#502 Smart debt and mortgage strategies w. Malcolm and Matt

#502 Smart debt and mortgage strategies w. Malcolm and Matt

On today's episode of the Mo Money podcast, you will understand exactly what separates a strategic mortgage from just getting the cheapest rate, the mistakes that are quietly costing high income earners serious money, and what to do about it in the current rate environment. I unpack the stories with Malcolm and Matt on what you should be doing, how to think ahead, and there's a lot of things that come into play when it comes to structuring and lending. Mission Critical to listen to this if you are looking to purchase or refinance anytime soon. Smarter money moves start here. Learn how to cut through the noise, avoid expensive mistakes, and get ahead faster. Helpful links: Book a no-strings call to get more out of your money here: www.pivotwealth.com.au/booking [http://www.pivotwealth.com.au/booking] Upcoming events: www.eventbrite.com.au/o/ben-nash-pivot-wealth-34379655697 [https://d5xz2f04.na1.hs-sales-engage.com/Ctc/UE+23284/d5xz2f04/Jll2-6qcW7Y8-PT6lZ3lSW3fHjDD7jNY4xW1jpwqS6hSBZjW2ySPRK6Bd5j9W8gGWY941MQT9W6VSS3j2-bbX1W3-g9WR1xWDs5W6S72VF18SGPGW271v-26cxMXFW8KG6q82wq5BWW84qnXx1YlTyJW3M_h9B962VB2W3sjXcD2svhStW8_zfmv8N26PpW7n5Z9G7g9_1VVbtmkb4-k97XW1rWPXn1tqw4jW3qqpgR7cKddKW2fHcjJ5XchDjVfPyp87jKJrXVxMsf77vylftW2-cflm7H7sLXW5tTGJ64_4FTGN7ZyC44s4b3WM9nBkYHD7ZNW8Dt7Rt92NNf4W7Xt5zr8Kb7n8f4R84p204] Ben's books: www.pivotwealth.com.au/books [http://www.pivotwealth.com.au/books] More about Pivot Wealth: www.pivotwealth.com.au [http://www.pivotwealth.com.au/] Follow us on socials: Instagram: https://www.instagram.com/pivotben [https://www.instagram.com/pivotben] TikTok: https://www.tiktok.com/@bentalksmoney [https://d5xz2f04.na1.hs-sales-engage.com/Ctc/UE+23284/d5xz2f04/JkM2-6qcW6N1vHY6lZ3lLN5HxSDRGTmy6W8gNY5B3Z_G0QW49vdZ03PsttWW7yvXkv8kklLxW5jf4Yb5LmflnW5vgtKc4y8nncW5GZBdB8t3mPFW8Zpj008FWP5XVQzXHN6FX9snW4pN3cG96YKlrW5H93qs3ChjT4W82mB8G4LNhv2W8ryFh82K3dSBW3f-LC74Cbb7VW38GLhm35rw10VFSwYB83xHf-W337Bhj3KVHTTW4B6Mbw1PkxkRVpRRBX11fVbNW2rYmm33cRPjDW5R4PK045KZv8VjlsZ32nRqM2dvCwfq04] YouTube: https://www.youtube.com/c/BenNashPivot [https://d5xz2f04.na1.hs-sales-engage.com/Ctc/UE+23284/d5xz2f04/JkM2-6qcW6N1vHY6lZ3kVW7nkx2z1_m78SW2D3cl16H-nMXW7FWb1Y77X3ZzN8XSqd9by6kJW5CsZx-6jwx0MW3ftG7Z5ssmkdW6M89nz6t5rDNW3nQT_F58XGWCW8XjrVY2J5f-kW3D_1_225-w-jVk_bhj1yznbQW4S7l6F1jS3TwW7qdTtQ6ztjYsW3v1jGk67L5g2W4Sjgmj1Gcrl-W8y2Zfp3VzPfvN102v0PCvw7RW2rqYQM5HKtzPW3bv6hy54S_plW4xxXXx2ZwpBrW406PrS9dkQBGW8-Nm1L9b5RJNf7zGDc204] Facebook: https://www.facebook.com/pivotwealth/https://www.facebook.com/pivotwealth/ [https://www.facebook.com/pivotwealth/] Book a chat: calendly.com/pivot-new-clients/intro-chat-w-pivot-wealth [https://d5xz2f04.na1.hs-sales-engage.com/Ctc/UE+23284/d5xz2f04/Jll2-6qcW7Y8-PT6lZ3mGW900KhJ4H5Q3gW4186b550dRSJW3qn30294q4xpW8pJGxb4fV6CWW5Plc2_1WgbYsW6zVSdP5KGfqWW3zQ8xK5KH0XJV7W4cl4fMldyW88L5g75fmYSjW14_Sdx2lXxKYW5mvqTC42cTZsW7x6hvj7BJ-qHW4dVRH_1xj-HPW52-3fD5xnJV-W6mKkHV3CbFXnVKzQXJ2QK8C2VBhBHz1s8_zBW6Xf1bg3rc51_W7LPyXm76PkqBW4zg7t15MXl1FW5fthhK2J17s1N2-PjLzddrg9W1df7wj4N5mtxW28zPB_47yzg2W88170j4PPWtrW5-1Rp13173PDf3SlJx404] Disclaimer This podcast is for education only and doesn't take into account your personal circumstances. It's not financial advice. If you buy a financial product, read the PDS and TMD, and seek advice tailored to your situation. Ben Nash and Pivot Wealth are authorised representatives of Fish Tacos Pty Ltd, ABN 14 649 248 082, AFSL 533055.

#501 Property and sharemarket predictions w. Diana Mousina

In this episode of the Mo Money podcast, we talked to Deanna Messina, who's the Deputy Chief Economist at AMP. She's got a bunch of experience with financial markets, and spends most of her days crunching data on inflation, interest rates, what's going on in the property market and the share market as well. So we get Diana to get her crystal ball out some predictions around what's happening in the property market, what's potentially going to happen in the share market, as well as what might happen with the upcoming federal budget. This episode is perfect for anyone that wants to understand what's driving what's actually going on with their money. Smarter money moves start here. Learn how to cut through the noise, avoid expensive mistakes, and get ahead faster. Helpful links: Book a no-strings call to get more out of your money here: www.pivotwealth.com.au/booking [http://www.pivotwealth.com.au/booking] Upcoming events: www.eventbrite.com.au/o/ben-nash-pivot-wealth-34379655697 [https://d5xz2f04.na1.hs-sales-engage.com/Ctc/UE+23284/d5xz2f04/Jll2-6qcW7Y8-PT6lZ3lSW3fHjDD7jNY4xW1jpwqS6hSBZjW2ySPRK6Bd5j9W8gGWY941MQT9W6VSS3j2-bbX1W3-g9WR1xWDs5W6S72VF18SGPGW271v-26cxMXFW8KG6q82wq5BWW84qnXx1YlTyJW3M_h9B962VB2W3sjXcD2svhStW8_zfmv8N26PpW7n5Z9G7g9_1VVbtmkb4-k97XW1rWPXn1tqw4jW3qqpgR7cKddKW2fHcjJ5XchDjVfPyp87jKJrXVxMsf77vylftW2-cflm7H7sLXW5tTGJ64_4FTGN7ZyC44s4b3WM9nBkYHD7ZNW8Dt7Rt92NNf4W7Xt5zr8Kb7n8f4R84p204] Ben's books: www.pivotwealth.com.au/books [http://www.pivotwealth.com.au/books] More about Pivot Wealth: www.pivotwealth.com.au [http://www.pivotwealth.com.au/] Follow us on socials: Instagram: https://www.instagram.com/pivotben [https://www.instagram.com/pivotben] TikTok: https://www.tiktok.com/@bentalksmoney [https://d5xz2f04.na1.hs-sales-engage.com/Ctc/UE+23284/d5xz2f04/JkM2-6qcW6N1vHY6lZ3lLN5HxSDRGTmy6W8gNY5B3Z_G0QW49vdZ03PsttWW7yvXkv8kklLxW5jf4Yb5LmflnW5vgtKc4y8nncW5GZBdB8t3mPFW8Zpj008FWP5XVQzXHN6FX9snW4pN3cG96YKlrW5H93qs3ChjT4W82mB8G4LNhv2W8ryFh82K3dSBW3f-LC74Cbb7VW38GLhm35rw10VFSwYB83xHf-W337Bhj3KVHTTW4B6Mbw1PkxkRVpRRBX11fVbNW2rYmm33cRPjDW5R4PK045KZv8VjlsZ32nRqM2dvCwfq04] YouTube: https://www.youtube.com/c/BenNashPivot [https://d5xz2f04.na1.hs-sales-engage.com/Ctc/UE+23284/d5xz2f04/JkM2-6qcW6N1vHY6lZ3kVW7nkx2z1_m78SW2D3cl16H-nMXW7FWb1Y77X3ZzN8XSqd9by6kJW5CsZx-6jwx0MW3ftG7Z5ssmkdW6M89nz6t5rDNW3nQT_F58XGWCW8XjrVY2J5f-kW3D_1_225-w-jVk_bhj1yznbQW4S7l6F1jS3TwW7qdTtQ6ztjYsW3v1jGk67L5g2W4Sjgmj1Gcrl-W8y2Zfp3VzPfvN102v0PCvw7RW2rqYQM5HKtzPW3bv6hy54S_plW4xxXXx2ZwpBrW406PrS9dkQBGW8-Nm1L9b5RJNf7zGDc204] Facebook: https://www.facebook.com/pivotwealth/https://www.facebook.com/pivotwealth/ [https://www.facebook.com/pivotwealth/] Book a chat: calendly.com/pivot-new-clients/intro-chat-w-pivot-wealth [https://d5xz2f04.na1.hs-sales-engage.com/Ctc/UE+23284/d5xz2f04/Jll2-6qcW7Y8-PT6lZ3mGW900KhJ4H5Q3gW4186b550dRSJW3qn30294q4xpW8pJGxb4fV6CWW5Plc2_1WgbYsW6zVSdP5KGfqWW3zQ8xK5KH0XJV7W4cl4fMldyW88L5g75fmYSjW14_Sdx2lXxKYW5mvqTC42cTZsW7x6hvj7BJ-qHW4dVRH_1xj-HPW52-3fD5xnJV-W6mKkHV3CbFXnVKzQXJ2QK8C2VBhBHz1s8_zBW6Xf1bg3rc51_W7LPyXm76PkqBW4zg7t15MXl1FW5fthhK2J17s1N2-PjLzddrg9W1df7wj4N5mtxW28zPB_47yzg2W88170j4PPWtrW5-1Rp13173PDf3SlJx404] Disclaimer This podcast is for education only and doesn't take into account your personal circumstances. It's not financial advice. If you buy a financial product, read the PDS and TMD, and seek advice tailored to your situation. Ben Nash and Pivot Wealth are authorised representatives of Fish Tacos Pty Ltd, ABN 14 649 248 082, AFSL 533055.

