59 Women and the Media: How to Stand Out, Get Paid More and Never Apologise for Taking Up Space

59 Women and the Media: How to Stand Out, Get Paid More and Never Apologise for Taking Up Space

Naomi sits down with Maz Farrelly, the creative force behind some of the biggest TV shows on earth, including Big Brother, The X Factor, The Weakest Link, Dancing with the Stars and more, to go behind the scenes of a career built on standing out, backing herself and refusing to shrink.    Maz has a two-word mantra she has used to walk into every terrifying room, every high-stakes negotiation and every live TV crisis of her career: tits and teeth. It sounds cheeky, but the philosophy behind it — stand tall, smile, be memorable and never apologise for being in the room — is one of the most practical pieces of career advice you will ever hear. Together they explore what it really means to be a woman in a male-dominated industry, why the way we talk about ourselves matters more than we think, and the financial lessons Maz wishes someone had handed her at nineteen. Whether you are navigating a pay negotiation, building your personal brand or simply tired of apologising for taking up space — this one is for you. In this episode we cover: * How Maz went from fashion stylist to Emmy-winning TV producer — and what she learned along the way * Women and the media: the invisible ways gender bias shapes what we see, read and believe about ourselves * Being underestimated as a competitive advantage — and how Maz used it to quietly take everyone's jobs * Personal brand 101: why looking the part, owning your body language and being memorable are career strategies, not vanity * Salary negotiation tips from a woman who built every show she touched into a number one * The "tits and teeth" confidence trick for walking into any room like you own it * Compound interest — the single money concept Maz's friend Fee wishes every 19-year-old knew About Maz Farrelly: Maz is a BAFTA, Logie and ASTRA-winning TV producer and global keynote speaker whose content has been watched more than eight billion times. She has worked with everyone from King Charles to Beyoncé, and now coaches leaders and organisations around the world through her business Maz Speaks Global. Find her at mazspeaks.com [https://mazspeaks.com/]. Have a question? Email Naomi at naomi@hermoneymatters.com.au [naomi@hermoneymatters.com.au] or find us on Instagram — @hermoneymatters [https://www.instagram.com/hermoneymatters]. If this episode resonated with you, please share it with a woman in your life who needs to hear it — and leave us a review on Apple Podcasts or a follow on Spotify. It genuinely helps more women find us. The information shared in this episode is general in nature and does not take into account your personal objectives, financial situation, or needs. Before acting on any information discussed, please consider whether it is appropriate for your circumstances.

58 End Of Financial Year Checklist: Super, Tax Deductions and What Not to Miss Before June 30

The end of the financial year is an important point on the Australian calendar and most of us let it pass without making the most of our possible tax deductions.   In this episode, Naomi and Helene break down five superannuation strategies you can action before June 30, plus a quick-fire checklist of tax deductions worth having on your radar. The focus? Super, as it is a great tax-effective investment option available to everyday Australians, and the EOFY window is a great opportunity to review whether you have the ability to increase your contributions and get a tax benefit at the same time. Whether you have taken a career break, are self-employed, or simply haven't looked at your super in a while, there is something in here for you — and it could potentially save you thousands. In this episode we cover: * How to make the most of your concessional contributions cap before June 30 * The carry-forward rule — and why it is particularly powerful for women who have taken career breaks * Personal deductible contributions and the spouse super top-up strategy * The Government Co-contribution strategy and how you could get $500 for nothing (so long as you are eligible 😊) * A quick-fire checklist of other deductions to have on your radar before the year closes If this episode was useful, please share it and leave us a review on Apple Podcasts or a follow on Spotify — it genuinely helps more women find us. DISCLAIMER The information shared in this episode is general in nature and does not take into account your personal objectives, financial situation, or needs. Before acting on any information discussed, please consider whether it is appropriate for your circumstances and seek advice from a licensed financial adviser. This episode is proudly supported by NGS Super.

