New Research, New Rules (New Study Challenges Everything We Know About the Right Portfolio Split)

The Investment Product I Avoid And Why

Sign up to my free masterclass: https://learn.moneywithcarla.com/invest Watch my video on asset allocation: https://youtu.be/zJ6TmTZ0lAM There is one type of investment product I would never willingly put my money into. That product is an actively managed fund. Actively managed investment funds seem to be a good choice because they aim to outperform the average of the markets. However, in reality, these funds often charge high fees AND underperform the benchmark, since it's incredibly difficult to do. So at the end of the day, these funds put you very far behind where you could have been, had you just invested in simple, low-cost index funds. Disclaimer: All content I share is educational in nature and does not constitute financial advice. Any calculations or returns referenced are based on historical figures, future returns are not guaranteed. All information shared is market sensitive and subject to change as markets and economic conditions evolve. Personalised one-on-one advice is available exclusively to my Invest with Confidence Executive students through direct consultation calls. I am authorised to render financial services, including advice, under Wealth Office (Pty) Ltd, FSP 54904. https://www.moneywithcarla.com/terms

New Research, New Rules (New Study Challenges Everything We Know About the Right Portfolio Split)

Sign up for the free investing masterclass: https://learn.moneywithcarla.com/invest Most investors are doing too much and it's costing them. A 2025 study analysed 130 years of data across 39 countries and found that a 100% stock portfolio outperforms the traditional stock-and-bond approach over a lifetime. It also found that investors with zero bonds can reach the same retirement outcomes while saving significantly less each month. In this episode I also share why checking your portfolio less often leads to better returns, and why the best investors are not the most active ones. Disclaimer: All content I share is educational in nature and does not constitute financial advice. Any calculations or returns referenced are based on historical figures, future returns are not guaranteed. All information shared is market sensitive and subject to change as markets and economic conditions evolve. Personalised one-on-one advice is available exclusively to my Invest with Confidence Executive students through direct consultation calls. I am authorised to render financial services, including advice, under Wealth Office (Pty) Ltd, FSP 54904. https://www.moneywithcarla.com/terms

Is Your Investment Property ACTUALLY Profitable? (How to Realistically Check)

Sign up for the FREE Masterclass: https://learn.moneywithcarla.com/invest I used to think property/real estate investing was the simplest way to get wealthy. You can get leverage from the bank, the asset is tangible, and property looks safe. But with property investments, people disregard the most important things that actually show whether your property investment is profitable. The majority of the time, once you do the proper calculations, you'll see that everything is not as simple and straightforward as you were told. Disclaimer: All content I share is educational in nature and does not constitute financial advice. Any calculations or returns referenced are based on historical figures, future returns are not guaranteed. All information shared is market sensitive and subject to change as markets and economic conditions evolve. Personalised one-on-one advice is available exclusively to my Invest with Confidence Executive students through direct consultation calls. I am authorised to render financial services, including advice, under Wealth Office (Pty) Ltd, FSP 54904. https://www.moneywithcarla.com/terms

South African Expats: Leaving SA Does Not Mean Leaving SARS Behind

Follow Marisca on Instagram: @taxmatterswithmarisca Previous episode with Marisca on trusts: https://youtu.be/7Ojy5bLAD8Q Are you a South African expat unsure about your tax obligations back home? In this episode, Carla sits down with a South African tax expert to unpack everything expats need to know. From the biggest tax mistakes SA expats make, to double tax agreements, exit tax calculations, and how to correctly cease tax residency in South Africa. Whether you're a yachtie or living abroad long-term, this episode could save you thousands. We also cover what happens if you want to move back to South Africa and withdrawing retirement products as a non-tax resident. Disclaimer: Content produced by Money with Carla is intended as educational only. It does not substitute the need for professional investment advice. Although I do everything I can to ensure calculations are accurate, they could include errors. Please consult a licensed professional before investing in investment products. Money With Carla is not a licensed advisor and does not sell investment products.

Stop Guessing Where Your Money Should Go (Do This Instead)

FREE Money Planning Masterclass: https://learn.moneywithcarla.com/Money-Planning-Masterclass-Optin The Money Game Plan Program: https://learn.moneywithcarla.com/Your-money-gameplan Video on emergency funds: https://youtu.be/DLzLqCAbUYA Learn how to build wealth with a simple payday routine and cashflow priorities system that actually works. In this video, I break down the 3-level money framework I use with my students to help them pay off high-interest debt, build an emergency fund, and start investing with confidence. I also share some practical budgeting tips, and the exact order your income should flow each payday to create long-term financial freedom without sacrificing your lifestyle. Whether you’re overwhelmed by debt, struggling to save money, or looking for a smarter wealth-building strategy, this step-by-step guide will help you take control of your finances and make better money decisions aligned with your goals. Disclaimer: Content produced by Money with Carla is intended as educational only. It does not substitute the need for professional investment advice. Although I do everything I can to ensure calculations are accurate, they could include errors. Please consult a licensed professional before investing in investment products. Money With Carla is not a licensed advisor and does not sell investment products.