#500 Lessons learnt from half a decade of investing

This episode of the Mo Money podcast is our 500th episode, and it's a milestone that we're pretty proud of. We wanted to do something a little bit different, a little bit special, to talk you through some of the lessons that we've learned over the last six and a bit years in putting out the podcast, some of the rules to live by when it when it comes to your money, the ones that have stood the test of time, and Siobhan puts me on the hot seat to ask me about some of my personal money journey and lessons learned as well. Smarter money moves start here. Learn how to cut through the noise, avoid expensive mistakes, and get ahead faster. Helpful links: Book a no-strings call to get more out of your money here: www.pivotwealth.com.au/booking [http://www.pivotwealth.com.au/booking] Upcoming events: www.eventbrite.com.au/o/ben-nash-pivot-wealth-34379655697 [https://d5xz2f04.na1.hs-sales-engage.com/Ctc/UE+23284/d5xz2f04/Jll2-6qcW7Y8-PT6lZ3lSW3fHjDD7jNY4xW1jpwqS6hSBZjW2ySPRK6Bd5j9W8gGWY941MQT9W6VSS3j2-bbX1W3-g9WR1xWDs5W6S72VF18SGPGW271v-26cxMXFW8KG6q82wq5BWW84qnXx1YlTyJW3M_h9B962VB2W3sjXcD2svhStW8_zfmv8N26PpW7n5Z9G7g9_1VVbtmkb4-k97XW1rWPXn1tqw4jW3qqpgR7cKddKW2fHcjJ5XchDjVfPyp87jKJrXVxMsf77vylftW2-cflm7H7sLXW5tTGJ64_4FTGN7ZyC44s4b3WM9nBkYHD7ZNW8Dt7Rt92NNf4W7Xt5zr8Kb7n8f4R84p204] Ben's books: www.pivotwealth.com.au/books [http://www.pivotwealth.com.au/books] More about Pivot Wealth: www.pivotwealth.com.au [http://www.pivotwealth.com.au/] Follow us on socials: Instagram: https://www.instagram.com/pivotben [https://www.instagram.com/pivotben] TikTok: https://www.tiktok.com/@bentalksmoney [https://d5xz2f04.na1.hs-sales-engage.com/Ctc/UE+23284/d5xz2f04/JkM2-6qcW6N1vHY6lZ3lLN5HxSDRGTmy6W8gNY5B3Z_G0QW49vdZ03PsttWW7yvXkv8kklLxW5jf4Yb5LmflnW5vgtKc4y8nncW5GZBdB8t3mPFW8Zpj008FWP5XVQzXHN6FX9snW4pN3cG96YKlrW5H93qs3ChjT4W82mB8G4LNhv2W8ryFh82K3dSBW3f-LC74Cbb7VW38GLhm35rw10VFSwYB83xHf-W337Bhj3KVHTTW4B6Mbw1PkxkRVpRRBX11fVbNW2rYmm33cRPjDW5R4PK045KZv8VjlsZ32nRqM2dvCwfq04] YouTube: https://www.youtube.com/c/BenNashPivot [https://d5xz2f04.na1.hs-sales-engage.com/Ctc/UE+23284/d5xz2f04/JkM2-6qcW6N1vHY6lZ3kVW7nkx2z1_m78SW2D3cl16H-nMXW7FWb1Y77X3ZzN8XSqd9by6kJW5CsZx-6jwx0MW3ftG7Z5ssmkdW6M89nz6t5rDNW3nQT_F58XGWCW8XjrVY2J5f-kW3D_1_225-w-jVk_bhj1yznbQW4S7l6F1jS3TwW7qdTtQ6ztjYsW3v1jGk67L5g2W4Sjgmj1Gcrl-W8y2Zfp3VzPfvN102v0PCvw7RW2rqYQM5HKtzPW3bv6hy54S_plW4xxXXx2ZwpBrW406PrS9dkQBGW8-Nm1L9b5RJNf7zGDc204] Facebook: https://www.facebook.com/pivotwealth/https://www.facebook.com/pivotwealth/ [https://www.facebook.com/pivotwealth/] Book a chat: calendly.com/pivot-new-clients/intro-chat-w-pivot-wealth [https://d5xz2f04.na1.hs-sales-engage.com/Ctc/UE+23284/d5xz2f04/Jll2-6qcW7Y8-PT6lZ3mGW900KhJ4H5Q3gW4186b550dRSJW3qn30294q4xpW8pJGxb4fV6CWW5Plc2_1WgbYsW6zVSdP5KGfqWW3zQ8xK5KH0XJV7W4cl4fMldyW88L5g75fmYSjW14_Sdx2lXxKYW5mvqTC42cTZsW7x6hvj7BJ-qHW4dVRH_1xj-HPW52-3fD5xnJV-W6mKkHV3CbFXnVKzQXJ2QK8C2VBhBHz1s8_zBW6Xf1bg3rc51_W7LPyXm76PkqBW4zg7t15MXl1FW5fthhK2J17s1N2-PjLzddrg9W1df7wj4N5mtxW28zPB_47yzg2W88170j4PPWtrW5-1Rp13173PDf3SlJx404] Disclaimer This podcast is for education only and doesn't take into account your personal circumstances. It's not financial advice. If you buy a financial product, read the PDS and TMD, and seek advice tailored to your situation. Ben Nash and Pivot Wealth are authorised representatives of Fish Tacos Pty Ltd, ABN 14 649 248 082, AFSL 533055.

