324. Michelle "Hitting My FIRE Goal of Over $1 Million! Saving Aggressively While Still Enjoying Life."

324. Michelle "Hitting My FIRE Goal of Over $1 Million! Saving Aggressively While Still Enjoying Life."

In this episode of Future Rich, CFP Barbara Ginty sits down with the lovely Michelle! She's 38, works in law, just recently got married, and is going through a ton of life transitions including planning a big international move to Europe. Michelle shares her journey to financial independence (before 40!). Find out how Michelle saved $1.7 million after being in $200K of student loan debt! Her strategic approach to debt repayment my surprise you! Here are some key topics from the episode: * Michelle's path to financial independence and FIRE * Debt repayment strategies and refinancing * Egg freezing as a financial and personal choice * Tax planning for expatriates and international moves * Marriage, prenups, and merging finances If you'd like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, social security, and more. 💌 DM us on Instagram (@futurerichpodcast) or apply here [https://www.futurerichpodcast.com/copy-of-contact]. Let’s make it happen! ✨ #FutureRichPodcast **All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich! [https://futurerich.substack.com/] Subscriptions are FREE! Subscribe to our YouTube [https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured] Follow us on TikTok [https://www.tiktok.com/@futurerichpodcast] Follow us on Instagram [https://www.instagram.com/futurerichpodcast/] Visit the Future Rich Podcast website [https://www.futurerichpodcast.com/] for Financial Freebies and Classes Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich Download a free guide today to help plan your financial future! [https://www.futurerichpodcast.com/copy-of-classes] The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Advertising Inquiries: https://redcircle.com/brands [https://redcircle.com/brands]

323. Barbara's Traumatic Birth Story "I Thought I Was Dying"

Barbara is back from her maternity leave and has A LOT to catch us up on! In this episode, Barbara shares her intense postpartum journey, including her birth experience, complications, and the importance of financial preparedness. *TRIGGER WARNING!* This episode discusses Barbara's traumatic birth experience. If you’re currently pregnant or are sensitive to medical and/or birth stories, we do not recommend this episode for you!  This episode highlights: * The realities of birth trauma * Medical bills * The value of planning ahead with an emergency fund * How important it is to have support and community If you'd like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, social security, and more. 💌 DM us on Instagram (@futurerichpodcast) or apply here [https://www.futurerichpodcast.com/copy-of-contact]. Let’s make it happen! ✨ #FutureRichPodcast **All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich! [https://futurerich.substack.com/] Subscriptions are FREE! Subscribe to our YouTube [https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured] Follow us on TikTok [https://www.tiktok.com/@futurerichpodcast] Follow us on Instagram [https://www.instagram.com/futurerichpodcast/] Visit the Future Rich Podcast website [https://www.futurerichpodcast.com/] for Financial Freebies and Classes Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich Download a free guide today to help plan your financial future! [https://www.futurerichpodcast.com/copy-of-classes] The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Advertising Inquiries: https://redcircle.com/brands [https://redcircle.com/brands]

