintechbusinessweekly.substack.com/subscribe [https://fintechbusinessweekly.substack.com/subscribe?utm_medium=podcast&utm_campaign=CTA_4]

Interview: Maple Cofounder Joe Flanagan

Listen and subscribe on Apple Podcasts [https://podcasts.apple.com/us/podcast/fintech-business-podcast/id1630387445] | Spotify [https://open.spotify.com/show/3vnVt3NBu4VyqCIppfEtA3] Hey all, Jason here. In this episode, I had the chance to speak with Maple [https://maple.finance/] cofounder and executive chairman Joe Flanagan [https://www.linkedin.com/in/joe-flanagan-3031b796/]. We had the chance to discuss: * Building in the crypto space over seven years of ups & downs * Increasing institutional adoption of cryptocurrency and stablecoins * Maple’s new partnership with Robinhood * And more! A reminder, if you’re enjoying this show, please follow, rate & review on your preferred podcast platform, as it really helps others to find the show. And if you want to help support Fintech Business Weekly and independent journalism, upgrade to a paid subscription [https://fintechbusinessweekly.substack.com/subscribe?simple=true] or reach more than 92,000+ listeners by sponsoring an episode. Get full access to Fintech Business Weekly at fintechbusinessweekly.substack.com/subscribe [https://fintechbusinessweekly.substack.com/subscribe?utm_medium=podcast&utm_campaign=CTA_4]

Interview: Cross River's Chief AI Officer Pravesh Rijal [Exclusive]

In this episode, I had the chance to speak with Cross River Bank’s [https://www.crossriver.com/] chief AI officer, Pravesh Rijal [https://www.linkedin.com/in/praveshrijal/], following the bank’s announcement earlier this week of its expanded partnership with Stripe to support agentic commerce. Pravesh and I had the chance to talk about: * Cross River’s announcement [https://www.crossriver.com/newsroom/cross-river-expands-stripe-issuing-partnership-to-help-power-agentic-commerce] this Wednesday of its expanded partnership with Stripe to support card issuing for agentic commerce * What agentic commerce actually looks like for the different stakeholders in a transaction * How Cross River and Stripe’s new capabilities address some of the risks of delegating transactions to agents * How frontier developments like the ones Cross River is working on impact everyday consumers and businesses * And more! A reminder, if you’re enjoying this show, please follow, rate & review on your preferred podcast platform, as it really helps others to find the show. And if you want to help support Fintech Business Weekly and independent journalism, upgrade to a paid subscription [https://fintechbusinessweekly.substack.com/subscribe?simple=true] or reach more than 92,000+ listeners by sponsoring an episode. Get full access to Fintech Business Weekly at fintechbusinessweekly.substack.com/subscribe [https://fintechbusinessweekly.substack.com/subscribe?utm_medium=podcast&utm_campaign=CTA_4]

Fintech Recap: What Can We Learn From A Fintech Credit Card's Collapse?

In this episode, Alex and I had the chance to discuss: * What industry stakeholders — fintechs, banks, and debt capital providers — can learn from the abrupt collapse [https://fintechbusinessweekly.substack.com/p/svb-sues-patriot-over-21m-of-receivables] of SMB credit card startup Parker card * Prediction market grab bag: Polymarket allegedly ran fake ads, Meta plans to launch “Arena,” the CFTC proposes a rule * The debanking debate just won’t go away * And, as always, what Alex and I just can’t let go of And a reminder, if you’re enjoying this show, please follow, rate & review on your preferred podcast platform, as it really helps others to find the show. And if you want to help support Fintech Business Weekly and independent journalism, upgrade to a paid subscription [https://fintechbusinessweekly.substack.com/subscribe?simple=true] or reach more than 92,000+ listeners by sponsoring an episode. Get full access to Fintech Business Weekly at fintechbusinessweekly.substack.com/subscribe [https://fintechbusinessweekly.substack.com/subscribe?utm_medium=podcast&utm_campaign=CTA_4]

Exclusive: Neobank Current Raises $80M Series E

In this episode, I had the exclusive chance to chat with Current’s [https://current.com/] CEO Stuart Sopp and CTO Trevor Marshall on the company’s $80 million Series E, led by Springcoast Partners, announced [https://www.prnewswire.com/news-releases/current-secures-80-million-series-e-at-1-5-billion-valuation-following-third-consecutive-year-of-70-growth-302797260.html] earlier today. We also discussed: * Current’s expanded product suite and impressive 70% growth for the third year in a row * The role AI has played across the company’s business and how Stu and Trevor think about cost discipline and “return on tokens” * Current’s expanded financing facility with bank partner Cross River and General Catalyst * How Stu and Trevor think about the latest wave of foreign fintechs entering the U.S. * How the “K-shaped” economy and renewed inflation are impacting everyday American consumers * And on building a sustainable business that’s ready for the public markets Get full access to Fintech Business Weekly at fintechbusinessweekly.substack.com/subscribe [https://fintechbusinessweekly.substack.com/subscribe?utm_medium=podcast&utm_campaign=CTA_4]