#499 The Home Upgrade Trap

On this episode of the Mo Money podcast, we talk about the Home Upgrade trap and the cost that can come with upgrading your home at the wrong time. We talk through how you can think about this decision and make it work in a way that actually works for you, and how to be more strategic with the decisions that you make around what is one of the most important decisions when it comes to your money. Smarter money moves start here. Learn how to cut through the noise, avoid expensive mistakes, and get ahead faster. Helpful links: Book a no-strings call to get more out of your money here: www.pivotwealth.com.au/booking [http://www.pivotwealth.com.au/booking] Upcoming events: www.eventbrite.com.au/o/ben-nash-pivot-wealth-34379655697 [https://d5xz2f04.na1.hs-sales-engage.com/Ctc/UE+23284/d5xz2f04/Jll2-6qcW7Y8-PT6lZ3lSW3fHjDD7jNY4xW1jpwqS6hSBZjW2ySPRK6Bd5j9W8gGWY941MQT9W6VSS3j2-bbX1W3-g9WR1xWDs5W6S72VF18SGPGW271v-26cxMXFW8KG6q82wq5BWW84qnXx1YlTyJW3M_h9B962VB2W3sjXcD2svhStW8_zfmv8N26PpW7n5Z9G7g9_1VVbtmkb4-k97XW1rWPXn1tqw4jW3qqpgR7cKddKW2fHcjJ5XchDjVfPyp87jKJrXVxMsf77vylftW2-cflm7H7sLXW5tTGJ64_4FTGN7ZyC44s4b3WM9nBkYHD7ZNW8Dt7Rt92NNf4W7Xt5zr8Kb7n8f4R84p204] Ben's books: www.pivotwealth.com.au/books [http://www.pivotwealth.com.au/books] More about Pivot Wealth: www.pivotwealth.com.au [http://www.pivotwealth.com.au/] Follow us on socials: Instagram: https://www.instagram.com/pivotben [https://www.instagram.com/pivotben] TikTok: https://www.tiktok.com/@bentalksmoney [https://d5xz2f04.na1.hs-sales-engage.com/Ctc/UE+23284/d5xz2f04/JkM2-6qcW6N1vHY6lZ3lLN5HxSDRGTmy6W8gNY5B3Z_G0QW49vdZ03PsttWW7yvXkv8kklLxW5jf4Yb5LmflnW5vgtKc4y8nncW5GZBdB8t3mPFW8Zpj008FWP5XVQzXHN6FX9snW4pN3cG96YKlrW5H93qs3ChjT4W82mB8G4LNhv2W8ryFh82K3dSBW3f-LC74Cbb7VW38GLhm35rw10VFSwYB83xHf-W337Bhj3KVHTTW4B6Mbw1PkxkRVpRRBX11fVbNW2rYmm33cRPjDW5R4PK045KZv8VjlsZ32nRqM2dvCwfq04] YouTube: https://www.youtube.com/c/BenNashPivot [https://d5xz2f04.na1.hs-sales-engage.com/Ctc/UE+23284/d5xz2f04/JkM2-6qcW6N1vHY6lZ3kVW7nkx2z1_m78SW2D3cl16H-nMXW7FWb1Y77X3ZzN8XSqd9by6kJW5CsZx-6jwx0MW3ftG7Z5ssmkdW6M89nz6t5rDNW3nQT_F58XGWCW8XjrVY2J5f-kW3D_1_225-w-jVk_bhj1yznbQW4S7l6F1jS3TwW7qdTtQ6ztjYsW3v1jGk67L5g2W4Sjgmj1Gcrl-W8y2Zfp3VzPfvN102v0PCvw7RW2rqYQM5HKtzPW3bv6hy54S_plW4xxXXx2ZwpBrW406PrS9dkQBGW8-Nm1L9b5RJNf7zGDc204] Facebook: