How we paid off $90k of bad debt in 3 years

Tiffany's Debt Payoff Journey

Today I'm joined by Tiffany, better known as Debt to Wealth Story. Between Instagram and Facebook, she's built a community of more than 10,000 followers by sharing her journey to financial freedom. Unlike many debt payoff stories, Tiffany didn't have one dramatic "aha!" moment that changed everything overnight. Instead, her mindset shifted gradually throughout her 20s and 30s as she realized just how much debt was limiting the life she wanted to live. In this episode, Tiffany shares how she accumulated credit card debt, student loans, and car loans—and how she and her husband worked together to eliminate them one by one. Today, they're just a few years away from paying off their home and becoming completely debt-free. We also discuss how debt delayed their ability to invest, build wealth, and create financial freedom. Through years of consistency and intentional decisions, Tiffany has put herself in a position where work is becoming optional—a goal many of us aspire to achieve. If you're feeling overwhelmed by debt or looking for motivation to stay the course, Tiffany's story is proof that lasting financial freedom doesn't require perfection—it requires persistence. I hope her journey inspires you as much as it inspired me. Enjoy the episode!

Ginny is reselling her way out of $250,000 of debt!

Ginny is an absolute inspiration, she like many of us ended up in debt mainly from student loans and the typical suspects car loans and personal loans. Just a few months ago she felt hopeless because her minimum payments were taking up all of her monthly income and there was no end in sight. That was until her and her husband decided to do something about it. They got organized and picked up side hustles, one of which is thrifting and reselling, which is helping her make extra debt payments to the tune of $1,000 a month. Now Ginny is paying off debt and has a target date in mind for being completely debt free in 5 years or less. Here is her story, I hope it can inspire you!

Nicole Paid Off $50k by age 26

Meet Nicole! Nicole paid off $50,000 in student loan and car loans by the age of 26. Not only did Nicole pay off $50,000 in debt but she went on to start create wealthy futures, which has over 5,000 followers on instagram and facebook. She teaches people how to get out of debt, invest, and avoid financial traps. Her specialty is also working with kids before college to help educate them on how to avoid crippling student loan debt, credit card debt, and car debt. Join us as we discuss her debt payoff journey and advice she gives to others in the same situation.

How we paid off $90k of bad debt in 3 years

Hi! My name is Shawn, I am the creator of the getting out of debt show. In this episode I wanted to take some time to share my personal story of how me and wife paid about $90k in debt in 3 years. I hope that this show inspires others to see that debt pay off is possible!

Kjersty is almost halfway through paying off $82k in debt.

On this episode I am joined by Kjersty, who goes by @livinonless on instagram. Kjersty is an amazing woman that went from being $82k in debt with no plan to just a year later being almost halfway through paying off her debt. She learned to build a budget while having 4 kids and working multiple side hustles to knock her debt down little by little. This is her amazing story from being in debt and terrified to absolutely crushing debt payoff and being an inspiration to others. Kjersty if you are reading this - thank you for being a guest on the show!