322. Gracie Follow Up "How We Navigated ALS and Protected Our Family's Future"

This heartfelt and insightful follow-up episode of Future Rich is a little different than our regular programming. CFP Barbara Ginty is joined by a previous guest from episode 66 of the podcast [https://redcircle.com/shows/86f31ca4-f12a-4ebf-ace8-3bba5ce9f0f4/episodes/48419e4e-871f-4462-8f35-af4e75d4e4ce?_gl=1%2Ark2m7v%2A_gcl_au%2ANTUzMDI2NDMwLjE3Nzc2NDk1OTIuNjQ4ODkyODMyLjE3NzkyOTEzNzMuMTc3OTI5MTM3Mg..%2A_ga%2AMTI2NjQ0MTAwNC4xNzc3NjQ5NTky%2A_ga_KVZ47LYJWW%2AczE3Nzk0MjgwNzQkbzUyNyRnMSR0MTc3OTQyODA5MiRqNDIkbDAkaDA.], Gracy! She is 35 years old, lives in Nashville, TN, and is married with a three-year-old son. Gracy's husband was diagnosed with ALS the same year that their son was born, and the same year he graduated from Firefighter Academy. We're so thankful to Gracie for opening up and sharing her journey navigating the financial and emotional challenges that followed her husband's ALS diagnosis, and the incredible support she received from organizations like Tunnels to Towers. Barbara offers her insight on how to manage finances during a health crisis and what to prioritize. Her advice may surprise you. Click here to learn more about Tunnels to Towers. [https://t2t.org/] Click here for more info on ALS Legislation. [https://www.iamals.org/reauthorize-the-act-for-als/] If you'd like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, social security, and more. 💌 DM us on Instagram (@futurerichpodcast) or apply here [https://www.futurerichpodcast.com/copy-of-contact]. Let’s make it happen! ✨ #FutureRichPodcast **All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich! [https://futurerich.substack.com/] Subscriptions are FREE! Subscribe to our YouTube [https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured] Follow us on TikTok [https://www.tiktok.com/@futurerichpodcast] Follow us on Instagram [https://www.instagram.com/futurerichpodcast/] Visit the Future Rich Podcast website [https://www.futurerichpodcast.com/] for Financial Freebies and Classes Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich Download a free guide today to help plan your financial future! [https://www.futurerichpodcast.com/copy-of-classes] The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Advertising Inquiries: https://redcircle.com/brands [https://redcircle.com/brands]

321. Jill "Managing Family Finances and Building $750K in Retirement Savings"

In this episode of Future Rich, we're joined by the lovely Jill! Jill lives in the NY metro area with her husband and three children. She shares her experiences working in corporate America right out of college, moving to New York from the Midwest, why she decided to step down from her career to become a full-time stay-at-home mom, and how she saved $750K in her Personal IRA. The conversation also touches on... * The complexities of retirement planning * The role of financial advisors * The need for financial literacy, especially for women * The impact of social security on retirement planning * ... and more! If you'd like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, social security, and more. 💌 DM us on Instagram (@futurerichpodcast) or apply here [https://www.futurerichpodcast.com/copy-of-contact]. Let’s make it happen! ✨ #FutureRichPodcast **All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich! [https://futurerich.substack.com/] Subscriptions are FREE! Subscribe to our YouTube [https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured] Follow us on TikTok [https://www.tiktok.com/@futurerichpodcast] Follow us on Instagram [https://www.instagram.com/futurerichpodcast/] Visit the Future Rich Podcast website [https://www.futurerichpodcast.com/] for Financial Freebies and Classes Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich Download a free guide today to help plan your financial future! [https://www.futurerichpodcast.com/copy-of-classes] The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Advertising Inquiries: https://redcircle.com/brands [https://redcircle.com/brands]

320. Annie "Moving Back In with My Parents to Pay Off $10K of Credit Card Debt"

Happy Friday! This week on the podcast, we have a great episode with our lovely guest, Annie! Annie is 33 years old, lives in Pennsylvania with her parents, and works as a data analyst. She racked up $10K of credit card debt in her 20s and just finished paying it off. She is getting ready for a big move to Orlando, Florida, and dreams of retiring in her 50s. Despite her credit card debt and having $5K of student loans left to pay, Annie is on track to have $2 Million in savings in the next 20 years! Barb and Annie discuss... * Becoming work optional by age 55 * The importance of maintaining a healthy balance between current living expenses and future savings * Annie's impressive savings across various accounts * Her upcoming expenses related to her move * Annie's strategies for managing student loans and retirement contributions * ...and more! If you'd like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, social security, and more. 💌 DM us on Instagram (@futurerichpodcast) or apply here [https://www.futurerichpodcast.com/copy-of-contact]. Let’s make it happen! ✨ #FutureRichPodcast **All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich! [https://futurerich.substack.com/] Subscriptions are FREE! Subscribe to our YouTube [https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured] Follow us on TikTok [https://www.tiktok.com/@futurerichpodcast] Follow us on Instagram [https://www.instagram.com/futurerichpodcast/] Visit the Future Rich Podcast website [https://www.futurerichpodcast.com/] for Financial Freebies and Classes Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich Download a free guide today to help plan your financial future! [https://www.futurerichpodcast.com/copy-of-classes] The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Advertising Inquiries: https://redcircle.com/brands [https://redcircle.com/brands]