https://www.facebook.com/pivotwealth/https://www.facebook.com/pivotwealth/ [https://www.facebook.com/pivotwealth/] Book a chat: calendly.com/pivot-new-clients/intro-chat-w-pivot-wealth [https://d5xz2f04.na1.hs-sales-engage.com/Ctc/UE+23284/d5xz2f04/Jll2-6qcW7Y8-PT6lZ3mGW900KhJ4H5Q3gW4186b550dRSJW3qn30294q4xpW8pJGxb4fV6CWW5Plc2_1WgbYsW6zVSdP5KGfqWW3zQ8xK5KH0XJV7W4cl4fMldyW88L5g75fmYSjW14_Sdx2lXxKYW5mvqTC42cTZsW7x6hvj7BJ-qHW4dVRH_1xj-HPW52-3fD5xnJV-W6mKkHV3CbFXnVKzQXJ2QK8C2VBhBHz1s8_zBW6Xf1bg3rc51_W7LPyXm76PkqBW4zg7t15MXl1FW5fthhK2J17s1N2-PjLzddrg9W1df7wj4N5mtxW28zPB_47yzg2W88170j4PPWtrW5-1Rp13173PDf3SlJx404] Disclaimer This podcast is for education only and doesn't take into account your personal circumstances. It's not financial advice. If you buy a financial product, read the PDS and TMD, and seek advice tailored to your situation. Ben Nash and Pivot Wealth are authorised representatives of Fish Tacos Pty Ltd, ABN 14 649 248 082, AFSL 533055.

#498 AI bubble fears and growing your investments

In this episode of the Mo Money podcast, we chat about the "AI bubble" in sort-of inverted commas, and how you can invest when everyone's owning the same sorts of investments. So, we talk a bit about the Magnificent Seven, concentration risk, what that actually means the AI wave, and how that's driving around investor behavior and shifting market dynamics, as well as what you should be thinking about now to make sure that your investments are set up in a way to take advantage of what's happening in markets, but also not leaving you overexposed. Smarter money moves start here. Learn how to cut through the noise, avoid expensive mistakes, and get ahead faster. Helpful links: Book a no-strings call to get more out of your money here: www.pivotwealth.com.au/booking [http://www.pivotwealth.com.au/booking] Upcoming events: www.eventbrite.com.au/o/ben-nash-pivot-wealth-34379655697 [https://d5xz2f04.na1.hs-sales-engage.com/Ctc/UE+23284/d5xz2f04/Jll2-6qcW7Y8-PT6lZ3lSW3fHjDD7jNY4xW1jpwqS6hSBZjW2ySPRK6Bd5j9W8gGWY941MQT9W6VSS3j2-bbX1W3-g9WR1xWDs5W6S72VF18SGPGW271v-26cxMXFW8KG6q82wq5BWW84qnXx1YlTyJW3M_h9B962VB2W3sjXcD2svhStW8_zfmv8N26PpW7n5Z9G7g9_1VVbtmkb4-k97XW1rWPXn1tqw4jW3qqpgR7cKddKW2fHcjJ5XchDjVfPyp87jKJrXVxMsf77vylftW2-cflm7H7sLXW5tTGJ64_4FTGN7ZyC44s4b3WM9nBkYHD7ZNW8Dt7Rt92NNf4W7Xt5zr8Kb7n8f4R84p204] Ben's