57 Why Your Credit Report Could Be Costing You Your Home Loan

Every time you shop around for a home loan online, you could be silently damaging your credit score. One missed payment can stay on your file for 2 years. A default? 5 years. Most women have never checked their credit report — and some only find out what's on it when the mortgage is declined. Today, we change that. Victoria Coster is the Founder & CEO of Credit Fix Solutions — Australia's #1 trusted credit repair company. She built it on one radical principle: no win, no fee. She now works with 9,000+ finance brokers across Australia, has expanded into New Zealand, and is developing a financial literacy program for Year 10 students. In this episode we cover: * What's actually in your credit report — and the 3 bureaus holding your data (Equifax, Illion, Experian) * The 5 data sets that make up your credit score and how long they stay * Why shopping around for loans online is damaging your score * What one missed payment really does * What hardship, divorce and financial difficulty look like on your file * The truth about debt management plans — some are a form of bankruptcy * What can be fixed, what can't, and when to call in a professional  Your red pill moment starts now. Connect with Victoria: Website: creditfixsolutions.com.au Phone: 1300 436 569  Get your FREE credit reports: Equifax → mycreditfile.com.au Experian → experian.com.au If this episode helped you, please follow the show and share it with someone who's thinking about buying a home or has ever had a financial setback. It could change everything for them. 💗

56 Ten Hacks to Boost Your Frequent Flyer Points and How to Use Your Points (Part 2)

In Part 2 of our frequent flyer series, Helene and I break down the practical side of points collecting. We share 10 ways Australians can accumulate points faster using spending they're already doing every day, along with the strategies that can help you get the most value from the points you earn. The reality is that most frequent flyer points are no longer earned from flying. They're earned through credit cards, supermarkets, insurance, utilities, shopping portals, wine clubs, hotels, and everyday household spending. We also discuss the best ways to redeem your points, including why flights generally offer far greater value than shopping rewards, gift cards, or fuel discounts. In this episode we cover: • The 10 ways to build a frequent flyer points balance • Credit card sign on bonuses and how they work • Using supermarkets, utilities and insurance to earn points • Shopping portals and hidden points opportunities • Why Qantas Wine has become a favourite points hack • The biggest mistakes people make when redeeming points • Why Business Class flights often provide the best value for your points • The difference between Classic Reward flights and Points Plus Pay If travel is on your bucket list, this episode will show you how to earn points faster, redeem them smarter, and potentially save thousands of dollars on your next holiday.

55 Business Class Dreams on a Budget:  Inside the World of Australia’s Frequent Flyer Programs (Part 1)

Ever wondered how people seem to casually fly business class to Europe while the rest of us are still recovering financially from booking economy seats to Bali? Welcome to the slightly obsessive, highly strategic, and surprisingly entertaining world of frequent flyer points.   As we head into holiday season and everyone starts dreaming about escaping the Australian winter for sunshine, cocktails, long lunches, and a European summer, there is one problem… travel has become expensive. Really expensive. Flights, accommodation, airport food, baggage fees, travel insurance: it all adds up quickly. And this year, with global tensions, fuel prices, airline disruptions, and endless schedule changes, travel feels more unpredictable than ever.   So in this two-part series, Naomi and Helene are diving headfirst into the world of Australia’s frequent flyer programs, travel hacks, reward seats, points strategies, and business class dreams. In Part 1, they unpack how the major frequent flyer programs actually work, who the different “points personalities” are, and Naomi makes a shocking confession… she and her husband have essentially built their lives around the Qantas Frequent Flyer program.   From refreshing reward seats at exactly midday like Taylor Swift concert tickets, to planning multi-country “milk run” routes across the globe just to secure a lie-flat bed and champagne at 35,000 feet, this episode proves that frequent flyer points are not just luck… they are strategy.   Meanwhile, Helene reveals she absolutely hates flying and would genuinely rather walk 500 miles than board a plane — making this week’s pop culture theme from The Proclaimers painfully appropriate.   This episode is funny, nostalgic, practical, slightly chaotic, and full of insights for anyone who has ever looked at a business class cabin and wondered, “How are these people affording this?” In this episode: * Breaking down the two frequent flyer programs in Australia: Qantas Frequent Flyer and Velocity Frequent Flyer * The hidden psychology and personalities of “points people” * Naomi’s confession as a full-blown frequent flyer obsessive * The reality of chasing business class flights to Europe * Why frequent flyer points are less about luxury… and more about understanding the system Part 2 of this series dives into the practical side of points hacking, including the best ways to accumulate points in Australia, how to maximise credit card bonuses, and the strategies frequent flyer pros use to actually secure reward flights and business class upgrades.   Because travel might be expensive… but paying full price is apparently optional.