books: www.pivotwealth.com.au/books [http://www.pivotwealth.com.au/books] More about Pivot Wealth: www.pivotwealth.com.au [http://www.pivotwealth.com.au/] Follow us on socials: Instagram: https://www.instagram.com/pivotben [https://www.instagram.com/pivotben] TikTok: https://www.tiktok.com/@bentalksmoney [https://d5xz2f04.na1.hs-sales-engage.com/Ctc/UE+23284/d5xz2f04/JkM2-6qcW6N1vHY6lZ3lLN5HxSDRGTmy6W8gNY5B3Z_G0QW49vdZ03PsttWW7yvXkv8kklLxW5jf4Yb5LmflnW5vgtKc4y8nncW5GZBdB8t3mPFW8Zpj008FWP5XVQzXHN6FX9snW4pN3cG96YKlrW5H93qs3ChjT4W82mB8G4LNhv2W8ryFh82K3dSBW3f-LC74Cbb7VW38GLhm35rw10VFSwYB83xHf-W337Bhj3KVHTTW4B6Mbw1PkxkRVpRRBX11fVbNW2rYmm33cRPjDW5R4PK045KZv8VjlsZ32nRqM2dvCwfq04] YouTube: https://www.youtube.com/c/BenNashPivot [https://d5xz2f04.na1.hs-sales-engage.com/Ctc/UE+23284/d5xz2f04/JkM2-6qcW6N1vHY6lZ3kVW7nkx2z1_m78SW2D3cl16H-nMXW7FWb1Y77X3ZzN8XSqd9by6kJW5CsZx-6jwx0MW3ftG7Z5ssmkdW6M89nz6t5rDNW3nQT_F58XGWCW8XjrVY2J5f-kW3D_1_225-w-jVk_bhj1yznbQW4S7l6F1jS3TwW7qdTtQ6ztjYsW3v1jGk67L5g2W4Sjgmj1Gcrl-W8y2Zfp3VzPfvN102v0PCvw7RW2rqYQM5HKtzPW3bv6hy54S_plW4xxXXx2ZwpBrW406PrS9dkQBGW8-Nm1L9b5RJNf7zGDc204] Facebook: https://www.facebook.com/pivotwealth/https://www.facebook.com/pivotwealth/ [https://www.facebook.com/pivotwealth/] Book a chat: calendly.com/pivot-new-clients/intro-chat-w-pivot-wealth [https://d5xz2f04.na1.hs-sales-engage.com/Ctc/UE+23284/d5xz2f04/Jll2-6qcW7Y8-PT6lZ3mGW900KhJ4H5Q3gW4186b550dRSJW3qn30294q4xpW8pJGxb4fV6CWW5Plc2_1WgbYsW6zVSdP5KGfqWW3zQ8xK5KH0XJV7W4cl4fMldyW88L5g75fmYSjW14_Sdx2lXxKYW5mvqTC42cTZsW7x6hvj7BJ-qHW4dVRH_1xj-HPW52-3fD5xnJV-W6mKkHV3CbFXnVKzQXJ2QK8C2VBhBHz1s8_zBW6Xf1bg3rc51_W7LPyXm76PkqBW4zg7t15MXl1FW5fthhK2J17s1N2-PjLzddrg9W1df7wj4N5mtxW28zPB_47yzg2W88170j4PPWtrW5-1Rp13173PDf3SlJx404] Disclaimer This podcast is for education only and doesn't take into account your personal circumstances. It's not financial advice. If you buy a financial product, read the PDS and TMD, and seek advice tailored to your situation. Ben Nash and Pivot Wealth are authorised representatives of Fish Tacos Pty Ltd, ABN 14 649 248 082, AFSL 533055.